IRB-Brasil Resseguros S.A. (BVMF:IRBR3)

Brazil · Delayed Price · Currency is BRL

56.06

+1.75 (3.22%)

Jul 31, 2026, 5:05 PM GMT-3

IRB-Brasil Resseguros Financials Overview

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	5,175	5,248	6,477	5,842	7,766	11,843
Revenue Growth	-13.67%	-18.98%	10.88%	-24.77%	-34.42%	-0.03%
Operating Income	611.11	585.67	1,173	-331.55	-582.55	-504.37
Net Income	350.41	390.95	805.74	-123.85	-420.74	-682.7
Earnings Per Share	4.29	4.78	9.85	-1.51	-10.06	-16.32
EPS Growth	-50.10%	-51.47%	-	-	-	-

Revenue by Geography

Fiscal Year	FY 2025	FY 2024
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Abroad	1,034	1,076
Brazil	4,177	4,982
Total	5,211	6,058

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	79.56	11.23	18.86	20.34	17.79	38.77
Total Debt	284.58	276.87	510.75	569.25	927.33	835.14
Net Cash (Debt)	-205.02	-265.64	-491.89	-548.92	-909.54	-796.37
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.51	-3.25	-6.01	-6.71	-21.75	-19.03

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	299.86	250.92	149.31	490.81	-1,235	-129.86
Capital Expenditures	-3.05	-8.95	-25.68	-23.32	-	-5.17
Free Cash Flow	296.82	241.97	123.63	467.49	-1,235	-135.04
Free Cash Flow Growth	145.94%	95.72%	-73.55%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	11.81%	11.16%	18.10%	-5.67%	-7.50%	-4.26%
Pretax Margin	10.60%	11.48%	18.47%	-4.41%	-10.71%	-11.78%
Profit Margin	6.77%	7.45%	12.44%	-2.12%	-5.42%	-5.76%
FCF Margin	5.73%	4.61%	1.91%	8.00%	-15.91%	-1.14%

Dividends

Fiscal Year	Current	FY 2025
Period Ending	Aug '26 Aug 2, 2026	Dec '25 Dec 31, 2025
Dividend Per Share	0.619	0.619
Dividend Per Share Growth	0%	-
Dividend Yield	1.10%	1.19%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.08	11.24	4.31	-	-	-
Forward PE	7.65	7.38	6.92	12.58	7.51	14.89
P/FCF Ratio	15.42	18.16	28.10	7.76	-	-
PS Ratio	0.88	0.84	0.54	0.62	0.27	0.43