Arab Tunisian Bank (BVMT:ATB)

Arab Tunisian Bank Statistics

Total Valuation

BVMT:ATB has a market cap or net worth of TND 435.20 million.

Market Cap	435.20M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, July 18, 2025.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	n/a

Share Statistics

BVMT:ATB has 128.00 million shares outstanding. The number of shares has increased by 27.40% in one year.

Current Share Class	128.00M
Shares Outstanding	128.00M
Shares Change (YoY)	+27.40%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 13.91 and the forward PE ratio is 17.00.

PE Ratio	13.91
Forward PE	17.00
PS Ratio	1.36
PB Ratio	0.58
P/TBV Ratio	0.67
P/FCF Ratio	0.82
P/OCF Ratio	0.69
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.02
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.27%.

Return on Equity (ROE)	6.27%
Return on Assets (ROA)	0.53%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	322,594
Profits Per Employee	31,633
Employee Count	989
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:ATB has paid 6.33 million in taxes.

Income Tax	6.33M
Effective Tax Rate	12.06%

Stock Price Statistics

The stock price has increased by +5.33% in the last 52 weeks. The beta is 0.04, so BVMT:ATB's price volatility has been lower than the market average.

Beta (5Y)	0.04
52-Week Price Change	+5.33%
50-Day Moving Average	3.23
200-Day Moving Average	2.99
Relative Strength Index (RSI)	64.32
Average Volume (20 Days)	50,796

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:ATB had revenue of TND 319.05 million and earned 31.29 million in profits. Earnings per share was 0.24.

Revenue	319.05M
Gross Profit	319.05M
Operating Income	50.57M
Pretax Income	52.49M
Net Income	31.29M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.24

Balance Sheet

The company has 132.99 million in cash and 543.36 million in debt, giving a net cash position of -410.38 million or -3.21 per share.

Cash & Cash Equivalents	132.99M
Total Debt	543.36M
Net Cash	-410.38M
Net Cash Per Share	-3.21
Equity (Book Value)	756.03M
Book Value Per Share	5.07
Working Capital	-7.06B

Cash Flow

In the last 12 months, operating cash flow was 626.60 million and capital expenditures -94.12 million, giving a free cash flow of 532.48 million.

Operating Cash Flow	626.60M
Capital Expenditures	-94.12M
Free Cash Flow	532.48M
FCF Per Share	4.16

Margins

Gross Margin	n/a
Operating Margin	15.85%
Pretax Margin	16.45%
Profit Margin	9.81%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	166.90%

Dividends & Yields

BVMT:ATB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	19.59%
Buyback Yield	-27.40%
Shareholder Yield	n/a
Earnings Yield	7.19%
FCF Yield	122.35%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 16, 2010. It was a forward split with a ratio of 1.0625.

Last Split Date	Dec 16, 2010
Split Type	Forward
Split Ratio	1.0625

Scores

Altman Z-Score	n/a
Piotroski F-Score	4