IRB-Brasil Resseguros S.A. (BVMF:IRBR3)

IRB-Brasil Resseguros Statistics

Total Valuation

BVMF:IRBR3 has a market cap or net worth of BRL 3.83 billion. The enterprise value is 4.33 billion.

Market Cap	3.83B
Enterprise Value	4.33B

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	n/a

Share Statistics

BVMF:IRBR3 has 81.84 million shares outstanding.

Current Share Class	81.84M
Shares Outstanding	81.84M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	13.81%
Float	55.14M

Valuation Ratios

The trailing PE ratio is 6.22 and the forward PE ratio is 6.54.

PE Ratio	6.22
Forward PE	6.54
PS Ratio	0.68
PB Ratio	0.74
P/TBV Ratio	0.75
P/FCF Ratio	n/a
P/OCF Ratio	251.00
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.60, with an EV/FCF ratio of -657.42.

EV / Earnings	7.04
EV / Sales	0.77
EV / EBITDA	8.60
EV / EBIT	8.92
EV / FCF	-657.42

Financial Position

The company has a current ratio of 1.39, with a Debt / Equity ratio of 0.10.

Current Ratio	1.39
Quick Ratio	1.10
Debt / Equity	0.10
Debt / EBITDA	1.05
Debt / FCF	-80.15
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.57% and return on invested capital (ROIC) is 5.60%.

Return on Equity (ROE)	12.57%
Return on Assets (ROA)	1.91%
Return on Invested Capital (ROIC)	5.60%
Return on Capital Employed (ROCE)	4.17%
Revenue Per Employee	16.71M
Profits Per Employee	1.84M
Employee Count	335
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMF:IRBR3 has paid 268.25 million in taxes.

Income Tax	268.25M
Effective Tax Rate	30.35%

Stock Price Statistics

The stock price has increased by +12.10% in the last 52 weeks. The beta is 0.90, so BVMF:IRBR3's price volatility has been similar to the market average.

Beta (5Y)	0.90
52-Week Price Change	+12.10%
50-Day Moving Average	47.16
200-Day Moving Average	48.01
Relative Strength Index (RSI)	45.33
Average Volume (20 Days)	621,175

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMF:IRBR3 had revenue of BRL 5.60 billion and earned 615.48 million in profits. Earnings per share was 7.52.

Revenue	5.60B
Gross Profit	480.02M
Operating Income	485.35M
Pretax Income	883.73M
Net Income	615.48M
EBITDA	503.44M
EBIT	485.35M
Earnings Per Share (EPS)	7.52

Balance Sheet

The company has 4.50 billion in cash and 528.08 million in debt, giving a net cash position of -500.66 million or -6.12 per share.

Cash & Cash Equivalents	4.50B
Total Debt	528.08M
Net Cash	-500.66M
Net Cash Per Share	-6.12
Equity (Book Value)	5.21B
Book Value Per Share	63.63
Working Capital	1.63B

Cash Flow

In the last 12 months, operating cash flow was 15.26 million and capital expenditures -21.85 million, giving a free cash flow of -6.59 million.

Operating Cash Flow	15.26M
Capital Expenditures	-21.85M
Free Cash Flow	-6.59M
FCF Per Share	-0.08

Margins

Gross margin is 8.57%, with operating and profit margins of 8.67% and 10.99%.

Gross Margin	8.57%
Operating Margin	8.67%
Pretax Margin	15.78%
Profit Margin	10.99%
EBITDA Margin	8.99%
EBIT Margin	8.67%
FCF Margin	n/a

Dividends & Yields

BVMF:IRBR3 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	16.07%
FCF Yield	-0.17%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 25, 2023. It was a reverse split with a ratio of 0.0333333333.

Last Split Date	Jan 25, 2023
Split Type	Reverse
Split Ratio	0.0333333333

Scores

Altman Z-Score	n/a
Piotroski F-Score	5