Banco de Occidente S.A. (BVC:OCCIDENTE)

Banco de Occidente Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	6,725,259	2,931,240	1,938,146	1,823,679	3,203,549	1,435,153
Investment Securities	10,685,296	10,442,836	8,448,606	8,592,846	8,457,896	6,924,378
Trading Asset Securities	9,594,406	9,655,528	5,522,908	2,637,104	1,656,313	2,143,707
Total Investments	20,279,702	20,098,364	13,971,514	11,229,950	10,114,209	9,068,085
Gross Loans	52,981,544	53,629,649	49,484,465	44,581,431	36,600,183	32,679,513
Allowance for Loan Losses	-2,619,007	-2,546,964	-2,416,920	-2,033,178	-1,967,781	-1,981,913
Net Loans	50,362,537	51,082,685	47,067,545	42,548,253	34,632,402	30,697,600
Property, Plant & Equipment	464,535	453,375	439,972	496,041	528,446	539,444
Goodwill	22,724	22,724	22,724	22,724	22,724	22,724
Other Intangible Assets	637,395	634,361	577,627	517,477	432,298	372,976
Investments in Real Estate	238,330	216,871	214,080	216,897	171,419	164,595
Accrued Interest Receivable	-	689	33	186	77	-
Other Receivables	1,430,056	795,365	1,024,000	932,698	537,850	676,825
Restricted Cash	-	1,697,691	3,030,785	2,054,545	1,906,454	2,011,909
Other Current Assets	1,324	215,123	107,143	66,248	38,722	33,969
Long-Term Deferred Tax Assets	-	47,604	25,011	72,956	54,418	-
Other Long-Term Assets	33,702	204,089	183,204	22,755	20,892	67,464
Total Assets	80,195,564	78,400,181	68,601,784	60,004,409	51,663,460	45,090,744
Accounts Payable	292,002	337,813	254,512	375,301	270,606	225,324
Accrued Expenses	197,616	175,139	181,649	217,896	164,946	151,906
Interest Bearing Deposits	55,895,104	53,528,448	49,112,886	42,999,361	36,287,142	30,903,717
Non-Interest Bearing Deposits	52,947	65,375	62,846	96,584	53,110	67,016
Total Deposits	55,948,051	53,593,823	49,175,732	43,095,945	36,340,252	30,970,733
Short-Term Borrowings	9,491,621	9,214,874	5,526,716	3,137,043	2,525,715	1,954,878
Current Portion of Long-Term Debt	267,918	4,106,089	2,340,673	-	-	-
Current Portion of Leases	122	965	951	530	2,720	2,944
Current Income Taxes Payable	-	-	959	541	8,148	7,502
Other Current Liabilities	829,177	534,864	927,131	668,119	600,673	547,736
Long-Term Debt	7,050,039	3,658,162	3,643,324	7,218,843	6,496,761	6,109,377
Long-Term Leases	-	405,392	408,651	-	-	-
Long-Term Unearned Revenue	1	2	926	-	-	-
Pension & Post-Retirement Benefits	10,806	96,489	88,847	16,220	17,968	50,601
Long-Term Deferred Tax Liabilities	-	-	-	67	-	30,029
Other Long-Term Liabilities	252,971	290,779	363,630	57,185	46,633	59,928
Total Liabilities	74,340,324	72,414,391	62,913,701	54,788,334	46,474,880	40,111,534
Common Stock	4,677	4,677	4,677	4,677	4,677	4,677
Additional Paid-In Capital	720,445	720,445	720,445	720,445	720,445	720,445
Retained Earnings	5,150,348	5,253,537	4,996,219	4,770,349	4,467,443	4,076,154
Comprehensive Income & Other	-63,472	-37,152	-70,255	-311,542	-37,376	146,773
Total Common Equity	5,811,998	5,941,507	5,651,086	5,183,929	5,155,189	4,948,049
Minority Interest	43,242	44,283	36,997	32,146	33,391	31,161
Shareholders' Equity	5,855,240	5,985,790	5,688,083	5,216,075	5,188,580	4,979,210
Total Liabilities & Equity	80,195,564	78,400,181	68,601,784	60,004,409	51,663,460	45,090,744
Total Debt	16,809,700	17,385,482	11,920,315	10,356,416	9,025,196	8,067,199
Net Cash (Debt)	93,713	-4,337,043	-4,443,812	-4,775,179	-3,699,423	-4,145,509
Net Cash Per Share	601.11	-27819.44	-28504.30	-30629.81	-23729.50	-26590.87
Filing Date Shares Outstanding	155.9	155.9	155.9	155.9	155.9	155.9
Total Common Shares Outstanding	155.9	155.9	155.9	155.9	155.9	155.9
Book Value Per Share	37280.36	38111.08	36248.21	33251.69	33067.34	31738.67
Tangible Book Value	5,151,879	5,284,422	5,050,735	4,643,728	4,700,167	4,552,349
Tangible Book Value Per Share	33046.11	33896.29	32397.33	29786.63	30148.66	29200.50

Updated Nov 15, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.