Banco do Estado de Sergipe S.A. (BVMF:BGIP4)

BVMF:BGIP4 Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,856	2,522	2,439	1,008	667	313.23
Investment Securities	4,341	3,582	2,922	2,655	2,352	2,721
Trading Asset Securities	-	21.9	7.9	3.5	-	-
Total Investments	4,341	3,604	2,930	2,659	2,352	2,721
Gross Loans	5,185	4,898	4,277	3,725	3,254	3,066
Allowance for Loan Losses	-461.22	-298.68	-188.24	-160.53	-151.38	-126.86
Net Loans	4,724	4,599	4,089	3,564	3,103	2,940
Property, Plant & Equipment	112.32	106.98	92.41	88.85	91.94	89.12
Other Intangible Assets	100.32	97.35	76.31	58.8	49.6	25.48
Accrued Interest Receivable	20.33	17.26	20.23	14.12	12.3	12.24
Other Receivables	1,357	1,495	928.49	840.26	720.79	644.29
Restricted Cash	675.3	797.45	968.18	639.65	613.12	407.52
Other Current Assets	518.27	317.29	118.82	55.98	82.79	98.77
Other Long-Term Assets	76.98	73.04	665.95	660.4	566.53	489.99
Total Assets	13,868	13,629	12,419	9,675	8,339	7,805

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	28.82	52.32	17.97	11.04	51.75	17.46
Interest Bearing Deposits	9,566	9,536	8,572	6,277	5,356	4,940
Non-Interest Bearing Deposits	1,501	1,322	1,526	1,248	1,170	1,143
Total Deposits	11,068	10,858	10,098	7,525	6,526	6,083
Current Portion of Long-Term Debt	4.64	70.72	87.59	54.44	38.34	56.92
Current Portion of Leases	0.18	0.02	-	-	-	-
Current Income Taxes Payable	38.38	34.09	16.81	16.57	-	14.51
Other Current Liabilities	50.46	31.83	845.68	854.03	709.55	624.04
Long-Term Debt	627.03	502.26	347.52	324.75	217.46	217.91
Long-Term Leases	0.13	0.24	-	-	-	-
Long-Term Unearned Revenue	-	-	-	-	-	9.83
Other Long-Term Liabilities	1,007	1,113	152.53	190.88	160.89	174.7
Total Liabilities	12,839	12,663	11,566	8,977	7,704	7,198

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	713	663	613	570	513	426
Retained Earnings	270.3	247.54	197.04	98.27	82.56	130.04
Comprehensive Income & Other	28.44	29.19	-	-	-	5.28
Total Common Equity	1,012	939.73	810.04	668.27	595.56	561.32
Minority Interest	17.03	26.33	43.07	29.34	39.43	46.11
Shareholders' Equity	1,029	966.05	853.11	697.62	634.99	607.43
Total Liabilities & Equity	13,868	13,629	12,419	9,675	8,339	7,805

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	631.99	573.25	435.1	379.18	255.8	274.83
Net Cash (Debt)	2,058	2,458	2,915	1,684	1,194	1,313
Net Cash Growth	-44.06%	-15.68%	73.08%	40.99%	-9.02%	-17.20%
Net Cash Per Share	92.23	114.07	149.31	94.65	78.15	85.89
Filing Date Shares Outstanding	23.08	21.55	19.52	17.79	15.29	15.29
Total Common Shares Outstanding	23.08	21.55	19.52	17.79	15.29	15.29
Book Value Per Share	43.83	43.61	41.49	37.56	38.96	36.72
Tangible Book Value	911.42	842.38	733.74	609.47	545.95	535.84
Tangible Book Value Per Share	39.49	39.09	37.58	34.25	35.72	35.06

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 31, 2026

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