BVMF:BNBR3 Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,162	2,772	3,032	3,361	3,620	3,689
Investment Securities	38,031	36,690	42,325	42,394	39,753	35,476
Trading Asset Securities	1,592	1,555	284.64	5.66	-	6.77
Total Investments	39,623	38,245	42,609	42,399	39,753	35,483
Gross Loans	19,566	20,155	16,694	12,805	13,116	15,545
Allowance for Loan Losses	-1,492	-1,266	-588.56	-714.08	-679.8	-855.5
Net Loans	18,074	18,889	16,106	12,091	12,436	14,689
Property, Plant & Equipment	418.61	370.18	325.38	313.62	282.58	259.85
Other Intangible Assets	407.86	356.72	177.2	72.74	2.7	2.25
Investments in Real Estate	0.35	0.35	-	-	-	-
Accrued Interest Receivable	-	50.32	67.94	47.85	26.55	34.68
Other Receivables	338.8	1,240	-	-	-	-
Restricted Cash	1,032	1,023	994.73	808.85	802.92	749.12
Other Current Assets	1,847	1,048	1,883	1,599	2,003	949.36
Long-Term Deferred Tax Assets	3,702	3,732	3,232	3,489	3,437	3,154
Other Long-Term Assets	5,038	5,548	1,523	1,467	712.77	1,208
Total Assets	75,644	73,288	69,963	65,731	63,167	60,302
Accrued Expenses	1,884	1,197	435.07	292.92	550.68	465.9
Interest Bearing Deposits	11,043	11,324	13,394	12,156	12,802	10,429
Non-Interest Bearing Deposits	2,957	3,241	3,729	2,909	2,730	2,977
Total Deposits	14,001	14,565	17,123	15,065	15,532	13,406
Short-Term Borrowings	5,758	5,053	515.69	436.43	344.11	485.5
Current Portion of Long-Term Debt	951.94	790.88	5,940	3,687	2,742	2,999
Current Income Taxes Payable	582.17	2,325	1,410	1,307	1,431	1,241
Other Current Liabilities	2,131	2,477	4,442	5,915	4,628	3,706
Long-Term Debt	6,620	6,488	5,920	6,473	6,258	5,536
Long-Term Leases	4.66	2.61	-	-	-	-
Long-Term Unearned Revenue	141.1	143.6	-	-	-	173.6
Long-Term Deferred Tax Liabilities	-	90.95	443.26	436.59	337.67	383.66
Other Long-Term Liabilities	26,970	24,088	19,772	21,246	22,174	24,416
Total Liabilities	59,043	57,222	56,012	55,023	54,171	52,823
Common Stock	13,238	13,238	11,649	8,773	7,446	6,293
Retained Earnings	4,278	3,790	3,194	2,834	2,562	2,179
Comprehensive Income & Other	-915.31	-961.72	-891.61	-897.86	-1,012	-993.74
Shareholders' Equity	16,601	16,066	13,951	10,709	8,996	7,479
Total Liabilities & Equity	75,644	73,288	69,963	65,731	63,167	60,302
Total Debt	13,334	12,334	12,376	10,596	9,344	9,021
Net Cash (Debt)	-5,711	-7,205	-4,060	-1,966	-603.47	-2,350
Net Cash Per Share	-57.84	-73.00	-41.13	-22.76	-6.99	-27.21
Filing Date Shares Outstanding	98.7	98.7	98.7	86.37	86.37	86.37
Total Common Shares Outstanding	98.7	98.7	98.7	86.37	86.37	86.37
Book Value Per Share	168.19	162.78	141.35	123.98	104.16	86.59
Tangible Book Value	16,193	15,709	13,774	10,636	8,993	7,477
Tangible Book Value Per Share	164.06	159.16	139.56	123.14	104.13	86.57