Banco de Occidente Ratios and Metrics

Market cap in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	2,977,685	3,351,844	2,806,195	1,870,797	3,741,593	4,287,242
Market Cap Growth	0.53%	19.44%	50.00%	-50.00%	-12.73%	-19.12%
Last Close Price	19100.00	20951.03	16197.70	9726.53	17393.37	19146.64
PE Ratio	6.03	5.83	5.93	3.95	8.27	7.39
PS Ratio	0.95	1.09	1.02	0.76	1.57	1.88
PB Ratio	0.50	0.54	0.47	0.33	0.72	0.83
Debt / Equity Ratio	3.27	3.31	2.91	2.10	1.99	1.74
Net Debt / Equity Ratio	0.32	-0.06	0.73	0.78	0.92	0.71
Net Debt / FCF Ratio	-0.47	0.09	-0.83	-0.81	-0.60	-1.52
Return on Equity (ROE)	8.47%	9.51%	8.24%	8.80%	8.77%	11.53%
Return on Assets (ROA)	0.60%	0.70%	0.65%	0.75%	0.82%	1.21%
Earnings Yield	16.58%	17.15%	16.87%	25.31%	12.09%	13.53%
FCF Yield	-136.13%	-132.28%	-186.41%	-291.70%	-212.47%	-56.61%
Payout Ratio	36.87%	30.23%	34.22%	39.56%	26.05%	26.84%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.