Banque Internationale Arabe de Tunisie Société anonyme (BVMT:BIAT)
Tunisia · Delayed Price · Currency is TND 158.00
-1.88 (-1.18%)
At close: Aug 28, 2026
BVMT:BIAT Balance Sheet
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Assets
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 196.36 | 178.87 | 191.67 | 177.61 | 159.89 |
Investment Securities | 6,494 | 5,428 | 3,906 | 3,604 | 2,859 |
Trading Asset Securities | 2,044 | 1,354 | 1,040 | 802.32 | 672.28 |
Total Investments | 8,539 | 6,782 | 4,946 | 4,406 | 3,532 |
Gross Loans | 19,224 | 18,543 | 18,027 | 16,546 | 14,313 |
Allowance for Loan Losses | -1,318 | -1,239 | -1,155 | -1,005 | -747.35 |
Net Loans | 17,906 | 17,304 | 16,872 | 15,540 | 13,566 |
Property, Plant & Equipment | 849.18 | 741.52 | 684.12 | 530.63 | 517.29 |
Goodwill | 39.44 | 42.4 | 44.2 | 38.69 | 41.19 |
Other Intangible Assets | 24.43 | 17.44 | 8.58 | 11.58 | 12.27 |
Accrued Interest Receivable | 20.02 | 18.67 | 27.09 | 9.89 | 3.74 |
Other Receivables | 142.33 | 141.39 | 89.96 | 70.06 | 73.92 |
Restricted Cash | 190.69 | 288.53 | 141.12 | 179.76 | 1,231 |
Other Long-Term Assets | 888.81 | 763.9 | 658.36 | 661.96 | 635.04 |
Total Assets | 28,796 | 26,278 | 23,663 | 21,627 | 19,772 |
Liabilities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 11,050 | 9,993 | 9,186 | 7,944 | 7,848 |
Non-Interest Bearing Deposits | 10,486 | 10,101 | 8,992 | 8,451 | 7,702 |
Total Deposits | 21,536 | 20,094 | 18,179 | 16,395 | 15,550 |
Accrued Interest Payable | 121.21 | 115.97 | 100.97 | 77.86 | 93.96 |
Other Current Liabilities | 0.54 | 0.55 | 1.31 | 0.89 | 0.96 |
Long-Term Debt | 995.54 | 861.69 | 959.55 | 1,276 | 727.43 |
Other Long-Term Liabilities | 1,835 | 1,704 | 1,392 | 1,199 | 983.43 |
Total Liabilities | 24,487 | 22,777 | 20,633 | 18,949 | 17,356 |
Shareholders' Equity
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 204 | 204 | 178.5 | 178.5 | 178.5 |
Retained Earnings | 467.15 | 379.41 | 358.59 | 312.4 | 283.43 |
Comprehensive Income & Other | 1,902 | 1,731 | 1,622 | 1,510 | 1,415 |
Total Common Equity | 2,574 | 2,314 | 2,159 | 2,001 | 1,877 |
Minority Interest | 1,735 | 1,187 | 871.18 | 677.65 | 538.79 |
Shareholders' Equity | 4,308 | 3,501 | 3,030 | 2,678 | 2,416 |
Total Liabilities & Equity | 28,796 | 26,278 | 23,663 | 21,627 | 19,772 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 995.54 | 861.69 | 959.55 | 1,276 | 727.43 |
Net Cash (Debt) | 1,245 | 670.82 | 272.22 | -296.07 | 104.74 |
Net Cash Growth | 85.58% | 146.42% | - | - | - |
Net Cash Per Share | 15.26 | 16.44 | 6.67 | -7.26 | 2.57 |
Filing Date Shares Outstanding | 40.8 | 40.8 | 40.8 | 40.8 | 40.8 |
Total Common Shares Outstanding | 40.8 | 40.8 | 40.8 | 40.8 | 40.8 |
Book Value Per Share | 63.08 | 56.72 | 52.91 | 49.04 | 46.01 |
Tangible Book Value | 2,510 | 2,254 | 2,106 | 1,950 | 1,824 |
Tangible Book Value Per Share | 61.51 | 55.26 | 51.62 | 47.80 | 44.70 |