Banco BBVA Perú (BVL:BBVAC1)

Banco BBVA Perú Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	7,888	7,967	8,083	7,586	5,739	4,274
Interest Income on Investments	259.7	-	-	-	-	-
Total Interest Income	8,147	7,967	8,083	7,586	5,739	4,274
Interest Paid on Deposits	1,432	1,897	2,233	2,229	1,126	634.97
Interest Paid on Borrowings	453.18	-	-	-	-	-
Total Interest Expense	1,886	1,897	2,233	2,229	1,126	634.97
Net Interest Income	6,262	6,070	5,850	5,357	4,613	3,639
Net Interest Income Growth (YoY)	6.85%	3.76%	9.20%	16.12%	26.79%	12.16%
Income From Trading Activities	-40.33	-	-	-	-	-
Gain (Loss) on Sale of Investments	37.75	52.26	87.48	30.18	4.77	-77.88
Gain (Loss) on Sale of Equity Investments	1.04	2.01	4.06	-5.09	7.85	10.11
Other Non-Interest Income	2,117	2,047	1,916	1,836	1,501	1,614
Total Non-Interest Income	2,115	2,101	2,008	1,861	1,514	1,546
Non-Interest Income Growth (YoY)	1.41%	4.66%	7.90%	22.90%	-2.06%	5.07%
Revenues Before Loan Losses	8,377	8,171	7,858	7,218	6,127	5,184
Provision for Loan Losses	1,375	1,493	2,235	1,963	984.61	752.69
Revenue	7,003	6,678	5,622	5,254	5,143	4,432
Revenue Growth (YoY)	17.68%	18.77%	7.01%	2.17%	16.04%	49.51%
Occupancy Expenses	271.82	270.25	268.72	230.86	209.98	194.62
Selling, General & Administrative	2,631	2,896	2,639	2,422	2,096	1,752
Other Non-Interest Expense	77.97	62.3	29.52	-21.73	36.37	63.45
Total Non-Interest Expense	3,349	3,229	2,938	2,631	2,342	2,010
EBT Excluding Unusual Items	3,653	3,449	2,685	2,623	2,800	2,421
Asset Writedown	-117.18	-163.12	-260.58	-189.1	-124.66	-168.99
Pretax Income	3,529	3,286	2,424	2,434	2,676	2,252
Income Tax Expense	950.05	895.32	541.54	559.83	753.86	691.72
Net Income	2,579	2,391	1,883	1,874	1,922	1,561
Net Income to Common	2,579	2,391	1,883	1,874	1,922	1,561
Net Income Growth	24.75%	26.99%	0.48%	-2.50%	23.15%	140.74%
Basic Shares Outstanding	10,606	9,649	9,649	9,649	9,649	9,649
Diluted Shares Outstanding	10,606	9,649	9,649	9,649	9,649	9,649
Shares Change (YoY)	9.91%	-	-	-	-	-
EPS (Basic)	0.24	0.25	0.20	0.19	0.20	0.16
EPS (Diluted)	0.24	0.25	0.20	0.19	0.20	0.16
EPS Growth	13.50%	26.99%	0.48%	-2.50%	23.15%	140.74%
Dividend Per Share	-	-	0.098	0.097	0.099	0.113
Dividend Growth	-	-	0.83%	-2.22%	-11.99%	269.18%
Effective Tax Rate	26.92%	27.25%	22.34%	23.00%	28.18%	30.71%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.