Banco do Nordeste do Brasil S.A. (BVMF:BNBR3)

Brazil · Delayed Price · Currency is BRL

107.00

-2.90 (-2.64%)

Sep 3, 2026, 1:03 PM GMT-3

BVMF:BNBR3 Financials Overview

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	13,352	13,129	11,636	10,373	9,750	8,121
Revenue Growth	6.07%	12.84%	12.18%	6.38%	20.06%	17.42%
Net Income	2,757	3,084	2,343	2,098	2,015	1,618
Earnings Per Share	27.94	31.24	23.73	24.29	23.33	18.74
EPS Growth	8.25%	31.63%	-2.30%	4.12%	24.52%	58.80%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Own Portfolio	10,369	9,974	4,980	4,828	4,817	4,445
Northeast Constitutional Financing Fund (FNE)	2,196	2,338	5,891	4,855	4,367	3,149
Total	12,565	12,313	10,870	9,683	9,184	7,595

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	12,659	5,129	8,316	8,630	8,741	6,671
Total Debt	13,062	12,334	12,376	10,596	9,344	9,021
Net Cash (Debt)	-403.08	-7,205	-4,060	-1,966	-603.47	-2,350
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-4.08	-73.00	-41.13	-22.76	-6.99	-27.21

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	7,973	3,076	-231.41	4,312	869.93	-841.93
Capital Expenditures	-99.57	-69.32	-36.57	-50.36	-43.16	-46.44
Free Cash Flow	7,873	3,007	-267.98	4,262	826.77	-888.37
Free Cash Flow Growth	782.43%	-	-	415.45%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	20.65%	23.48%	20.13%	20.23%	20.67%	19.93%
FCF Margin	58.96%	22.90%	-2.30%	41.09%	8.48%	-10.94%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	6.886	6.886	6.066	5.788	5.559	4.578
Dividend Per Share Growth	14.86%	13.51%	4.80%	4.12%	21.44%	62.35%
Dividend Yield	6.43%	6.64%	6.75%	6.29%	9.50%	8.53%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	3.83	3.52	4.27	4.51	3.21	3.89
P/FCF Ratio	1.34	3.61	-	2.22	7.84	-
PS Ratio	0.79	0.83	0.86	0.91	0.66	0.78