Banque Internationale Arabe de Tunisie Société anonyme (BVMT:BIAT)
Tunisia flag Tunisia · Delayed Price · Currency is TND
164.98
-0.42 (-0.25%)
At close: Sep 18, 2026

BVMT:BIAT Ratios and Metrics

Millions TND. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
6,7314,5293,8283,2813,1422,113
Market Cap Growth
63.35%18.30%16.69%4.43%48.67%25.54%
Last Close Price
164.98106.8485.0768.3461.4938.27

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.679.7010.099.1510.067.46
PS Ratio
4.242.942.642.622.982.42
PB Ratio
2.811.051.091.081.170.88
P/FCF Ratio
3.483.032.5812.955.012.33
P/OCF Ratio
3.242.752.378.964.462.09

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.500.230.250.320.480.30
Debt / FCF Ratio
0.620.670.583.792.040.80
Net Debt / Equity Ratio
0.29-0.29-0.19-0.090.11-0.04
Net Debt / FCF Ratio
0.36-0.83-0.45-1.070.47-0.11
Return on Equity (ROE)
24.90%14.09%13.64%14.22%13.72%12.97%
Return on Assets (ROA)
2.13%2.00%1.78%1.79%1.69%1.61%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.32%10.32%9.91%10.93%9.94%13.41%
FCF Yield
28.72%32.98%38.82%7.72%19.96%43.01%
Dividend Yield
3.64%5.62%-7.68%8.25%11.89%
Payout Ratio
52.24%55.07%60.47%65.38%62.72%66.18%
Buyback Yield / Dilution
--100.00%----100.00%
Total Shareholder Return
3.64%-94.38%-7.68%8.25%-88.11%