InFinance XP S.A. (BVL:INFIXPC1)
Peru · Delayed Price · Currency is PEN 1.130
0.00 (0.00%)
At close: May 29, 2026
InFinance XP Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 508.93 | 497.31 | 482.03 | 530.57 | 526.75 | 368.09 |
Total Interest Expense | 85.07 | 83.85 | 100.64 | 116.64 | 86.01 | 51.87 |
Net Interest Income | 423.87 | 413.47 | 381.39 | 413.93 | 440.74 | 316.22 |
Commissions and Fees | 234.89 | 226.4 | 211.68 | 218.9 | 201.55 | 163.23 |
Other Revenue | 6.53 | 1.52 | -0.18 | 1.03 | 1.47 | -1.85 |
Revenue Before Loan Losses | 665.29 | 641.39 | 592.89 | 633.85 | 643.76 | 477.61 |
Provision for Loan Losses | 222.84 | 229.14 | 293.32 | 387.84 | 238.01 | 112.71 |
| 442.44 | 412.25 | 299.57 | 246.01 | 405.75 | 364.9 | |
Revenue Growth (YoY) | 24.92% | 37.62% | 21.77% | -39.37% | 11.19% | 90.28% |
Cost of Services Provided | 371.33 | 342.14 | 298.59 | 328.11 | 339.05 | 293.23 |
Other Operating Expenses | 7.83 | 5.76 | 5.89 | 5.57 | 6.86 | 4.98 |
Total Operating Expenses | 398.37 | 367.18 | 316.88 | 344.48 | 357.06 | 308.54 |
Operating Income | 44.08 | 45.07 | -17.32 | -98.46 | 48.69 | 56.36 |
Currency Exchange Gain (Loss) | 0.67 | 0.84 | 0.93 | 0.14 | 0.19 | 0.2 |
EBT Excluding Unusual Items | 37.19 | 39.27 | -33.2 | -104.18 | 54.9 | 55.62 |
Pretax Income | 37.21 | 39.27 | -33.2 | -104.18 | 54.9 | 50.35 |
Income Tax Expense | 13.81 | 14.59 | -0.95 | -19.61 | 22.77 | 21.87 |
Net Income | 23.4 | 24.67 | -32.25 | -84.57 | 32.13 | 28.48 |
Net Income to Common | 23.4 | 24.67 | -32.25 | -84.57 | 32.13 | 28.48 |
Net Income Growth | 208.00% | - | - | - | 12.83% | - |
Shares Outstanding (Basic) | 432 | 427 | 407 | 323 | 294 | 320 |
Shares Outstanding (Diluted) | 432 | 427 | 407 | 323 | 294 | 320 |
Shares Change (YoY) | 3.31% | 4.78% | 26.25% | 9.85% | -8.33% | 3.36% |
EPS (Basic) | 0.05 | 0.06 | -0.08 | -0.26 | 0.11 | 0.09 |
EPS (Diluted) | 0.05 | 0.06 | -0.08 | -0.26 | 0.11 | 0.09 |
EPS Growth | 198.13% | - | - | - | 23.08% | - |
Free Cash Flow | 198.65 | 83.51 | 259.11 | 46.97 | 157.24 | -310.63 |
Free Cash Flow Per Share | 0.46 | 0.20 | 0.64 | 0.15 | 0.54 | -0.97 |
Operating Margin | 9.96% | 10.93% | -5.78% | -40.02% | 12.00% | 15.45% |
Profit Margin | 5.29% | 5.99% | -10.76% | -34.38% | 7.92% | 7.80% |
Free Cash Flow Margin | 44.90% | 20.26% | 86.50% | 19.09% | 38.75% | -85.13% |
Effective Tax Rate | 37.12% | 37.16% | - | - | 41.48% | 43.45% |