Credifamilia Compañía de Financiamiento S.A. (BVC:CREDIFAMI)

BVC:CREDIFAMI Statistics

Total Valuation

BVC:CREDIFAMI has a market cap or net worth of COP 90.15 billion.

Market Cap	90.15B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, May 15, 2026.

Earnings Date	May 15, 2026
Ex-Dividend Date	n/a

Share Statistics

BVC:CREDIFAMI has 36.06 million shares outstanding.

Current Share Class	36.06M
Shares Outstanding	36.06M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	3.53%
Owned by Institutions (%)	22.87%
Float	8.25M

Valuation Ratios

The trailing PE ratio is 5.58.

PE Ratio	5.58
Forward PE	n/a
PS Ratio	1.38
PB Ratio	0.79
P/TBV Ratio	0.79
P/FCF Ratio	3.34
P/OCF Ratio	3.32
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.99, with a Debt / Equity ratio of 4.02.

Current Ratio	2.99
Quick Ratio	2.94
Debt / Equity	4.02
Debt / EBITDA	n/a
Debt / FCF	16.95
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.95% and return on invested capital (ROIC) is 2.96%.

Return on Equity (ROE)	14.95%
Return on Assets (ROA)	2.03%
Return on Invested Capital (ROIC)	2.96%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.70%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, BVC:CREDIFAMI has paid 2.98 billion in taxes.

Income Tax	2.98B
Effective Tax Rate	15.56%

Stock Price Statistics

Beta (5Y)	0.00
52-Week Price Change	n/a
50-Day Moving Average	2,500.00
200-Day Moving Average	2,500.00
Relative Strength Index (RSI)	100.00
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVC:CREDIFAMI had revenue of COP 65.35 billion and earned 16.16 billion in profits. Earnings per share was 448.21.

Revenue	65.35B
Gross Profit	65.29B
Operating Income	19.15B
Pretax Income	19.14B
Net Income	16.16B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	448.21

Balance Sheet

The company has 42.06 billion in cash and 457.98 billion in debt, with a net cash position of -415.91 billion or -11,533.50 per share.

Cash & Cash Equivalents	42.06B
Total Debt	457.98B
Net Cash	-415.91B
Net Cash Per Share	-11,533.50
Equity (Book Value)	113.84B
Book Value Per Share	3,156.72
Working Capital	490.65B

Cash Flow

In the last 12 months, operating cash flow was 27.18 billion and capital expenditures -163.52 million, giving a free cash flow of 27.02 billion.

Operating Cash Flow	27.18B
Capital Expenditures	-163.52M
Depreciation & Amortization	414.48M
Net Borrowing	-21.30B
Free Cash Flow	27.02B
FCF Per Share	749.29

Margins

Gross margin is 99.92%, with operating and profit margins of 29.31% and 24.73%.

Gross Margin	99.92%
Operating Margin	29.31%
Pretax Margin	29.29%
Profit Margin	24.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	41.35%

Dividends & Yields

This stock pays an annual dividend of 130.17, which amounts to a dividend yield of 5.21%.

Dividend Per Share	130.17
Dividend Yield	5.21%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	29.04%
Buyback Yield	n/a
Shareholder Yield	5.21%
Earnings Yield	17.93%
FCF Yield	29.97%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5