BVMF:BGIP4 Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	151.47	146.7	47.47	75.51	83.74
Depreciation & Amortization	13.26	13.14	20.61	13.87	14.54
Other Amortization	18.68	10.63	-	3.77	4.41
Gain (Loss) on Sale of Assets	6.83	11.05	18.38	0.91	19.38
Gain (Loss) on Sale of Investments	-	-	-	-0.94	-1
Provision for Credit Losses	-260.05	235.21	229.85	232.27	21.82
Change in Income Taxes	-83.54	-29.53	-22.36	-5.64	-
Change in Other Net Operating Assets	791.56	-910.23	-337.71	-168.14	-1,116
Other Operating Activities	-64.87	-36.85	-15.51	-49.93	10.98
Operating Cash Flow	513.36	-579.19	-78.93	32.37	-967.67
Capital Expenditures	-27.96	-21.02	-10.38	-17.23	-17.5
Sale of Property, Plant and Equipment	0.03	0.1	0.04	0.39	1.01
Purchase / Sale of Intangibles	-29.71	-28.14	-16.23	-28.05	-14.61
Other Investing Activities	-1,170	-538.3	-580.8	-49.33	-0.62
Investing Cash Flow	-1,227	-587.37	-607.36	-94.22	-31.72
Long-Term Debt Issued	16.43	15.69	13.45	14.46	17.69
Long-Term Debt Repaid	-	-	-	-	-21.84
Net Debt Issued (Repaid)	16.43	15.69	13.45	14.46	-4.15
Issuance of Common Stock	50	43	57	-	-
Common Dividends Paid	-38.05	-47.94	-31.75	-36	-21
Net Increase (Decrease) in Deposit Accounts	760.36	2,573	999.07	443.83	610.1
Other Financing Activities	8.16	13.73	-10.09	-6.68	0.18
Financing Cash Flow	796.9	2,597	1,028	415.62	585.13
Net Cash Flow	82.81	1,431	341.39	353.76	-414.26
Free Cash Flow	485.4	-600.21	-89.3	15.13	-985.17
Free Cash Flow Margin	66.73%	-89.78%	-16.26%	3.02%	-160.74%
Free Cash Flow Per Share	22.53	-30.74	-5.02	0.99	-64.45
Cash Income Tax Paid	83.54	-	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.