Wiz Co Participações e Corretagem de Seguros S.A. (BVMF:WIZC3)
Brazil flag Brazil · Delayed Price · Currency is BRL
8.18
-0.08 (-0.97%)
Jul 27, 2026, 5:03 PM GMT-3

BVMF:WIZC3 Financials Overview

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,3461,3831,2571,121934.31816.76
Revenue Growth
3.09%10.00%12.11%20.03%14.39%1.71%
Gross Profit
824.28848.02789.32691.39535.38502.17
Operating Income
603.73629.14559.78454.1297.51321.2
Net Income
194.26201.08160.11141.58130.66188.04
Earnings Per Share
1.211.261.000.890.821.18
EPS Growth
14.75%25.59%13.09%8.36%-30.51%-3.44%

Revenue by Segment

Fiscal YearFY 2025
Period EndingDec '25
Insurance
1,163
Credit and Consortia
154.54
Services
65.06
Total
1,383

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
370.21405.31270.1296.62283.2451.53
Total Debt
372.88397.04357.59364.3386.26237.16
Net Cash (Debt)
-2.688.28-87.49-67.68-103.06214.37
Net Cash Growth
-----14.32%
Net Cash Per Share
-0.020.05-0.55-0.42-0.641.34

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
445.12518.24506.88375.87401.75226.01
Capital Expenditures
-1.87-2.04-7.02-4.4-3.85-6.6
Free Cash Flow
443.25516.2499.86371.47397.9219.41
Free Cash Flow Growth
-14.74%3.27%34.56%-6.64%81.35%-58.85%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
61.24%61.32%62.78%61.65%57.30%61.48%
Operating Margin
44.85%45.49%44.52%40.49%31.84%39.33%
Pretax Margin
40.25%40.34%37.14%31.18%26.63%38.55%
Profit Margin
14.43%14.54%12.73%12.63%13.98%23.02%
FCF Margin
32.93%37.33%39.76%33.12%42.59%26.86%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6250.6290.2500.2460.4450.588
Dividend Per Share Growth
151.17%151.17%1.65%-44.69%-24.28%-3.44%
Dividend Yield
7.57%7.30%5.03%3.94%7.96%9.94%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.807.095.568.198.586.77
Forward PE
5.666.194.875.268.037.25
P/FCF Ratio
2.982.761.783.122.825.80
PS Ratio
0.981.030.711.031.201.56