Banque Internationale Arabe de Tunisie Société anonyme (BVMT: BIAT)
Tunisia flag Tunisia · Delayed Price · Currency is TND
100.00
0.00 (0.00%)
At close: Sep 11, 2024

BIAT Income Statement

Millions TND. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2023 FY 2022 FY 2021 FY 2020 FY 2019 2018 - 2014
Period Ending
Dec '23 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 2018 - 2014
Interest Income on Loans
1,4101,4101,1571,004998.231,093
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Interest Paid on Deposits
707.46707.46569.44500.54486.64537.54
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Net Interest Income
702.63702.63587.12503.53511.59555.47
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Net Interest Income Growth (YoY)
26.49%19.67%16.60%-1.58%-7.90%17.06%
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Income From Trading Activities
250.99250.99253.4169.49144.43140.41
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Gain (Loss) on Sale of Investments
-9.32-9.322.76-11.53-6.11-10.46
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Other Non-Interest Income
650.28650.28574.62461.58378.01346.92
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Total Non-Interest Income
891.96891.96830.79619.54516.34476.87
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Non-Interest Income Growth (YoY)
87.05%7.36%34.10%19.99%8.28%7.63%
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Revenues Before Loan Losses
1,5951,5951,4181,1231,0281,032
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Provision for Loan Losses
342.6342.6365.02250.54154.17122.91
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Revenue
1,2521,2521,053872.53873.76909.42
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Revenue Growth (YoY)
37.67%18.91%20.67%-0.14%-3.92%16.26%
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Salaries and Employee Benefits
339.73339.73292.2264.12252.94240.74
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Occupancy Expenses
50.1150.1166.7558.2850.5344.82
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Other Non-Interest Expense
179.21179.21135.21133.83140.74128.32
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Total Non-Interest Expense
568.91568.91494.08456.31444.42414.18
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EBT Excluding Unusual Items
683.09683.09558.81416.22429.34495.24
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Other Unusual Items
-0.65-0.65-1.25-19.89-28.7-0.37
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Pretax Income
682.43682.43557.56396.33400.64494.87
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Income Tax Expense
276.65276.65208.0888.18100.95125.15
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Earnings From Continuing Operations
405.78405.78349.48308.15299.69369.73
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Minority Interest in Earnings
-47.19-47.19-37.08-24.72-22.21-24.96
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Net Income
358.59358.59312.4283.43277.48344.77
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Net Income to Common
358.59358.59312.4283.43277.48344.77
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Net Income Growth
4.01%14.79%10.22%2.14%-19.52%32.02%
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Basic Shares Outstanding
363636361818
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Diluted Shares Outstanding
363636361818
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Shares Change (YoY)
100.00%--100.00%--
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EPS (Basic)
10.0410.048.757.9415.5519.31
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EPS (Diluted)
10.0410.048.757.9415.5519.31
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EPS Growth
-48.00%14.79%10.22%-48.93%-19.52%-
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Dividend Per Share
5.8005.8005.8005.2005.000-
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Dividend Growth
-0%11.54%4.00%--
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Effective Tax Rate
40.54%40.54%37.32%22.25%25.20%25.29%
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Source: S&P Capital IQ. Banks template. Financial Sources.