Arab Tunisian Bank (BVMT:ATB)
Tunisia · Delayed Price · Currency is TND 4.550
+0.050 (1.11%)
At close: Jun 3, 2026
Arab Tunisian Bank Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 669.08 | 703.64 | 654.35 | 537.54 | 482.84 |
Interest Paid on Deposits | 458.43 | 445.64 | 431.38 | 365.26 | 335.54 |
Net Interest Income | 210.64 | 258 | 222.97 | 172.28 | 147.3 |
Net Interest Income Growth (YoY) | -18.36% | 15.71% | 29.43% | 16.96% | 3.13% |
Income From Trading Activities | 20.44 | 17.89 | 17.79 | 24.61 | 22.01 |
Gain (Loss) on Sale of Assets | - | 0.49 | 0.81 | 0.83 | 0.32 |
Gain (Loss) on Sale of Investments | -5.36 | -7.98 | -8.09 | -11.9 | -36.55 |
Other Non-Interest Income | 173.56 | 160.9 | 165.27 | 169.05 | 163.79 |
Total Non-Interest Income | 188.64 | 171.29 | 175.78 | 182.58 | 149.57 |
Non-Interest Income Growth (YoY) | 10.13% | -2.55% | -3.73% | 22.07% | 0.88% |
Revenues Before Loan Losses | 399.28 | 429.29 | 398.75 | 354.86 | 296.87 |
Provision for Loan Losses | 99.54 | 110.25 | 128.51 | 76.73 | 114.23 |
| 299.74 | 319.05 | 270.23 | 278.13 | 182.64 | |
Revenue Growth (YoY) | -6.05% | 18.06% | -2.84% | 52.28% | -17.89% |
Salaries and Employee Benefits | 188.07 | 162.14 | 146.41 | 134.67 | 127.36 |
Occupancy Expenses | 26.03 | 22.08 | 20.5 | 16 | 20.59 |
Other Non-Interest Expense | 82.82 | 84.26 | 86.52 | 84.06 | 74.39 |
Total Non-Interest Expense | 295.19 | 266.56 | 252.63 | 234.21 | 221.66 |
EBT Excluding Unusual Items | 4.55 | 52.49 | 17.61 | 43.92 | -39.02 |
Other Unusual Items | - | - | - | -1.68 | -14.65 |
Pretax Income | 4.55 | 52.49 | 17.61 | 42.24 | -53.66 |
Income Tax Expense | 13.02 | 6.33 | 5.36 | 2.53 | 2 |
Earnings From Continuing Operations | -8.47 | 46.16 | 12.25 | 39.71 | -55.67 |
Minority Interest in Earnings | -15.97 | -14.87 | -12.41 | -10.11 | -5.77 |
Net Income | -24.44 | 31.29 | -0.16 | 29.6 | -61.44 |
Net Income to Common | -24.44 | 31.29 | -0.16 | 29.6 | -61.44 |
Basic Shares Outstanding | - | 128 | 132 | 128 | 100 |
Diluted Shares Outstanding | - | 128 | 132 | 128 | 100 |
Shares Change (YoY) | - | -2.79% | 2.75% | 28.07% | -0.41% |
EPS (Basic) | - | 0.24 | -0.00 | 0.23 | -0.61 |
EPS (Diluted) | - | 0.24 | -0.00 | 0.23 | -0.61 |
Effective Tax Rate | 285.96% | 12.06% | 30.43% | 6.00% | - |