Vivir Seguros Compañía de Seguros De Vida S.A. (BVL:VIVSEGC1)

Peru · Delayed Price · Currency is PEN

0.9500

0.00 (0.00%)

At close: Jul 31, 2026

BVL:VIVSEGC1 Financials Overview

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	661.04	604.62	346.69	36.42	32.51	17.64
Revenue Growth	39.25%	74.40%	852.03%	12.03%	84.23%	79.20%
Operating Income	184.18	148.15	102.43	-14.69	-5.42	-19.55
Net Income	165.65	133.86	95.63	-15.28	-6.55	-19.46
Earnings Per Share	0.77	0.54	0.41	-0.09	-0.04	-0.17
EPS Growth	80.95%	31.65%	-	-	-	-

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Other Products	0.01	0.01	0.58	-	-
Annuities	-4.82	-6.09	-7.32	-6.69	-4.35
Investment Income	-1.46	-1.07	-0.76	1.51	0.02
Annuity	-2.08	-0.1	-0.34	-0.01	0.02
Pension	524.88	293.98	-0.74	4.4	-3.64
Mandatory Traffic Accident Insurance (SOAT)	-0.13	0.32	0.17	0.04	0
Total	516.41	287.05	-8.41	-0.75	-7.95

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash (Debt)	109.98	96.44	50.93	40.34	17.7	12.58
Net Cash Growth	20.48%	89.37%	26.23%	127.88%	40.79%	-21.07%
Net Cash Per Share	0.51	0.39	0.22	0.23	0.12	0.11
Cash & Investments	109.98	96.44	50.93	40.34	17.7	12.58

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	450.22	538.71	340.28	105.61	131.36	95.18
Capital Expenditures	-0.89	-0.89	-0.89	-0.32	-0.12	-0.09
Free Cash Flow	449.33	537.82	339.4	105.29	131.23	95.1
Free Cash Flow Growth	7.67%	58.46%	222.35%	-19.77%	38.00%	69.94%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	27.86%	24.50%	29.54%	-40.33%	-16.68%	-110.78%
Pretax Margin	26.85%	23.46%	29.63%	-41.95%	-20.16%	-110.28%
Profit Margin	25.06%	22.14%	27.58%	-41.95%	-20.16%	-110.27%
FCF Margin	67.97%	88.95%	97.90%	289.13%	403.73%	538.97%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
P/FCF Ratio	0.52	-	-	-	0.78	0.89
PS Ratio	0.35	-	-	-	3.14	4.80