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Qualicorp Consultoria e Corretora de Seguros S.A. (BVMF:QUAL3)
Brazil flag Brazil · Delayed Price · Currency is BRL
1.640
-0.050 (-2.96%)
Aug 26, 2026, 5:04 PM GMT-3

BVMF:QUAL3 Financials Overview

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,3711,4271,5421,7501,9512,097
Revenue Growth
-6.50%-7.46%-11.88%-10.33%-6.92%3.48%
Gross Profit
1,2021,2431,2881,3811,5071,671
Operating Income
308.13279.98198.04118367.18639.43
Net Income
26.0810.676.58-82.4492.82365.81
Earnings Per Share
0.090.040.02-0.300.331.32
EPS Growth
202.03%61.72%---74.69%-4.61%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024
Period EndingMar '26 Dec '25 Dec '24
Other
60.4868.5390.44
Adhesion
1,3391,3581,451
Total
1,3991,4271,542

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
414.32889.61892.95986.77710.27752.54
Total Debt
1,2111,7621,8822,2372,2582,226
Net Cash (Debt)
-796.21-872.71-988.91-1,250-1,547-1,474
Net Cash Growth
------
Net Cash Per Share
-2.80-3.07-3.50-4.48-5.55-5.30

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
280.16286.48377.94498.06535.14807.93
Capital Expenditures
-1.51-2.27-7.57-4.38-13.19-22.44
Free Cash Flow
278.65284.21370.37493.68521.95785.49
Free Cash Flow Growth
0.54%-23.26%-24.98%-5.42%-33.55%-7.08%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
87.65%87.13%83.51%78.92%77.24%79.69%
Operating Margin
22.48%19.62%12.84%6.74%18.82%30.50%
Pretax Margin
10.24%7.47%0.78%-6.38%7.52%26.44%
Profit Margin
1.90%0.75%0.43%-4.71%4.76%17.45%
FCF Margin
20.33%19.92%24.02%28.21%26.75%37.47%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.006--0.0790.0790.318
Dividend Per Share Growth
62.39%---0.12%-75.08%-
Dividend Yield
0.34%--2.34%1.38%1.97%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
24.5160.5364.95-17.6012.83
Forward PE
3.967.474.117.298.5211.91
P/FCF Ratio
1.712.271.151.923.135.97
PS Ratio
0.350.450.280.540.842.24