Banco de Occidente S.A. (BVC:OCCIDENTE)

Banco de Occidente Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,931,240	1,938,146	1,823,679	3,203,549	1,435,153
Investment Securities	10,442,836	8,448,606	8,592,846	8,457,896	6,924,378
Trading Asset Securities	9,655,528	5,522,908	2,637,104	1,656,313	2,143,707
Total Investments	20,098,364	13,971,514	11,229,950	10,114,209	9,068,085
Gross Loans	53,629,649	49,484,465	44,581,431	36,600,183	32,679,513
Allowance for Loan Losses	-2,546,964	-2,416,920	-2,033,178	-1,967,781	-1,981,913
Net Loans	51,082,685	47,067,545	42,548,253	34,632,402	30,697,600
Property, Plant & Equipment	453,375	439,972	496,041	528,446	539,444
Goodwill	22,724	22,724	22,724	22,724	22,724
Other Intangible Assets	634,361	577,627	517,477	432,298	372,976
Investments in Real Estate	216,871	214,080	216,897	171,419	164,595
Accrued Interest Receivable	689	33	186	77	-
Other Receivables	795,365	1,024,000	932,698	537,850	676,825
Restricted Cash	1,697,691	3,030,785	2,054,545	1,906,454	2,011,909
Other Current Assets	215,123	107,143	66,248	38,722	33,969
Long-Term Deferred Tax Assets	47,604	25,011	72,956	54,418	-
Other Long-Term Assets	204,089	183,204	22,755	20,892	67,464
Total Assets	78,400,181	68,601,784	60,004,409	51,663,460	45,090,744
Accounts Payable	337,813	254,512	375,301	270,606	225,324
Accrued Expenses	175,139	181,649	217,896	164,946	151,906
Interest Bearing Deposits	53,528,448	49,112,886	42,999,361	36,287,142	30,903,717
Non-Interest Bearing Deposits	65,375	62,846	96,584	53,110	67,016
Total Deposits	53,593,823	49,175,732	43,095,945	36,340,252	30,970,733
Short-Term Borrowings	9,214,874	5,526,716	3,137,043	2,525,715	1,954,878
Current Portion of Long-Term Debt	4,106,089	2,340,673	-	-	-
Current Portion of Leases	965	951	530	2,720	2,944
Current Income Taxes Payable	-	959	541	8,148	7,502
Other Current Liabilities	534,864	927,131	668,119	600,673	547,736
Long-Term Debt	3,658,162	3,643,324	7,218,843	6,496,761	6,109,377
Long-Term Leases	405,392	408,651	-	-	-
Pension & Post-Retirement Benefits	96,489	88,847	16,220	17,968	50,601
Long-Term Deferred Tax Liabilities	-	-	67	-	30,029
Other Long-Term Liabilities	290,779	363,630	57,185	46,633	59,928
Total Liabilities	72,414,391	62,913,701	54,788,334	46,474,880	40,111,534
Common Stock	4,677	4,677	4,677	4,677	4,677
Additional Paid-In Capital	720,445	720,445	720,445	720,445	720,445
Retained Earnings	5,253,537	4,996,219	4,770,349	4,467,443	4,076,154
Comprehensive Income & Other	-37,152	-70,255	-311,542	-37,376	146,773
Total Common Equity	5,941,507	5,651,086	5,183,929	5,155,189	4,948,049
Minority Interest	44,283	36,997	32,146	33,391	31,161
Shareholders' Equity	5,985,790	5,688,083	5,216,075	5,188,580	4,979,210
Total Liabilities & Equity	78,400,181	68,601,784	60,004,409	51,663,460	45,090,744
Total Debt	17,385,482	11,920,315	10,356,416	9,025,196	8,067,199
Net Cash (Debt)	-4,337,043	-4,443,812	-4,775,179	-3,699,423	-4,145,509
Net Cash Per Share	-27819.44	-28504.30	-30629.81	-23729.50	-26590.87
Filing Date Shares Outstanding	155.9	155.9	155.9	155.9	155.9
Total Common Shares Outstanding	155.9	155.9	155.9	155.9	155.9
Book Value Per Share	38111.08	36248.21	33251.69	33067.34	31738.67
Tangible Book Value	5,284,422	5,050,735	4,643,728	4,700,167	4,552,349
Tangible Book Value Per Share	33896.29	32397.33	29786.63	30148.66	29200.50

Updated Nov 15, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.