IRB-Brasil Resseguros Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	4,802	4,395	3,474	3,625	2,112	5,046
Market Cap Growth	12.38%	26.50%	-4.17%	71.70%	-58.16%	-50.86%
Enterprise Value	5,068	4,922	3,949	4,688	2,983	5,833
PE Ratio	12.31	11.24	4.31	-	-	-
PS Ratio	0.92	0.84	0.54	0.62	0.27	0.43
PB Ratio	0.91	0.83	0.71	0.85	0.49	1.39
P/FCF Ratio	19.84	18.16	28.10	7.76	-	-
P/OCF Ratio	19.14	17.52	23.27	7.39	-	-
EV/Sales Ratio	0.97	0.94	0.61	0.80	0.38	0.49
EV/EBITDA Ratio	8.35	8.32	3.35	-	-	-
EV/EBIT Ratio	8.50	8.40	3.37	-	-	-
EV/FCF Ratio	20.94	20.34	31.95	10.03	-	-
Debt / Equity Ratio	0.05	0.05	0.10	0.13	0.21	0.23
Debt / EBITDA Ratio	0.46	0.46	0.43	-	-	-
Debt / FCF Ratio	1.14	1.14	4.13	1.22	-	-
Net Debt / Equity Ratio	0.05	0.05	0.10	0.13	0.21	0.22
Net Debt / EBITDA Ratio	0.45	0.45	0.42	-1.68	-1.71	-1.61
Net Debt / FCF Ratio	1.10	1.10	3.98	1.17	-0.74	-5.90
Quick Ratio	1.20	1.20	0.79	0.59	0.86	0.42
Current Ratio	1.46	1.46	1.05	0.75	0.94	0.80
Asset Turnover	0.33	0.33	0.41	0.37	0.40	0.52
Return on Equity (ROE)	7.66%	7.66%	17.55%	-2.88%	-10.55%	-16.96%
Return on Assets (ROA)	2.28%	2.28%	4.59%	-1.30%	-1.86%	-1.40%
Return on Invested Capital (ROIC)	6.65%	6.91%	15.39%	-6.57%	-11.96%	-10.38%
Earnings Yield	8.14%	8.89%	23.19%	-3.42%	-19.93%	-13.53%
FCF Yield	5.04%	5.51%	3.56%	12.90%	-58.50%	-2.68%
Dividend Yield	1.03%	1.11%	-	-	-	-
Buyback Yield / Dilution	0.03%	0.03%	-	-95.68%	0.05%	-
Total Shareholder Return	1.05%	1.14%	-	-95.68%	0.05%	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.