Banco de Occidente Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,497,098	4,686,094	2,931,240	1,938,146	1,823,679	3,203,549
Investment Securities	11,754,126	12,032,520	10,436,611	8,448,606	8,592,846	8,457,896
Trading Asset Securities	12,662,955	14,656,359	9,661,753	5,522,908	2,637,104	1,656,313
Total Investments	24,417,081	26,688,879	20,098,364	13,971,514	11,229,950	10,114,209
Gross Loans	55,571,425	54,982,506	53,629,649	49,484,465	44,581,431	36,600,183
Allowance for Loan Losses	-2,198,189	-2,235,355	-2,546,964	-2,416,920	-2,033,178	-1,967,781
Net Loans	53,373,236	52,747,151	51,082,685	47,067,545	42,548,253	34,632,402
Property, Plant & Equipment	423,740	432,300	453,375	439,972	496,041	528,446
Goodwill	22,724	22,724	22,724	22,724	22,724	22,724
Other Intangible Assets	672,523	708,216	634,361	577,627	517,477	432,298
Investments in Real Estate	252,685	236,472	216,871	214,080	216,897	171,419
Accrued Interest Receivable	-	41	689	33	186	77
Other Receivables	1,664,209	935,691	795,365	1,024,000	932,698	537,850
Restricted Cash	2,923,956	1,328,458	1,697,691	3,030,785	2,054,545	1,906,454
Other Current Assets	-	116,796	215,123	107,143	66,248	38,722
Long-Term Deferred Tax Assets	-	59,164	47,604	25,011	72,956	54,418
Other Long-Term Assets	23,167	201,299	204,089	183,204	22,755	20,892
Total Assets	87,270,419	88,163,285	78,400,181	68,601,784	60,004,409	51,663,460
Accounts Payable	386,885	344,099	337,813	254,512	375,301	270,606
Accrued Expenses	269,761	293,382	261,041	181,649	231,206	164,946
Interest Bearing Deposits	59,859,153	59,134,905	53,528,448	49,112,886	42,999,361	36,287,142
Non-Interest Bearing Deposits	71,584	72,267	65,375	62,846	96,584	53,110
Total Deposits	59,930,737	59,207,172	53,593,823	49,175,732	43,095,945	36,340,252
Short-Term Borrowings	12,805,504	13,723,503	9,233,602	5,526,716	3,137,043	2,525,715
Current Portion of Long-Term Debt	352,169	3,562,365	3,589,437	2,340,673	-	-
Current Portion of Leases	-	286	965	951	530	2,720
Current Income Taxes Payable	2,249	2,136	-	959	541	8,148
Other Current Liabilities	919,677	1,062,165	534,864	927,131	654,809	600,673
Long-Term Debt	6,353,283	3,037,994	4,174,814	3,643,324	7,218,843	6,496,761
Long-Term Leases	53	366,064	405,392	408,651	-	-
Long-Term Unearned Revenue	6	2	2	926	-	-
Pension & Post-Retirement Benefits	10,647	10,283	10,587	88,847	16,220	17,968
Long-Term Deferred Tax Liabilities	-	-	-	-	67	-
Other Long-Term Liabilities	264,092	295,233	272,051	363,630	57,185	46,633
Total Liabilities	81,295,063	81,904,684	72,414,391	62,913,701	54,788,334	46,474,880
Common Stock	4,677	4,677	4,677	4,677	4,677	4,677
Additional Paid-In Capital	720,445	720,445	720,445	720,445	720,445	720,445
Retained Earnings	5,374,612	5,579,303	5,253,537	4,996,219	4,770,349	4,467,443
Comprehensive Income & Other	-170,084	-93,803	-37,152	-70,255	-311,542	-37,376
Total Common Equity	5,929,650	6,210,622	5,941,507	5,651,086	5,183,929	5,155,189
Minority Interest	45,706	47,979	44,283	36,997	32,146	33,391
Shareholders' Equity	5,975,356	6,258,601	5,985,790	5,688,083	5,216,075	5,188,580
Total Liabilities & Equity	87,270,419	88,163,285	78,400,181	68,601,784	60,004,409	51,663,460
Total Debt	19,511,009	20,690,212	17,404,210	11,920,315	10,356,416	9,025,196
Net Cash (Debt)	-1,915,719	409,705	-4,349,546	-4,443,812	-4,775,179	-3,699,423
Net Cash Per Share	-12288.15	2628.00	-27899.64	-28504.30	-30629.81	-23729.50
Filing Date Shares Outstanding	155.9	155.9	155.9	155.9	155.9	155.9
Total Common Shares Outstanding	155.9	155.9	155.9	155.9	155.9	155.9
Book Value Per Share	38035.03	39837.29	38111.08	36248.21	33251.69	33067.34
Tangible Book Value	5,234,403	5,479,682	5,284,422	5,050,735	4,643,728	4,700,167
Tangible Book Value Per Share	33575.45	35148.76	33896.29	32397.33	29786.63	30148.66

Source: S&P Global Market Intelligence. Banks template. Financial Sources.