InFinance XP Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	23.4	24.67	-32.25	-84.57	32.13	28.48
Depreciation & Amortization	7	6.57	4.77	5.82	6.94	6.35
Other Amortization	12.72	12.72	7.64	4.98	4.21	3.98
Asset Writedown & Restructuring Costs	0.01	0.01	0.04	0.12	0.04	0.23
Provision for Credit Losses	277.55	277.55	342.24	423.9	275.66	161.81
Change in Accounts Payable	59.99	17.59	-15.27	7.93	21.32	17.25
Change in Other Net Operating Assets	-193.65	-263.02	-36.91	-278.68	-178.29	-530.7
Other Operating Activities	6.6	12.19	-6.33	-28.53	-2.63	4.85
Operating Cash Flow	193.6	88.28	263.92	50.97	159.37	-307.74
Operating Cash Flow Growth	48.86%	-66.55%	417.79%	-68.02%	-	-
Capital Expenditures	-1.95	-4.77	-4.8	-4	-2.13	-2.89
Sale (Purchase) of Intangibles	-48.36	-48.36	-12.96	-8.3	-7.33	-11.14
Investing Cash Flow	-158.27	-53.13	-17.76	-12.31	-9.46	-14.03
Long-Term Debt Issued	-	100.08	85	-	127.99	303.82
Long-Term Debt Repaid	-	-42	-487.66	-85.75	-199.86	-39.39
Net Debt Issued (Repaid)	58.08	58.08	-402.66	-85.75	-71.87	264.43
Issuance of Common Stock	23.2	23.2	69.99	30.01	-	-
Financing Cash Flow	8.25	81.28	-332.66	-55.74	-71.87	264.43
Net Cash Flow	43.59	116.43	-86.51	-17.08	78.04	-57.34
Free Cash Flow	191.65	83.51	259.11	46.97	157.24	-310.63
Free Cash Flow Growth	62.87%	-67.77%	451.71%	-70.13%	-	-
Free Cash Flow Margin	43.28%	20.26%	86.50%	19.09%	38.75%	-85.13%
Free Cash Flow Per Share	0.44	0.20	0.64	0.15	0.54	-0.97

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.