Arab Tunisian Bank (BVMT:ATB)

Arab Tunisian Bank Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	82.84	45.16	57.74	42.85	37.86	39.17
Investment Securities	1,313	1,283	1,023	972.98	1,282	1,358
Trading Asset Securities	-	83.8	75.25	80.66	88.41	118.55
Total Investments	1,313	1,367	1,098	1,054	1,370	1,477
Gross Loans	-	7,908	8,442	7,634	7,430	6,936
Allowance for Loan Losses	-	-667.95	-645.33	-600.1	-571.7	-555.56
Other Adjustments to Gross Loans	-	-383.04	-320.71	-266.43	-244.66	-220.59
Net Loans	-	6,857	7,476	6,768	6,613	6,159
Property, Plant & Equipment	251.54	283.92	242.65	169.95	79.78	76.46
Other Intangible Assets	-	-	-	-	71.12	51.27
Accrued Interest Receivable	-	10.3	11.74	20.03	24.64	19.56
Other Receivables	1,117	176.85	55.89	108.27	80.89	130.58
Restricted Cash	-	63.27	33.45	31.73	48.08	223.37
Other Current Assets	-	1.57	1.93	4.85	1.61	1.45
Long-Term Deferred Tax Assets	-	46.13	44.33	30.54	24.85	9.18
Other Long-Term Assets	181.8	52.88	94.16	86.12	99.7	114.12
Total Assets	7,914	8,904	9,116	8,316	8,454	8,303

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	88.69	77.69	54.57	63.31	56.63
Interest Bearing Deposits	6,709	4,844	4,954	4,415	4,178	3,923
Non-Interest Bearing Deposits	-	1,995	2,202	2,012	2,048	2,045
Total Deposits	6,709	6,839	7,156	6,427	6,227	5,969
Current Income Taxes Payable	-	43.57	47.81	29.41	35.82	21.41
Accrued Interest Payable	-	29.78	17.98	20.44	13.61	13.83
Long-Term Debt	384.28	628.68	543.36	575.13	978.29	983.53
Other Long-Term Liabilities	235.32	456.94	518.01	494.03	426.67	585.92
Total Liabilities	7,328	8,086	8,360	7,600	7,744	7,630

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	150	150	128	128	128	128
Retained Earnings	-123.94	-89.86	-34.36	-56.4	-38.04	-60.57
Comprehensive Income & Other	560.09	641.76	555.69	546.19	528.1	526.7
Total Common Equity	586.15	701.9	649.33	617.79	618.06	594.13
Minority Interest	-	115.83	106.7	98.56	91.49	78.88
Shareholders' Equity	586.15	817.72	756.03	716.35	709.55	673.01
Total Liabilities & Equity	7,914	8,904	9,116	8,316	8,454	8,303

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	384.28	628.68	543.36	575.13	978.29	983.53
Net Cash (Debt)	-301.44	-499.72	-410.38	-451.62	-852.02	-825.81
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-3.33	-3.21	-3.43	-6.65	-8.25
Filing Date Shares Outstanding	-	150	128	128	128	100
Total Common Shares Outstanding	-	150	128	128	128	100
Book Value Per Share	-	4.68	5.07	4.83	4.83	5.94
Tangible Book Value	586.15	701.9	649.33	617.79	546.94	542.85
Tangible Book Value Per Share	-	4.68	5.07	4.83	4.27	5.43

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2024

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Oct 5, 2026

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