Banque Internationale Arabe de Tunisie Société anonyme (BVMT: BIAT)

BIAT Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 10, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	3,570	3,281	3,142	2,113	1,683	1,938
Market Cap Growth	69.29%	4.43%	48.67%	25.54%	-13.14%	-4.60%
Last Close Price	100.00	86.14	77.50	48.24	70.85	81.58
PE Ratio	9.96	8.58	8.86	6.08	4.56	4.22
PS Ratio	2.85	2.62	2.98	2.42	1.93	2.13
PB Ratio	1.65	1.08	1.17	0.87	0.72	0.97
P/FCF Ratio	12.95	12.95	5.01	2.33	1.49	1.04
P/OCF Ratio	8.96	8.96	4.46	2.09	1.35	1.00
Debt / Equity Ratio	0.32	0.32	0.48	0.30	0.42	0.79
Debt / FCF Ratio	3.79	3.79	2.03	0.80	0.87	0.85
Return on Equity (ROE)	14.22%	14.22%	13.72%	12.97%	13.84%	19.55%
Return on Assets (ROA)	1.79%	1.79%	1.69%	1.61%	1.70%	2.21%
Earnings Yield	10.04%	10.93%	9.94%	13.41%	16.48%	17.79%
FCF Yield	7.10%	7.72%	19.96%	43.01%	67.12%	95.90%
Dividend Yield	5.80%	6.73%	7.48%	10.78%	7.06%	-
Payout Ratio	65.38%	65.38%	62.72%	66.18%	2.07%	27.59%
Buyback Yield / Dilution	-100.00%	-	-	-100.00%	-	-
Total Shareholder Return	-94.20%	6.73%	7.48%	-89.22%	7.06%	-

Source: S&P Capital IQ. Banks template. Financial Sources.