Banco do Nordeste do Brasil S.A. (BVMF:BNBR3)

BVMF:BNBR3 Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	2,343	2,098	2,015	1,618	1,019
Depreciation & Amortization	31.33	20.73	17.1	14.1	12.75
Gain (Loss) on Sale of Investments	-	-	-	-0.03	-0
Total Asset Writedown	3.78	-0.39	-	0.83	-
Provision for Credit Losses	425.28	552.99	539.56	263.9	411.87
Change in Income Taxes	-1,382	-1,434	-1,376	-912.37	-609.75
Change in Other Net Operating Assets	-5,292	-279.24	-3,189	-4,400	-6,332
Other Operating Activities	3,641	3,200	2,902	2,508	1,971
Operating Cash Flow	-231.41	4,312	869.93	-841.93	-3,011
Operating Cash Flow Growth	-	395.67%	-	-	-
Capital Expenditures	-36.57	-50.36	-43.16	-46.44	-17.37
Sale of Property, Plant and Equipment	0.69	0.97	3.78	3.53	6.29
Investment in Securities	-1,548	-3,462	-2,579	3,072	871.74
Purchase / Sale of Intangibles	-115.44	-72.09	-0.47	-1.53	-0.16
Investing Cash Flow	-1,699	-3,583	-2,619	3,028	860.51
Long-Term Debt Issued	273.1	265.85	257.71	181.89	115.78
Long-Term Debt Repaid	-166.67	-166.67	-166.67	-	-250
Net Debt Issued (Repaid)	106.44	99.18	91.04	181.89	-134.22
Common Dividends Paid	-515.27	-523.78	-380.66	-411.5	-66.43
Net Increase (Decrease) in Deposit Accounts	2,045	-489.25	2,082	-1,530	2,662
Other Financing Activities	-33.52	-74.67	-111.8	-83.21	-409.23
Financing Cash Flow	1,603	-988.52	1,680	-1,843	2,052
Net Cash Flow	-328.22	-259.62	-68.78	342.85	-98.26
Free Cash Flow	-267.98	4,262	826.77	-888.37	-3,028
Free Cash Flow Growth	-	415.45%	-	-	-
Free Cash Flow Margin	-2.30%	41.09%	8.48%	-10.94%	-43.78%
Free Cash Flow Per Share	-2.71	49.34	9.57	-10.29	-35.06
Cash Interest Paid	33.52	74.67	111.8	83.21	243.24
Cash Income Tax Paid	382.73	1,434	1,376	912.37	609.75

Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.