BVMF:BEES3 Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	5,711	5,387	4,591	5,132	4,738	2,185
Interest Income on Investments	33.16	-	-	-	-	-
Total Interest Income	5,744	5,387	4,591	5,132	4,738	2,185
Interest Paid on Deposits	4,151	3,894	3,147	3,686	3,538	1,194
Total Interest Expense	4,151	3,894	3,147	3,686	3,538	1,194
Net Interest Income	1,594	1,493	1,444	1,445	1,200	991.13
Net Interest Income Growth	7.60%	3.42%	-0.11%	20.47%	21.04%	24.08%
Gain (Loss) on Sale of Assets	32.72	31.36	61.58	22.38	12.27	13.73
Gain (Loss) on Sale of Investments	71.93	71.93	35.71	-0.89	46.73	11.44
Other Non-Interest Income	402.12	380.6	333.81	315.08	331.69	302.05
Total Non-Interest Income	506.78	483.89	431.1	336.57	390.69	327.22
Non-Interest Income Growth	23.27%	12.25%	28.09%	-13.85%	19.40%	-19.80%
Revenues Before Loan Losses	2,100	1,977	1,875	1,782	1,590	1,318
Provision for Loan Losses	252.2	309.96	174.2	307.17	139.22	163.5
Revenue	1,848	1,667	1,701	1,475	1,451	1,155
Revenue Growth	12.01%	-1.98%	15.32%	1.62%	25.65%	1.04%
Salaries and Employee Benefits	653.78	653.38	580.98	524.75	492.22	422.48
Selling, General & Administrative	448.5	419.79	382.63	326.26	290.53	250.89
Other Non-Interest Expense	176.19	158	126.12	152.05	110.88	113.51
Total Non-Interest Expense	1,278	1,231	1,090	1,003	893.63	786.87
EBT Excluding Unusual Items	569.62	435.73	610.8	471.51	557.46	367.98
Legal Settlements	-24.42	-31.14	-15.23	-38.78	-50.51	-25.4
Pretax Income	545.2	404.59	595.57	432.73	506.96	342.59
Income Tax Expense	102.52	64.67	166.93	108.93	162.31	112.06
Net Income	442.69	339.92	428.63	323.8	344.64	230.52
Net Income to Common	442.69	339.92	428.63	323.8	344.64	230.52
Net Income Growth	18.83%	-20.70%	32.38%	-6.05%	49.50%	4.00%
Basic Shares Outstanding	348	348	348	348	348	348
Diluted Shares Outstanding	348	348	348	348	348	348
Shares Change	0.00%	-	-	-	-	-
EPS (Basic)	1.27	0.98	1.23	0.93	0.99	0.66
EPS (Diluted)	1.27	0.98	1.23	0.93	0.99	0.66
EPS Growth	18.83%	-20.70%	32.38%	-6.05%	49.50%	4.00%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.729	0.647	0.436	0.579	0.532	0.406
Dividend Growth	56.28%	48.25%	-24.65%	8.83%	31.27%	113.20%
Effective Tax Rate	18.80%	15.98%	28.03%	25.17%	32.02%	32.71%