Banco Internacional del Perú S.A.A. - Interbank (BVL:INTERBC1)

BVL:INTERBC1 Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	5,815	5,913	5,958	4,670	3,511	3,865
Interest Paid on Deposits	1,973	2,124	2,278	1,390	811.02	983.88
Net Interest Income	3,842	3,789	3,679	3,280	2,700	2,881
Net Interest Income Growth (YoY)	3.78%	2.98%	12.15%	21.51%	-6.30%	0.61%
Gain (Loss) on Sale of Assets	54.05	36.62	49.93	55.93	11.76	14.33
Gain (Loss) on Sale of Investments	24.66	14.56	8.21	-17.31	98.52	102.05
Gain (Loss) on Sale of Equity Investments	38.39	42.91	32.17	48.21	39.43	15
Other Non-Interest Income	1,145	1,034	1,024	1,011	916.59	780.01
Total Non-Interest Income	1,262	1,128	1,114	1,097	1,066	911.39
Non-Interest Income Growth (YoY)	17.89%	1.26%	1.51%	2.91%	17.00%	-25.90%
Revenues Before Loan Losses	5,104	4,917	4,793	4,378	3,766	3,793
Provision for Loan Losses	1,322	1,769	1,777	999.79	432.11	1,996
Revenue	3,781	3,148	3,016	3,378	3,334	1,797
Revenue Growth (YoY)	45.02%	4.36%	-10.72%	1.32%	85.54%	-43.54%
Occupancy Expenses	69.32	67.26	72.22	66.6	66.66	73.54
Amortization of Goodwill & Intangibles	194.8	194.32	163.37	153.39	132.71	107.45
Selling, General & Administrative	1,764	1,669	1,602	1,598	1,467	1,283
Other Non-Interest Expense	42.68	50.85	51.18	63.2	72.56	35.57
Total Non-Interest Expense	2,071	1,982	1,889	1,881	1,739	1,500
EBT Excluding Unusual Items	1,710	1,166	1,127	1,497	1,595	297.13
Asset Writedown	-9.23	-9.23	-0.93	-6.27	-10.37	-0.82
Pretax Income	1,701	1,157	1,127	1,491	1,585	296.31
Income Tax Expense	387.45	223.1	226.03	318.86	384.06	31.43
Net Income	1,313	933.67	900.5	1,172	1,200	264.88
Net Income to Common	1,313	933.67	900.5	1,172	1,200	264.88
Net Income Growth	114.18%	3.68%	-23.15%	-2.40%	353.21%	-78.31%
Basic Shares Outstanding	6,716	6,716	6,716	6,716	6,716	6,716
Diluted Shares Outstanding	6,716	6,716	6,716	6,716	6,716	6,716
EPS (Basic)	0.20	0.14	0.13	0.17	0.18	0.04
EPS (Diluted)	0.20	0.14	0.13	0.17	0.18	0.04
EPS Growth	114.18%	3.68%	-23.15%	-2.40%	353.21%	-78.31%
Dividend Per Share	0.063	0.063	0.060	0.087	0.089	-
Dividend Growth	3.81%	3.81%	-30.85%	-2.46%	-	-
Effective Tax Rate	22.78%	19.29%	20.06%	21.39%	24.24%	10.61%

Updated Jan 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.