Banco do Estado de Sergipe S.A. (BVMF:BGIP4)
35.67
+0.32 (0.91%)
At close: Mar 27, 2026
BVMF:BGIP4 Income Statement
Financials in millions BRL. Fiscal year is January - December.
Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 933.57 | 816.09 | 742.04 | 624.92 | 558.53 |
Interest Income on Investments | 942.95 | 496.61 | 468.52 | 436.67 | 161.06 |
Total Interest Income | 1,877 | 1,313 | 1,211 | 1,062 | 719.59 |
Interest Paid on Deposits | 1,101 | 620.25 | 621.62 | 539.22 | 197.39 |
Interest Paid on Borrowings | 23.37 | 17.49 | 16.02 | 10.65 | 11.94 |
Total Interest Expense | 1,125 | 637.74 | 637.64 | 549.87 | 209.34 |
Net Interest Income | 751.67 | 674.96 | 572.92 | 511.72 | 510.25 |
Net Interest Income Growth (YoY) | 11.37% | 17.81% | 11.96% | 0.29% | -3.00% |
Gain (Loss) on Sale of Assets | -5.66 | -10.86 | -9.4 | -6.18 | -5.92 |
Gain (Loss) on Sale of Investments | - | -0.12 | 0.5 | -0.7 | -0.04 |
Other Non-Interest Income | 241.42 | 239.74 | 215.12 | 227.9 | 230.62 |
Total Non-Interest Income | 235.76 | 228.76 | 206.22 | 221.01 | 224.66 |
Non-Interest Income Growth (YoY) | 3.06% | 10.93% | -6.69% | -1.63% | 7.03% |
Revenues Before Loan Losses | 987.44 | 903.72 | 779.14 | 732.73 | 734.91 |
Provision for Loan Losses | 260.05 | 235.21 | 229.85 | 232.27 | 122 |
| 727.39 | 668.51 | 549.3 | 500.46 | 612.91 | |
Revenue Growth (YoY) | 8.81% | 21.70% | 9.76% | -18.35% | -5.75% |
Salaries and Employee Benefits | 301.41 | 291.07 | 256.25 | 244.02 | 228.37 |
Selling, General & Administrative | 287.06 | 276.07 | 281.71 | 286.24 | 267.79 |
Other Non-Interest Expense | -92.93 | -152.09 | -104.7 | -123.62 | -73.49 |
Total Non-Interest Expense | 495.53 | 415.06 | 433.25 | 406.64 | 422.66 |
EBT Excluding Unusual Items | 231.86 | 253.45 | 116.05 | 93.82 | 190.25 |
Legal Settlements | -30.46 | -63.64 | -98.27 | -40.73 | -50.33 |
Pretax Income | 201.39 | 189.82 | 17.78 | 53.09 | 139.92 |
Income Tax Expense | 57.09 | 40.67 | -19.61 | -15.75 | 52.6 |
Earnings From Continuing Operations | 144.3 | 149.15 | 37.38 | 68.84 | 87.32 |
Minority Interest in Earnings | 7.17 | -2.44 | 10.09 | 6.68 | -3.59 |
Net Income | 151.47 | 146.7 | 47.47 | 75.51 | 83.74 |
Net Income to Common | 151.47 | 146.7 | 47.47 | 75.51 | 83.74 |
Net Income Growth | 3.25% | 209.04% | -37.14% | -9.83% | 71.23% |
Basic Shares Outstanding | 22 | 20 | 18 | 15 | 15 |
Diluted Shares Outstanding | 22 | 20 | 18 | 15 | 15 |
Shares Change (YoY) | 10.38% | 9.72% | 16.41% | - | - |
EPS (Basic) | 7.03 | 7.51 | 2.67 | 4.94 | 5.48 |
EPS (Diluted) | 7.03 | 7.51 | 2.67 | 4.94 | 5.48 |
EPS Growth | -6.46% | 181.67% | -46.00% | -9.83% | 71.23% |
Effective Tax Rate | 28.35% | 21.43% | - | - | 37.59% |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.