Arab Tunisian Bank Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	57.74	42.85	37.86	39.17	30.19
Investment Securities	1,023	972.98	1,282	1,358	1,254
Trading Asset Securities	75.25	80.66	88.41	118.55	93.05
Total Investments	1,098	1,054	1,370	1,477	1,347
Gross Loans	8,442	7,634	7,430	6,936	6,453
Allowance for Loan Losses	-645.33	-600.1	-571.7	-555.56	-454.12
Other Adjustments to Gross Loans	-320.71	-266.43	-244.66	-220.59	-185.14
Net Loans	7,476	6,768	6,613	6,159	5,814
Property, Plant & Equipment	242.65	169.95	79.78	76.46	65.49
Other Intangible Assets	-	-	71.12	51.27	38.6
Accrued Interest Receivable	11.74	20.03	24.64	19.56	37.33
Other Receivables	55.89	108.27	80.89	130.58	289.36
Restricted Cash	33.45	31.73	48.08	223.37	284.28
Other Current Assets	1.93	4.85	1.61	1.45	1.09
Long-Term Deferred Tax Assets	44.33	30.54	24.85	9.18	5.48
Other Long-Term Assets	94.16	86.12	99.7	114.12	115.32
Total Assets	9,116	8,316	8,454	8,303	8,031
Accrued Expenses	77.69	54.57	63.31	56.63	57.66
Interest Bearing Deposits	4,954	4,415	4,178	3,923	3,970
Non-Interest Bearing Deposits	2,202	2,012	2,048	2,045	2,054
Total Deposits	7,156	6,427	6,227	5,969	6,024
Current Income Taxes Payable	47.81	29.41	35.82	21.41	26.96
Accrued Interest Payable	17.98	20.44	13.61	13.83	10.2
Long-Term Debt	543.36	575.13	978.29	983.53	772.74
Other Long-Term Liabilities	518.01	494.03	426.67	585.92	480.37
Total Liabilities	8,360	7,600	7,744	7,630	7,371
Common Stock	128	128	128	128	100
Retained Earnings	-34.36	-56.4	-38.04	-60.57	13.23
Comprehensive Income & Other	555.69	546.19	528.1	526.7	472.43
Total Common Equity	649.33	617.79	618.06	594.13	585.66
Minority Interest	106.7	98.56	91.49	78.88	73.74
Shareholders' Equity	756.03	716.35	709.55	673.01	659.39
Total Liabilities & Equity	9,116	8,316	8,454	8,303	8,031
Total Debt	543.36	575.13	978.29	983.53	772.74
Net Cash (Debt)	-410.38	-451.62	-852.02	-825.81	-649.51
Net Cash Per Share	-3.21	-3.43	-6.65	-8.25	-6.46
Filing Date Shares Outstanding	128	128	128	100	100
Total Common Shares Outstanding	128	128	128	100	100
Book Value Per Share	5.07	4.83	4.83	5.94	5.86
Tangible Book Value	649.33	617.79	546.94	542.85	547.05
Tangible Book Value Per Share	5.07	4.83	4.27	5.43	5.47

Source: S&P Global Market Intelligence. Banks template. Financial Sources.