Banque Internationale Arabe de Tunisie Société anonyme (BVMT: BIAT)

BVMT: BIAT Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	191.67	191.67	177.61	159.89	127.08	137.92
Investment Securities	3,906	3,906	3,604	2,859	2,276	1,740
Trading Asset Securities	1,040	1,040	802.32	672.28	598.32	647.6
Total Investments	4,946	4,946	4,406	3,532	2,875	2,388
Gross Loans	18,027	18,027	16,546	14,313	13,186	12,507
Allowance for Loan Losses	-1,155	-1,155	-1,005	-747.35	-622.87	-556.75
Net Loans	16,872	16,872	15,540	13,566	12,563	11,950
Property, Plant & Equipment	684.12	684.12	530.63	517.29	469.4	366.38
Goodwill	44.2	44.2	38.69	41.19	43.69	7.4
Other Intangible Assets	8.58	8.58	11.58	12.27	12.32	10.58
Accrued Interest Receivable	27.09	27.09	9.89	3.74	6.7	5.94
Other Receivables	89.96	89.96	70.06	73.92	99.22	75.41
Restricted Cash	141.12	141.12	179.76	1,231	1,620	1,335
Other Long-Term Assets	658.36	658.36	661.96	635.04	625.94	609.86
Total Assets	23,663	23,663	21,627	19,772	18,442	16,886
Interest Bearing Deposits	9,186	9,186	7,944	7,848	6,959	6,264
Non-Interest Bearing Deposits	8,992	8,992	8,451	7,702	7,188	6,172
Total Deposits	18,179	18,179	16,395	15,550	14,147	12,436
Accrued Interest Payable	100.97	100.97	77.86	93.96	93.47	77.34
Other Current Liabilities	1.31	1.31	0.89	0.96	0.78	1.11
Long-Term Debt	959.55	959.55	1,276	727.43	981.1	1,585
Other Long-Term Liabilities	1,392	1,392	1,199	983.43	883.86	791.08
Total Liabilities	20,633	20,633	18,949	17,356	16,106	14,890
Common Stock	178.5	178.5	178.5	178.5	178.5	170
Retained Earnings	358.59	358.59	312.4	283.43	277.48	344.77
Comprehensive Income & Other	1,622	1,622	1,510	1,415	1,315	977.61
Total Common Equity	2,159	2,159	2,001	1,877	1,771	1,492
Minority Interest	871.18	871.18	677.65	538.79	564.5	503.45
Shareholders' Equity	3,030	3,030	2,678	2,416	2,336	1,996
Total Liabilities & Equity	23,663	23,663	21,627	19,772	18,442	16,886
Total Debt	959.55	959.55	1,276	727.43	981.1	1,585
Net Cash (Debt)	272.22	272.22	-296.07	104.74	-255.69	-799.67
Net Cash Per Share	6.67	6.67	-7.26	2.57	-12.53	-39.20
Filing Date Shares Outstanding	40.8	40.8	40.8	40.8	20.4	20.4
Total Common Shares Outstanding	40.8	40.8	40.8	40.8	20.4	20.4
Book Value Per Share	52.91	52.91	49.04	46.01	86.82	73.16
Tangible Book Value	2,106	2,106	1,950	1,824	1,715	1,474
Tangible Book Value Per Share	51.62	51.62	47.80	44.70	84.07	72.27

Source: S&P Capital IQ. Banks template. Financial Sources.