InFinance XP S.A. (BVL:INFIXPC1)

Peru · Delayed Price · Currency is PEN

1.130

0.00 (0.00%)

At close: Nov 9, 2026

InFinance XP Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	3.62	24.67	-32.25	-84.57	32.13	28.48
Depreciation & Amortization	-3.38	6.57	4.77	5.82	6.94	6.35
Other Amortization	25.58	12.72	7.64	4.98	4.21	3.98
Asset Writedown & Restructuring Costs	0.6	0.01	0.04	0.12	0.04	0.23
Provision for Credit Losses	270.42	277.55	342.24	423.9	275.66	161.81
Change in Accounts Payable	61.73	17.59	-15.27	7.93	21.32	17.25
Change in Other Net Operating Assets	-207.6	-263.02	-36.91	-278.68	-178.29	-530.7
Other Operating Activities	1.68	12.19	-6.33	-28.53	-2.63	4.85
Operating Cash Flow	152.64	88.28	263.92	50.97	159.37	-307.74
Operating Cash Flow Growth	156.90%	-66.55%	417.79%	-68.02%	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Capital Expenditures	35.19	-4.77	-4.8	-4	-2.13	-2.89
Sale (Purchase) of Intangibles	-69.55	-48.36	-12.96	-8.3	-7.33	-11.14
Investing Cash Flow	-206.51	-53.13	-17.76	-12.31	-9.46	-14.03

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Long-Term Debt Issued	-	100.08	85	-	127.99	303.82
Long-Term Debt Repaid	-	-42	-487.66	-85.75	-199.86	-39.39
Net Debt Issued (Repaid)	58.08	58.08	-402.66	-85.75	-71.87	264.43
Issuance of Common Stock	45	23.2	69.99	30.01	-	-
Financing Cash Flow	55.01	81.28	-332.66	-55.74	-71.87	264.43

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash Flow	1.14	116.43	-86.51	-17.08	78.04	-57.34

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	187.83	83.51	259.11	46.97	157.24	-310.63
Free Cash Flow Growth	727.32%	-67.77%	451.71%	-70.13%	-	-
Free Cash Flow Margin	38.24%	20.26%	86.50%	19.09%	38.75%	-85.13%
Free Cash Flow Per Share	0.40	0.20	0.64	0.15	0.54	-0.97
Free Cash Flow After Leases	187.83	83.51	259.11	46.97	157.24	-310.63