Banque Internationale Arabe de Tunisie Société anonyme (BVMT:BIAT)

BVMT:BIAT Statistics

Total Valuation

BVMT:BIAT has a market cap or net worth of TND 4.41 billion.

Market Cap	4.41B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, December 3, 2025.

Earnings Date	Dec 3, 2025
Ex-Dividend Date	May 12, 2025

Share Statistics

BVMT:BIAT has 40.80 million shares outstanding.

Current Share Class	40.80M
Shares Outstanding	40.80M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.03%
Float	n/a

Valuation Ratios

The trailing PE ratio is 10.86 and the forward PE ratio is 11.04.

PE Ratio	10.86
Forward PE	11.04
PS Ratio	2.94
PB Ratio	1.98
P/TBV Ratio	1.98
P/FCF Ratio	4.83
P/OCF Ratio	4.18
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.19
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.86%.

Return on Equity (ROE)	21.86%
Return on Assets (ROA)	1.93%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	14.98M
Profits Per Employee	4.06M
Employee Count	100
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:BIAT has paid 302.34 million in taxes.

Income Tax	302.34M
Effective Tax Rate	39.06%

Stock Price Statistics

The stock price has increased by +18.71% in the last 52 weeks. The beta is 0.02, so BVMT:BIAT's price volatility has been lower than the market average.

Beta (5Y)	0.02
52-Week Price Change	+18.71%
50-Day Moving Average	101.04
200-Day Moving Average	98.03
Relative Strength Index (RSI)	82.89
Average Volume (20 Days)	2,594

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:BIAT had revenue of TND 1.50 billion and earned 405.74 million in profits. Earnings per share was 9.94.

Revenue	1.50B
Gross Profit	1.50B
Operating Income	774.14M
Pretax Income	774.07M
Net Income	405.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.94

Balance Sheet

The company has 226.00 million in cash and 2.00 billion in debt, giving a net cash position of -1.77 billion or -43.43 per share.

Cash & Cash Equivalents	226.00M
Total Debt	2.00B
Net Cash	-1.77B
Net Cash Per Share	-43.43
Equity (Book Value)	2.23B
Book Value Per Share	54.61
Working Capital	-20.10B

Cash Flow

In the last 12 months, operating cash flow was 1.05 billion and capital expenditures -141.72 million, giving a free cash flow of 911.97 million.

Operating Cash Flow	1.05B
Capital Expenditures	-141.72M
Free Cash Flow	911.97M
FCF Per Share	22.35

Margins

Gross Margin	n/a
Operating Margin	51.69%
Pretax Margin	51.68%
Profit Margin	27.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	60.89%

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 5.56%.

Dividend Per Share	6.00
Dividend Yield	5.56%
Dividend Growth (YoY)	14.29%
Years of Dividend Growth	6
Payout Ratio	60.33%
Buyback Yield	n/a
Shareholder Yield	5.05%
Earnings Yield	9.21%
FCF Yield	20.70%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 29, 2024. It was a forward split with a ratio of 1.1428571429.

Last Split Date	Nov 29, 2024
Split Type	Forward
Split Ratio	1.1428571429

Scores

Altman Z-Score	n/a
Piotroski F-Score	4