Banque Internationale Arabe de Tunisie Société anonyme (BVMT:BIAT)

BVMT:BIAT Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	178.87	191.67	177.61	159.89	127.08
Investment Securities	5,428	3,906	3,604	2,859	2,276
Trading Asset Securities	1,354	1,040	802.32	672.28	598.32
Total Investments	6,782	4,946	4,406	3,532	2,875
Gross Loans	18,543	18,027	16,546	14,313	13,186
Allowance for Loan Losses	-1,239	-1,155	-1,005	-747.35	-622.87
Net Loans	17,304	16,872	15,540	13,566	12,563
Property, Plant & Equipment	741.52	684.12	530.63	517.29	469.4
Goodwill	42.4	44.2	38.69	41.19	43.69
Other Intangible Assets	17.44	8.58	11.58	12.27	12.32
Accrued Interest Receivable	18.67	27.09	9.89	3.74	6.7
Other Receivables	141.39	89.96	70.06	73.92	99.22
Restricted Cash	288.53	141.12	179.76	1,231	1,620
Other Long-Term Assets	763.9	658.36	661.96	635.04	625.94
Total Assets	26,278	23,663	21,627	19,772	18,442
Interest Bearing Deposits	9,993	9,186	7,944	7,848	6,959
Non-Interest Bearing Deposits	10,101	8,992	8,451	7,702	7,188
Total Deposits	20,094	18,179	16,395	15,550	14,147
Accrued Interest Payable	115.97	100.97	77.86	93.96	93.47
Other Current Liabilities	0.55	1.31	0.89	0.96	0.78
Long-Term Debt	861.69	959.55	1,276	727.43	981.1
Other Long-Term Liabilities	1,704	1,392	1,199	983.43	883.86
Total Liabilities	22,777	20,633	18,949	17,356	16,106
Common Stock	204	178.5	178.5	178.5	178.5
Retained Earnings	379.41	358.59	312.4	283.43	277.48
Comprehensive Income & Other	1,731	1,622	1,510	1,415	1,315
Total Common Equity	2,314	2,159	2,001	1,877	1,771
Minority Interest	1,187	871.18	677.65	538.79	564.5
Shareholders' Equity	3,501	3,030	2,678	2,416	2,336
Total Liabilities & Equity	26,278	23,663	21,627	19,772	18,442
Total Debt	861.69	959.55	1,276	727.43	981.1
Net Cash (Debt)	670.82	272.22	-296.07	104.74	-255.69
Net Cash Growth	146.42%	-	-	-	-
Net Cash Per Share	16.44	6.67	-7.26	2.57	-12.53
Filing Date Shares Outstanding	40.8	40.8	40.8	40.8	20.4
Total Common Shares Outstanding	40.8	40.8	40.8	40.8	20.4
Book Value Per Share	56.72	52.91	49.04	46.01	86.82
Tangible Book Value	2,254	2,106	1,950	1,824	1,715
Tangible Book Value Per Share	55.26	51.62	47.80	44.70	84.07

Updated Mar 1, 2005. Source: S&P Global Market Intelligence. Banks template. Financial Sources.