BVL:INTERBC1 Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,585	1,459	933.67	900.5	1,172	1,200
Depreciation & Amortization	80.12	76.04	67.26	72.22	66.6	66.66
Other Amortization	199.65	199.54	194.32	163.37	153.39	132.71
Gain (Loss) on Sale of Assets	-2.51	-2.01	-47.41	-28.1	-29.71	4.26
Gain (Loss) on Sale of Investments	-98.61	-67.07	-14.56	-8.21	17.31	-98.52
Provision for Credit Losses	966.46	1,094	1,769	1,777	999.79	432.11
Accrued Interest Receivable	0.32	16.77	43.2	-84.41	-115.12	-41.25
Change in Other Net Operating Assets	-3,820	-3,280	-3,263	-5,554	-2,031	-4,535
Other Operating Activities	-41.88	-17.55	92.21	135.21	-62.15	155.89
Operating Cash Flow	-1,171	-604.29	-388.11	-2,483	226.13	-2,759
Capital Expenditures	-157.97	-143.24	-69.56	-72.38	-56.46	-53
Sale of Property, Plant and Equipment	4.46	3.57	36.48	32.68	26.75	0.15
Cash Acquisitions	-74.04	-74.04	-	-	-	-
Investment in Securities	-2.97	-52.63	-	-	-	-
Income (Loss) Equity Investments	-15.31	-16.93	-42.91	-32.17	-48.21	-39.43
Purchase / Sale of Intangibles	-211.2	-201.28	-207.99	-254.91	-202.27	-163.65
Investing Cash Flow	-484.59	-510.49	-241.06	-294.62	-231.98	-216.5
Short-Term Debt Issued	-	54.99	-	91.25	30.01	-
Long-Term Debt Issued	-	15,108	92,519	46,062	13,092	14,133
Total Debt Issued	15,063	15,163	92,519	46,153	13,122	14,133
Short-Term Debt Repaid	-	-	-121.44	-	-	-28.97
Long-Term Debt Repaid	-	-15,066	-93,855	-46,359	-14,597	-15,573
Total Debt Repaid	-15,242	-15,066	-93,976	-46,359	-14,597	-15,602
Net Debt Issued (Repaid)	-178.08	97.29	-1,457	-205.85	-1,475	-1,470
Common Dividends Paid	-420.15	-420.15	-405.22	-585.85	-600.24	-
Net Increase (Decrease) in Deposit Accounts	2,914	2,558	5,182	1,318	-453.09	439.39
Other Financing Activities	241.78	207.08	325.88	-209.49	-251.09	-0.21
Financing Cash Flow	2,557	2,442	3,645	316.77	-2,779	-1,030
Foreign Exchange Rate Adjustments	-495.91	-1,083	90.08	-243.79	-350.42	623.22
Net Cash Flow	405.75	243.79	3,106	-2,705	-3,136	-3,383
Free Cash Flow	-1,329	-747.54	-457.67	-2,555	169.67	-2,812
Free Cash Flow Margin	-30.52%	-18.09%	-14.54%	-84.73%	5.02%	-84.35%
Free Cash Flow Per Share	-0.20	-0.11	-0.07	-0.38	0.03	-0.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.