Banco BBVA Perú (BVL:BBVAC1)

Banco BBVA Perú Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	7,954	8,083	7,586	5,739	4,274	4,299
Total Interest Income	7,954	8,083	7,586	5,739	4,274	4,299
Interest Paid on Deposits	2,097	2,233	2,229	1,126	634.97	1,054
Total Interest Expense	2,097	2,233	2,229	1,126	634.97	1,054
Net Interest Income	5,857	5,850	5,357	4,613	3,639	3,244
Net Interest Income Growth (YoY)	2.59%	9.20%	16.12%	26.79%	12.16%	-5.19%
Gain (Loss) on Sale of Investments	145.32	87.48	30.18	4.77	-77.88	48.87
Gain (Loss) on Sale of Equity Investments	3.99	4.06	-5.09	7.85	10.11	-0.76
Other Non-Interest Income	1,935	1,916	1,836	1,501	1,614	1,423
Total Non-Interest Income	2,084	2,008	1,861	1,514	1,546	1,471
Non-Interest Income Growth (YoY)	10.08%	7.90%	22.90%	-2.06%	5.07%	-2.29%
Revenues Before Loan Losses	7,941	7,858	7,218	6,127	5,184	4,715
Provision for Loan Losses	1,714	2,235	1,963	984.61	752.69	1,751
Revenue	6,227	5,622	5,254	5,143	4,432	2,964
Revenue Growth (YoY)	23.09%	7.01%	2.17%	16.04%	49.51%	-28.91%
Occupancy Expenses	273.64	268.72	230.86	209.98	194.62	194.27
Selling, General & Administrative	2,730	2,639	2,422	2,096	1,752	1,658
Other Non-Interest Expense	24.4	29.52	-21.73	36.37	63.45	70.62
Total Non-Interest Expense	3,028	2,938	2,631	2,342	2,010	1,923
EBT Excluding Unusual Items	3,199	2,685	2,623	2,800	2,421	1,042
Asset Writedown	-269.66	-260.58	-189.1	-124.66	-168.99	-154.22
Pretax Income	2,930	2,424	2,434	2,676	2,252	887.38
Income Tax Expense	743.04	541.54	559.83	753.86	691.72	239.17
Net Income	2,186	1,883	1,874	1,922	1,561	648.22
Net Income to Common	2,186	1,883	1,874	1,922	1,561	648.22
Net Income Growth	30.95%	0.48%	-2.50%	23.15%	140.74%	-59.71%
Basic Shares Outstanding	9,649	9,649	9,649	9,649	9,649	9,649
Diluted Shares Outstanding	9,649	9,649	9,649	9,649	9,649	9,649
EPS (Basic)	0.23	0.20	0.19	0.20	0.16	0.07
EPS (Diluted)	0.23	0.20	0.19	0.20	0.16	0.07
EPS Growth	30.95%	0.48%	-2.50%	23.15%	140.74%	-59.71%
Dividend Per Share	0.098	0.098	0.097	0.099	0.113	0.030
Dividend Growth	0.83%	0.83%	-2.22%	-11.99%	269.18%	-
Effective Tax Rate	25.36%	22.34%	23.00%	28.18%	30.71%	26.95%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.