Banco Mercantil do Brasil S.A. (BVMF:BMEB4)

Banco Mercantil do Brasil Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	833.09	619.43	506.62	420.9	200.57	184.49
Depreciation & Amortization	298.91	190.98	154.54	78.36	69.15	63.86
Other Amortization	60.61	38.76	-	-	-	-
Gain (Loss) on Sale of Assets	0.27	0.27	10.27	-0.63	-2.25	-8.47
Total Asset Writedown	-	-	-	4.82	4.36	15.75
Provision for Credit Losses	777.28	777.28	827.59	487.24	327.43	344.7
Change in Trading Asset Securities	-168.41	84.63	-103.5	-	-	-
Change in Income Taxes	-78.2	827.63	45.29	-	-	-
Change in Other Net Operating Assets	-469.56	-713.79	220.37	-4,310	-2,032	-2,519
Other Operating Activities	-291.43	-622.98	18.17	176.89	102.15	-24.58
Operating Cash Flow	932.72	1,192	1,659	-3,142	-1,330	-1,940
Operating Cash Flow Growth	-68.79%	-28.13%	-	-	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-52.01	-81.74	-43.38	-52.78	-27.02	-38.32
Sale of Property, Plant and Equipment	0.95	0.3	30.97	2.54	19.03	81.87
Investment in Securities	324.2	143.37	-306.86	37.66	260.72	103.3
Purchase / Sale of Intangibles	-104.48	-122.55	-83.57	-54.89	-47.99	-34.25
Investing Cash Flow	168.67	-60.61	-402.84	-67.46	204.74	112.6

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	170.94	65.47	1,225	159.52	9.25
Net Debt Issued (Repaid)	256.98	170.94	65.47	1,225	159.52	9.25
Issuance of Common Stock	498.5	-	-	-	1.7	-
Repurchase of Common Stock	-	-	-	-	-	-5.61
Common Dividends Paid	-202.52	-134.19	-183.82	-80.71	-56.62	-64.94
Net Increase (Decrease) in Deposit Accounts	-	-	-	3,056	1,611	1,196
Other Financing Activities	1,573	1,194	-6.85	-	-	-
Financing Cash Flow	2,126	1,230	-125.2	4,200	1,715	1,135

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Foreign Exchange Rate Adjustments	-	-	10.4	-	-	0.55
Net Cash Flow	3,227	2,362	1,142	990.56	590.05	-692.47

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	880.71	1,111	1,616	-3,195	-1,357	-1,979
Free Cash Flow Growth	-69.76%	-31.26%	-	-	-	-
Free Cash Flow Margin	15.73%	22.55%	42.53%	-97.70%	-52.74%	-88.27%
Free Cash Flow Per Share	7.73	10.63	15.47	-30.58	-12.99	-18.97

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Income Tax Paid	388.48	269.57	248.28	92.57	37.45	53.83

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 12, 2026

Data Sources Report a data error