Arab Tunisian Bank Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	108.43	57.74	42.85	37.86	39.17
Investment Securities	1,283	1,023	972.98	1,282	1,358
Trading Asset Securities	83.8	75.25	80.66	88.41	118.55
Total Investments	1,367	1,098	1,054	1,370	1,477
Gross Loans	-	8,442	7,634	7,430	6,936
Allowance for Loan Losses	-	-645.33	-600.1	-571.7	-555.56
Other Adjustments to Gross Loans	-	-320.71	-266.43	-244.66	-220.59
Net Loans	-	7,476	6,768	6,613	6,159
Property, Plant & Equipment	283.92	242.65	169.95	79.78	76.46
Other Intangible Assets	-	-	-	71.12	51.27
Loans Held for Sale	5,928	-	-	-	-
Accrued Interest Receivable	-	11.74	20.03	24.64	19.56
Other Receivables	1,033	55.89	108.27	80.89	130.58
Restricted Cash	-	33.45	31.73	48.08	223.37
Other Current Assets	-	1.93	4.85	1.61	1.45
Long-Term Deferred Tax Assets	-	44.33	30.54	24.85	9.18
Other Long-Term Assets	184.63	94.16	86.12	99.7	114.12
Total Assets	8,904	9,116	8,316	8,454	8,303
Accrued Expenses	-	77.69	54.57	63.31	56.63
Interest Bearing Deposits	6,932	4,954	4,415	4,178	3,923
Non-Interest Bearing Deposits	-	2,202	2,012	2,048	2,045
Total Deposits	6,932	7,156	6,427	6,227	5,969
Current Income Taxes Payable	-	47.81	29.41	35.82	21.41
Accrued Interest Payable	-	17.98	20.44	13.61	13.83
Long-Term Debt	757.96	543.36	575.13	978.29	983.53
Other Long-Term Liabilities	396.7	518.01	494.03	426.67	585.92
Total Liabilities	8,086	8,360	7,600	7,744	7,630
Common Stock	150	128	128	128	128
Retained Earnings	-89.86	-34.36	-56.4	-38.04	-60.57
Comprehensive Income & Other	641.76	555.69	546.19	528.1	526.7
Total Common Equity	701.9	649.33	617.79	618.06	594.13
Minority Interest	115.83	106.7	98.56	91.49	78.88
Shareholders' Equity	817.72	756.03	716.35	709.55	673.01
Total Liabilities & Equity	8,904	9,116	8,316	8,454	8,303
Total Debt	757.96	543.36	575.13	978.29	983.53
Net Cash (Debt)	-565.73	-410.38	-451.62	-852.02	-825.81
Net Cash Per Share	-	-3.21	-3.43	-6.65	-8.25
Filing Date Shares Outstanding	-	128	128	128	100
Total Common Shares Outstanding	-	128	128	128	100
Book Value Per Share	-	5.07	4.83	4.83	5.94
Tangible Book Value	701.9	649.33	617.79	546.94	542.85
Tangible Book Value Per Share	-	5.07	4.83	4.27	5.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.