BVC:CREDIFAMI Statistics

Total Valuation

BVC:CREDIFAMI has a market cap or net worth of COP 90.15 billion.

Market Cap	90.15B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 29, 2025.

Earnings Date	Aug 29, 2025
Ex-Dividend Date	Apr 24, 2025

Share Statistics

BVC:CREDIFAMI has 36.06 million shares outstanding. The number of shares has decreased by -6.65% in one year.

Current Share Class	36.06M
Shares Outstanding	36.06M
Shares Change (YoY)	-6.65%
Shares Change (QoQ)	-26.62%
Owned by Insiders (%)	3.53%
Owned by Institutions (%)	22.87%
Float	8.24M

Valuation Ratios

The trailing PE ratio is 6.95.

PE Ratio	6.95
Forward PE	n/a
PS Ratio	1.48
PB Ratio	0.87
P/TBV Ratio	0.87
P/FCF Ratio	1.15
P/OCF Ratio	1.15
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.03, with a Debt / Equity ratio of 4.09.

Current Ratio	3.03
Quick Ratio	2.98
Debt / Equity	4.09
Debt / EBITDA	n/a
Debt / FCF	5.36
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.19%.

Return on Equity (ROE)	12.19%
Return on Assets (ROA)	1.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, BVC:CREDIFAMI has paid 2.36 billion in taxes.

Income Tax	2.36B
Effective Tax Rate	16.28%

Stock Price Statistics

Beta (5Y)	0.50
52-Week Price Change	n/a
50-Day Moving Average	2,500.00
200-Day Moving Average	2,500.00
Relative Strength Index (RSI)	100.00
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVC:CREDIFAMI had revenue of COP 60.77 billion and earned 12.11 billion in profits. Earnings per share was 359.84.

Revenue	60.77B
Gross Profit	60.72B
Operating Income	14.50B
Pretax Income	14.47B
Net Income	12.11B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	359.84

Full Income Statement

Balance Sheet

The company has 44.54 billion in cash and 421.22 billion in debt, giving a net cash position of -376.68 billion or -10,445.62 per share.

Cash & Cash Equivalents	44.54B
Total Debt	421.22B
Net Cash	-376.68B
Net Cash Per Share	-10,445.62
Equity (Book Value)	103.06B
Book Value Per Share	2,857.90
Working Capital	515.53B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 78.67 billion and capital expenditures -92.69 million, giving a free cash flow of 78.58 billion.

Operating Cash Flow	78.67B
Capital Expenditures	-92.69M
Free Cash Flow	78.58B
FCF Per Share	2,178.98

Full Cash Flow Statement

Margins

Gross margin is 99.91%, with operating and profit margins of 23.85% and 19.93%.

Gross Margin	99.91%
Operating Margin	23.85%
Pretax Margin	23.81%
Profit Margin	19.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	129.30%

Dividends & Yields

This stock pays an annual dividend of 212.78, which amounts to a dividend yield of 8.51%.

Dividend Per Share	212.78
Dividend Yield	8.51%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	73.88%
Buyback Yield	6.65%
Shareholder Yield	15.17%
Earnings Yield	13.44%
FCF Yield	87.16%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5