IRB-Brasil Resseguros S.A. (BVMF:IRBR3)

Brazil · Delayed Price · Currency is BRL

53.40

+0.46 (0.87%)

Aug 26, 2026, 5:05 PM GMT-3

IRB-Brasil Resseguros Financials Overview

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	4,918	5,248	6,477	5,842	7,766	11,843
Revenue Growth	-1.38%	-18.98%	10.88%	-24.77%	-34.42%	-0.03%
Operating Income	568.63	585.67	1,173	-331.55	-582.55	-504.37
Net Income	240.59	390.95	805.74	-123.85	-420.74	-682.7
Earnings Per Share	2.94	4.78	9.85	-1.51	-10.06	-16.32
EPS Growth	-60.94%	-51.47%	-	-	-	-

Revenue by Geography

Fiscal Year	TTM	FY 2025	FY 2024
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Brazil	3,494	4,177	4,982
Abroad	967.63	1,034	1,076
Total	4,461	5,211	6,058

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	54.04	11.23	18.86	20.34	17.79	38.77
Total Debt	286.66	276.87	510.75	569.25	927.33	835.14
Net Cash (Debt)	-232.62	-265.64	-491.89	-548.92	-909.54	-796.37
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.84	-3.25	-6.01	-6.71	-21.75	-19.03

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	388.7	250.92	149.31	490.81	-1,235	-129.86
Capital Expenditures	-1.05	-8.95	-25.68	-23.32	-	-5.17
Free Cash Flow	387.65	241.97	123.63	467.49	-1,235	-135.04
Free Cash Flow Growth	-	95.72%	-73.55%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	11.56%	11.16%	18.10%	-5.67%	-7.50%	-4.26%
Pretax Margin	6.56%	11.48%	18.47%	-4.41%	-10.71%	-11.78%
Profit Margin	4.89%	7.45%	12.44%	-2.12%	-5.42%	-5.76%
FCF Margin	7.88%	4.61%	1.91%	8.00%	-15.91%	-1.14%

Dividends

Fiscal Year	Current	FY 2025
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025
Dividend Per Share	0.619	0.619
Dividend Per Share Growth	0%	-
Dividend Yield	1.25%	1.19%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	18.02	11.24	4.31	-	-	-
Forward PE	6.71	7.38	6.92	12.58	7.51	14.89
P/FCF Ratio	11.15	18.16	28.10	7.76	-	-
PS Ratio	0.88	0.84	0.54	0.62	0.27	0.43