Banque Internationale Arabe de Tunisie Société anonyme (BVMT:BIAT)
Tunisia · Delayed Price · Currency is TND 97.69
-0.21 (-0.21%)
At close: Sep 12, 2025
BVMT:BIAT Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 1,504 | 1,498 | 1,410 | 1,157 | 1,004 | 998.23 | Upgrade |
Interest Paid on Deposits | 843.53 | 792.83 | 707.46 | 569.44 | 500.54 | 486.64 | Upgrade |
Net Interest Income | 660.39 | 705.47 | 702.63 | 587.12 | 503.53 | 511.59 | Upgrade |
Net Interest Income Growth (YoY) | -7.90% | 0.40% | 19.67% | 16.60% | -1.58% | -7.90% | Upgrade |
Income From Trading Activities | 280.95 | 264.55 | 250.99 | 253.4 | 169.49 | 144.43 | Upgrade |
Gain (Loss) on Sale of Investments | -19.42 | -24.46 | -9.32 | 2.76 | -11.53 | -6.11 | Upgrade |
Other Non-Interest Income | 874.94 | 780.27 | 650.28 | 574.62 | 461.58 | 378.01 | Upgrade |
Total Non-Interest Income | 1,136 | 1,020 | 891.96 | 830.79 | 619.54 | 516.34 | Upgrade |
Non-Interest Income Growth (YoY) | 26.06% | 14.39% | 7.36% | 34.10% | 19.99% | 8.28% | Upgrade |
Revenues Before Loan Losses | 1,797 | 1,726 | 1,595 | 1,418 | 1,123 | 1,028 | Upgrade |
Provision for Loan Losses | 299.17 | 277.21 | 342.6 | 365.02 | 250.54 | 154.17 | Upgrade |
| 1,498 | 1,449 | 1,252 | 1,053 | 872.53 | 873.76 | Upgrade | |
Revenue Growth (YoY) | 13.85% | 15.70% | 18.91% | 20.67% | -0.14% | -3.92% | Upgrade |
Salaries and Employee Benefits | 438.05 | 406.28 | 339.73 | 292.2 | 264.12 | 252.94 | Upgrade |
Occupancy Expenses | 64.41 | 62.46 | 50.11 | 66.75 | 58.28 | 50.53 | Upgrade |
Other Non-Interest Expense | 221.08 | 205.25 | 179.21 | 135.21 | 133.83 | 140.74 | Upgrade |
Total Non-Interest Expense | 723.62 | 674.07 | 568.91 | 494.08 | 456.31 | 444.42 | Upgrade |
EBT Excluding Unusual Items | 774.06 | 774.54 | 683.09 | 558.81 | 416.22 | 429.34 | Upgrade |
Other Unusual Items | 0.01 | 0.01 | -0.65 | -1.25 | -19.89 | -28.7 | Upgrade |
Pretax Income | 774.07 | 774.55 | 682.43 | 557.56 | 396.33 | 400.64 | Upgrade |
Income Tax Expense | 302.34 | 329.16 | 276.65 | 208.08 | 88.18 | 100.95 | Upgrade |
Earnings From Continuing Operations | 471.73 | 445.39 | 405.78 | 349.48 | 308.15 | 299.69 | Upgrade |
Minority Interest in Earnings | -65.99 | -65.99 | -47.19 | -37.08 | -24.72 | -22.21 | Upgrade |
Net Income | 405.74 | 379.41 | 358.59 | 312.4 | 283.43 | 277.48 | Upgrade |
Net Income to Common | 405.74 | 379.41 | 358.59 | 312.4 | 283.43 | 277.48 | Upgrade |
Net Income Growth | 13.03% | 5.80% | 14.79% | 10.22% | 2.15% | -19.52% | Upgrade |
Basic Shares Outstanding | 41 | 41 | 41 | 41 | 41 | 20 | Upgrade |
Diluted Shares Outstanding | 41 | 41 | 41 | 41 | 41 | 20 | Upgrade |
Shares Change (YoY) | - | - | - | - | 100.00% | - | Upgrade |
EPS (Basic) | 9.94 | 9.30 | 8.79 | 7.66 | 6.95 | 13.60 | Upgrade |
EPS (Diluted) | 9.94 | 9.30 | 8.79 | 7.66 | 6.95 | 13.60 | Upgrade |
EPS Growth | 13.03% | 5.80% | 14.79% | 10.22% | -48.93% | -19.52% | Upgrade |
Dividend Per Share | - | - | 5.250 | 5.075 | 4.550 | 4.375 | Upgrade |
Dividend Growth | - | - | 3.45% | 11.54% | 4.00% | - | Upgrade |
Effective Tax Rate | 39.06% | 42.50% | 40.54% | 37.32% | 22.25% | 25.20% | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.