Credifamilia Compañía de Financiamiento S.A. (BVC: CREDIFAMI)

CREDIFAMI Ratios and Metrics

Market cap in millions COP. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Oct 16, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	90,153	90,153	90,117	90,117	90,153	47,421
Market Cap Growth	0.04%	0.04%	0%	-0.04%	90.11%	-
PE Ratio	8.09	5.29	2.80	4.34	6.77	4.10
PS Ratio	1.39	1.15	0.98	1.71	2.95	1.26
PB Ratio	0.90	0.91	0.95	1.21	1.44	0.90
P/FCF Ratio	-1.52	-45.08	1.04	9.60	-1.90	-0.81
P/OCF Ratio	-1.52	-51.74	1.04	8.76	-1.90	-0.82
Debt / Equity Ratio	4.74	4.47	4.05	5.15	6.13	6.66
Debt / FCF Ratio	-7.95	-222.80	4.44	40.95	-8.11	-5.98
Quick Ratio	3.13	3.24	3.56	4.82	9.48	10.52
Current Ratio	3.22	3.29	3.60	4.84	9.69	10.98
Asset Turnover	0.09	0.11	0.15	0.10	0.07	0.09
Return on Equity (ROE)	11.38%	17.52%	32.66%	23.88%	17.32%	17.54%
Return on Assets (ROA)	1.48%	2.37%	4.48%	3.06%	2.13%	2.17%
Earnings Yield	12.37%	18.91%	30.76%	18.22%	11.10%	18.31%
FCF Yield	-65.99%	-2.22%	96.11%	10.42%	-52.59%	-123.92%
Dividend Yield	8.51%	8.51%	16.07%	10.37%	-	-
Payout Ratio	86.20%	69.91%	26.65%	27.43%	-	24.19%
Buyback Yield / Dilution	-0.00%	-	-	-	-	-0.01%
Total Shareholder Return	8.51%	8.51%	16.07%	10.37%	-	-0.01%

Source: S&P Capital IQ. Financial Services template. Financial Sources.