Banco Internacional del Perú S.A.A. - Interbank (BVL:INTERBC1)

BVL:INTERBC1 Statistics

Total Valuation

BVL:INTERBC1 has a market cap or net worth of PEN 10.07 billion.

Market Cap	10.07B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 31, 2025.

Earnings Date	Oct 31, 2025
Ex-Dividend Date	Apr 11, 2025

Share Statistics

BVL:INTERBC1 has 6.71 billion shares outstanding.

Current Share Class	6.71B
Shares Outstanding	6.71B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	45.50M

Valuation Ratios

The trailing PE ratio is 7.20.

PE Ratio	7.20
Forward PE	n/a
PS Ratio	2.55
PB Ratio	1.08
P/TBV Ratio	1.15
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-10.47
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.02%.

Return on Equity (ROE)	16.02%
Return on Assets (ROA)	1.90%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	588,057
Profits Per Employee	208,326
Employee Count	6,397
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:INTERBC1 has paid 428.58 million in taxes.

Income Tax	428.58M
Effective Tax Rate	23.44%

Stock Price Statistics

The stock price has increased by +6.67% in the last 52 weeks. The beta is 0.23, so BVL:INTERBC1's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	+6.67%
50-Day Moving Average	1.55
200-Day Moving Average	1.48
Relative Strength Index (RSI)	12.95
Average Volume (20 Days)	1,692

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:INTERBC1 had revenue of PEN 3.95 billion and earned 1.40 billion in profits. Earnings per share was 0.21.

Revenue	3.95B
Gross Profit	3.95B
Operating Income	2.03B
Pretax Income	1.83B
Net Income	1.40B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.21

Balance Sheet

The company has 3.38 billion in cash and 12.14 billion in debt, giving a net cash position of -8.76 billion or -1.30 per share.

Cash & Cash Equivalents	3.38B
Total Debt	12.14B
Net Cash	-8.76B
Net Cash Per Share	-1.30
Equity (Book Value)	9.37B
Book Value Per Share	1.39
Working Capital	-41.48B

Cash Flow

In the last 12 months, operating cash flow was -1.03 billion and capital expenditures -127.20 million, giving a free cash flow of -1.16 billion.

Operating Cash Flow	-1.03B
Capital Expenditures	-127.20M
Free Cash Flow	-1.16B
FCF Per Share	-0.17

Margins

Gross Margin	n/a
Operating Margin	51.49%
Pretax Margin	46.27%
Profit Margin	35.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 4.17%.

Dividend Per Share	0.06
Dividend Yield	4.17%
Dividend Growth (YoY)	3.68%
Years of Dividend Growth	n/a
Payout Ratio	30.01%
Buyback Yield	n/a
Shareholder Yield	4.17%
Earnings Yield	13.90%
FCF Yield	-11.51%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 24, 2025. It was a forward split with a ratio of 1.06673629.

Last Split Date	Jun 24, 2025
Split Type	Forward
Split Ratio	1.06673629

Scores

Altman Z-Score	n/a
Piotroski F-Score	2