Arab Tunisian Bank (BVMT: ATB)

Arab Tunisian Bank Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	42.85	42.85	37.86	39.17	30.19	60.64
Investment Securities	972.98	972.98	1,282	1,358	1,254	1,370
Trading Asset Securities	80.66	80.66	88.41	118.55	93.05	-
Total Investments	1,054	1,054	1,370	1,477	1,347	1,370
Gross Loans	6,994	6,994	7,430	6,936	6,453	6,243
Allowance for Loan Losses	-605.4	-605.4	-571.7	-555.56	-454.12	-402.19
Other Adjustments to Gross Loans	-266.43	-266.43	-244.66	-220.59	-185.14	-151.21
Net Loans	6,122	6,122	6,613	6,159	5,814	5,690
Property, Plant & Equipment	89.7	89.7	79.78	76.46	65.49	90.77
Other Intangible Assets	80.24	80.24	71.12	51.27	38.6	-
Accrued Interest Receivable	20.13	20.13	24.64	19.56	37.33	9.36
Other Receivables	748.17	748.17	80.89	130.58	289.36	235.89
Restricted Cash	31.73	31.73	48.08	223.37	284.28	230.81
Other Current Assets	4.85	4.85	1.61	1.45	1.09	1.66
Long-Term Deferred Tax Assets	30.54	30.54	24.85	9.18	5.48	4.04
Other Long-Term Assets	82.75	82.75	99.7	114.12	115.32	82.94
Total Assets	8,308	8,308	8,454	8,303	8,031	7,779
Accrued Expenses	54.57	54.57	63.31	56.63	57.66	107.66
Interest Bearing Deposits	4,415	4,415	4,178	3,923	3,970	3,592
Non-Interest Bearing Deposits	2,012	2,012	2,048	2,045	2,054	1,650
Total Deposits	6,427	6,427	6,227	5,969	6,024	5,242
Current Income Taxes Payable	29.41	29.41	35.82	21.41	26.96	18.08
Accrued Interest Payable	20.44	20.44	13.61	13.83	10.2	13.09
Long-Term Debt	575.13	575.13	978.29	983.53	772.74	1,332
Other Long-Term Liabilities	485.45	485.45	426.67	585.92	480.37	420.25
Total Liabilities	7,592	7,592	7,744	7,630	7,371	7,133
Common Stock	128	128	128	128	100	100
Retained Earnings	-56.4	-56.4	-38.04	-60.57	13.23	9.58
Comprehensive Income & Other	546.19	546.19	528.1	526.7	472.43	467.75
Total Common Equity	617.79	617.79	618.06	594.13	585.66	577.34
Minority Interest	98.56	98.56	91.49	78.88	73.74	68.33
Shareholders' Equity	716.35	716.35	709.55	673.01	659.39	645.66
Total Liabilities & Equity	8,308	8,308	8,454	8,303	8,031	7,779
Total Debt	575.13	575.13	978.29	983.53	772.74	1,332
Net Cash (Debt)	-451.62	-451.62	-852.02	-825.81	-649.51	-1,272
Net Cash Per Share	-3.43	-3.43	-6.65	-8.25	-6.46	-12.72
Filing Date Shares Outstanding	128	128	128	100	100	100
Total Common Shares Outstanding	128	128	128	100	100	100
Book Value Per Share	4.83	4.83	4.83	5.94	5.86	5.77
Tangible Book Value	537.54	537.54	546.94	542.85	547.05	577.34
Tangible Book Value Per Share	4.20	4.20	4.27	5.43	5.47	5.77

Source: S&P Capital IQ. Banks template. Financial Sources.