BVMT:BIAT Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	196.36	178.87	191.67	177.61	159.89
Investment Securities	6,494	5,428	3,906	3,604	2,859
Trading Asset Securities	2,044	1,354	1,040	802.32	672.28
Total Investments	8,539	6,782	4,946	4,406	3,532
Gross Loans	19,224	18,543	18,027	16,546	14,313
Allowance for Loan Losses	-1,318	-1,239	-1,155	-1,005	-747.35
Net Loans	17,906	17,304	16,872	15,540	13,566
Property, Plant & Equipment	849.18	741.52	684.12	530.63	517.29
Goodwill	39.44	42.4	44.2	38.69	41.19
Other Intangible Assets	24.43	17.44	8.58	11.58	12.27
Accrued Interest Receivable	20.02	18.67	27.09	9.89	3.74
Other Receivables	142.33	141.39	89.96	70.06	73.92
Restricted Cash	190.69	288.53	141.12	179.76	1,231
Other Long-Term Assets	888.81	763.9	658.36	661.96	635.04
Total Assets	28,796	26,278	23,663	21,627	19,772
Interest Bearing Deposits	11,050	9,993	9,186	7,944	7,848
Non-Interest Bearing Deposits	10,486	10,101	8,992	8,451	7,702
Total Deposits	21,536	20,094	18,179	16,395	15,550
Accrued Interest Payable	121.21	115.97	100.97	77.86	93.96
Other Current Liabilities	0.54	0.55	1.31	0.89	0.96
Long-Term Debt	995.54	861.69	959.55	1,276	727.43
Other Long-Term Liabilities	1,835	1,704	1,392	1,199	983.43
Total Liabilities	24,487	22,777	20,633	18,949	17,356
Common Stock	204	204	178.5	178.5	178.5
Retained Earnings	467.15	379.41	358.59	312.4	283.43
Comprehensive Income & Other	1,902	1,731	1,622	1,510	1,415
Total Common Equity	2,574	2,314	2,159	2,001	1,877
Minority Interest	1,735	1,187	871.18	677.65	538.79
Shareholders' Equity	4,308	3,501	3,030	2,678	2,416
Total Liabilities & Equity	28,796	26,278	23,663	21,627	19,772
Total Debt	995.54	861.69	959.55	1,276	727.43
Net Cash (Debt)	1,245	670.82	272.22	-296.07	104.74
Net Cash Growth	85.58%	146.42%	-	-	-
Net Cash Per Share	15.26	16.44	6.67	-7.26	2.57
Filing Date Shares Outstanding	40.8	40.8	40.8	40.8	40.8
Total Common Shares Outstanding	40.8	40.8	40.8	40.8	40.8
Book Value Per Share	63.08	56.72	52.91	49.04	46.01
Tangible Book Value	2,510	2,254	2,106	1,950	1,824
Tangible Book Value Per Share	61.51	55.26	51.62	47.80	44.70

Source: S&P Global Market Intelligence. Banks template. Financial Sources.