Banque Internationale Arabe de Tunisie Société anonyme (BVMT: BIAT)
Tunisia
· Delayed Price · Currency is TND 93.60
+0.20 (0.21%)
At close: Dec 20, 2024
BVMT: BIAT Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '23 Dec 31, 2023 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 1,410 | 1,410 | 1,157 | 1,004 | 998.23 | 1,093 | Upgrade
|
| Interest Paid on Deposits | 707.46 | 707.46 | 569.44 | 500.54 | 486.64 | 537.54 | Upgrade
|
| Net Interest Income | 702.63 | 702.63 | 587.12 | 503.53 | 511.59 | 555.47 | Upgrade
|
| Net Interest Income Growth (YoY) | 26.49% | 19.67% | 16.60% | -1.58% | -7.90% | 17.06% | Upgrade
|
| Income From Trading Activities | 250.99 | 250.99 | 253.4 | 169.49 | 144.43 | 140.41 | Upgrade
|
| Gain (Loss) on Sale of Investments | -9.32 | -9.32 | 2.76 | -11.53 | -6.11 | -10.46 | Upgrade
|
| Other Non-Interest Income | 650.28 | 650.28 | 574.62 | 461.58 | 378.01 | 346.92 | Upgrade
|
| Total Non-Interest Income | 891.96 | 891.96 | 830.79 | 619.54 | 516.34 | 476.87 | Upgrade
|
| Non-Interest Income Growth (YoY) | 87.05% | 7.36% | 34.10% | 19.99% | 8.28% | 7.63% | Upgrade
|
| Revenues Before Loan Losses | 1,595 | 1,595 | 1,418 | 1,123 | 1,028 | 1,032 | Upgrade
|
| Provision for Loan Losses | 342.6 | 342.6 | 365.02 | 250.54 | 154.17 | 122.91 | Upgrade
|
| Revenue | 1,252 | 1,252 | 1,053 | 872.53 | 873.76 | 909.42 | Upgrade
|
| Revenue Growth (YoY) | 37.67% | 18.91% | 20.67% | -0.14% | -3.92% | 16.26% | Upgrade
|
| Salaries and Employee Benefits | 339.73 | 339.73 | 292.2 | 264.12 | 252.94 | 240.74 | Upgrade
|
| Occupancy Expenses | 50.11 | 50.11 | 66.75 | 58.28 | 50.53 | 44.82 | Upgrade
|
| Other Non-Interest Expense | 179.21 | 179.21 | 135.21 | 133.83 | 140.74 | 128.32 | Upgrade
|
| Total Non-Interest Expense | 568.91 | 568.91 | 494.08 | 456.31 | 444.42 | 414.18 | Upgrade
|
| EBT Excluding Unusual Items | 683.09 | 683.09 | 558.81 | 416.22 | 429.34 | 495.24 | Upgrade
|
| Other Unusual Items | -0.65 | -0.65 | -1.25 | -19.89 | -28.7 | -0.37 | Upgrade
|
| Pretax Income | 682.43 | 682.43 | 557.56 | 396.33 | 400.64 | 494.87 | Upgrade
|
| Income Tax Expense | 276.65 | 276.65 | 208.08 | 88.18 | 100.95 | 125.15 | Upgrade
|
| Earnings From Continuing Operations | 405.78 | 405.78 | 349.48 | 308.15 | 299.69 | 369.73 | Upgrade
|
| Minority Interest in Earnings | -47.19 | -47.19 | -37.08 | -24.72 | -22.21 | -24.96 | Upgrade
|
| Net Income | 358.59 | 358.59 | 312.4 | 283.43 | 277.48 | 344.77 | Upgrade
|
| Net Income to Common | 358.59 | 358.59 | 312.4 | 283.43 | 277.48 | 344.77 | Upgrade
|
| Net Income Growth | 4.01% | 14.79% | 10.22% | 2.14% | -19.52% | 32.02% | Upgrade
|
| Basic Shares Outstanding | 41 | 41 | 41 | 41 | 20 | 20 | Upgrade
|
| Diluted Shares Outstanding | 41 | 41 | 41 | 41 | 20 | 20 | Upgrade
|
| Shares Change (YoY) | 100.00% | - | - | 100.00% | - | - | Upgrade
|
| EPS (Basic) | 8.79 | 8.79 | 7.66 | 6.95 | 13.60 | 16.90 | Upgrade
|
| EPS (Diluted) | 8.79 | 8.79 | 7.66 | 6.95 | 13.60 | 16.90 | Upgrade
|
| EPS Growth | -48.00% | 14.79% | 10.22% | -48.93% | -19.52% | - | Upgrade
|
| Dividend Per Share | 5.075 | 5.075 | 5.075 | 4.550 | 4.375 | - | Upgrade
|
| Dividend Growth | - | 0% | 11.54% | 4.00% | - | - | Upgrade
|
| Effective Tax Rate | 40.54% | 40.54% | 37.32% | 22.25% | 25.20% | 25.29% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.