Financiera Oh! Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	24.67	-32.25	-84.57	32.13	28.48
Depreciation & Amortization	6.57	4.77	5.82	6.94	6.35
Other Amortization	12.72	7.64	4.98	4.21	3.98
Asset Writedown & Restructuring Costs	-	0.04	0.12	0.04	0.23
Provision for Credit Losses	273.48	342.24	423.9	275.66	161.81
Change in Accounts Payable	337.47	-15.27	7.93	21.32	17.25
Change in Other Net Operating Assets	-582.9	-36.91	-278.68	-178.29	-530.7
Other Operating Activities	16.26	-6.33	-28.53	-2.63	4.85
Operating Cash Flow	88.28	263.92	50.97	159.37	-307.74
Operating Cash Flow Growth	-66.55%	417.79%	-68.02%	-	-
Capital Expenditures	-4.77	-4.8	-4	-2.13	-2.89
Sale of Property, Plant & Equipment	0.01	-	-	-	-
Sale (Purchase) of Intangibles	-48.36	-12.96	-8.3	-7.33	-11.14
Investing Cash Flow	-53.12	-17.76	-12.31	-9.46	-14.03
Long-Term Debt Issued	-	85	-	127.99	303.82
Long-Term Debt Repaid	-	-487.66	-85.75	-199.86	-39.39
Net Debt Issued (Repaid)	-	-402.66	-85.75	-71.87	264.43
Issuance of Common Stock	23.2	69.99	30.01	-	-
Other Financing Activities	58.08	-	-	-	-
Financing Cash Flow	81.28	-332.66	-55.74	-71.87	264.43
Net Cash Flow	116.43	-86.51	-17.08	78.04	-57.34
Free Cash Flow	83.51	259.11	46.97	157.24	-310.63
Free Cash Flow Growth	-67.77%	451.71%	-70.13%	-	-
Free Cash Flow Margin	20.19%	86.50%	19.09%	38.75%	-85.13%
Free Cash Flow Per Share	0.20	0.64	0.15	0.54	-0.97

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.