Banco Mercantil do Brasil S.A. (BVMF:BMEB4)

Brazil · Delayed Price · Currency is BRL

57.55

-0.50 (-0.86%)

Jul 24, 2026, 5:03 PM GMT-3

Banco Mercantil do Brasil Financials Overview

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	5,395	4,925	3,799	3,270	2,573	2,242
Revenue Growth	42.14%	29.62%	16.18%	27.07%	14.80%	24.06%
Net Income	783.4	619.43	506.62	420.9	200.57	184.49
Earnings Per Share	7.17	5.93	4.85	4.03	1.92	1.77
EPS Growth	60.29%	22.27%	20.37%	109.85%	8.55%	22.74%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Financial	4,291
Insurance and Business Intermediation	378.28
Marketplace	521.31
Others	165.27
Elimination	-206.34
Unallocated Adjustments	-225.33
Total	4,925

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	7,482	6,389	4,032	2,798	1,803	1,213
Total Debt	9,764	8,147	4,278	2,006	773.21	633.53
Net Cash (Debt)	-2,282	-1,759	-246.42	792.14	1,029	579.05
Net Cash Growth	-	-	-	-23.05%	77.78%	-53.77%
Net Cash Per Share	-20.90	-16.83	-2.36	7.58	9.85	5.55

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	1,390	1,192	1,659	-3,142	-1,330	-1,940
Capital Expenditures	-75.23	-81.74	-43.38	-52.78	-27.02	-38.32
Free Cash Flow	1,315	1,111	1,616	-3,195	-1,357	-1,979
Free Cash Flow Growth	-32.43%	-31.26%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	14.52%	12.58%	13.33%	12.87%	7.79%	8.23%
FCF Margin	24.37%	22.55%	42.53%	-97.70%	-52.74%	-88.27%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.877	-	-	-	0.500	0.447
Dividend Per Share Growth	-0.79%	-	-	-	11.87%	23.16%
Dividend Yield	3.23%	-	-	-	5.93%	5.12%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.09	11.91	7.00	4.75	5.21	6.58
P/FCF Ratio	5.03	6.64	2.19	-	-	-
PS Ratio	1.23	1.50	0.93	0.61	0.41	0.54