Banque de Tunisie Société anonyme (BVMT:BT)
Tunisia · Delayed Price · Currency is TND 5.74
0.00 (0.00%)
At close: Nov 4, 2025
BVMT:BT Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 670.81 | 665.93 | 602.16 | 491.11 | 441.6 | 453.47 | Upgrade |
Interest Paid on Deposits | 375.73 | 359.94 | 306.73 | 244.86 | 205.37 | 220.96 | Upgrade |
Net Interest Income | 295.08 | 305.99 | 295.43 | 246.26 | 236.23 | 232.51 | Upgrade |
Net Interest Income Growth (YoY) | -7.06% | 3.57% | 19.97% | 4.25% | 1.60% | 0.42% | Upgrade |
Income From Trading Activities | - | - | - | - | 21.45 | - | Upgrade |
Gain (Loss) on Sale of Investments | -0.49 | -0.29 | -2.82 | 0.66 | -8.22 | -0.63 | Upgrade |
Other Non-Interest Income | 225.37 | 212.34 | 198.21 | 182.56 | 128.31 | 147.92 | Upgrade |
Total Non-Interest Income | 224.88 | 212.05 | 195.38 | 183.22 | 141.53 | 147.28 | Upgrade |
Non-Interest Income Growth (YoY) | 10.79% | 8.53% | 6.64% | 29.46% | -3.90% | 14.08% | Upgrade |
Revenues Before Loan Losses | 519.96 | 518.05 | 490.81 | 429.48 | 377.76 | 379.79 | Upgrade |
Provision for Loan Losses | 37.45 | 33.17 | 59.43 | 40.65 | 14.47 | 74.84 | Upgrade |
| 482.51 | 484.88 | 431.39 | 388.83 | 363.29 | 304.95 | Upgrade | |
Revenue Growth (YoY) | 4.97% | 12.40% | 10.95% | 7.03% | 19.13% | -5.43% | Upgrade |
Salaries and Employee Benefits | 112.72 | 110.6 | 102.05 | 99.28 | 92.61 | 73.52 | Upgrade |
Occupancy Expenses | 10.91 | 12.3 | 10.65 | 10.92 | 11 | 10.53 | Upgrade |
Amortization of Goodwill & Intangibles | 0.53 | 0.53 | 0.57 | 0.57 | 0.66 | 0.72 | Upgrade |
Selling, General & Administrative | 5.96 | 5.96 | 5.72 | 4.67 | 4.28 | 3.98 | Upgrade |
Other Non-Interest Expense | 22.25 | 19.18 | 24.13 | 24.66 | 29.99 | 33.1 | Upgrade |
Total Non-Interest Expense | 138.97 | 135.18 | 132.08 | 134.41 | 134.61 | 115.53 | Upgrade |
EBT Excluding Unusual Items | 343.54 | 349.7 | 299.31 | 254.42 | 228.68 | 189.42 | Upgrade |
Other Unusual Items | -10.14 | -11.07 | -9.31 | -0 | -0.1 | -6.65 | Upgrade |
Pretax Income | 333.4 | 338.63 | 290 | 254.41 | 228.58 | 182.77 | Upgrade |
Income Tax Expense | 115.3 | 124.38 | 95.65 | 75.36 | 67.6 | 78.02 | Upgrade |
Earnings From Continuing Operations | 218.1 | 214.25 | 194.35 | 179.05 | 160.98 | 104.75 | Upgrade |
Minority Interest in Earnings | -14.82 | -14.82 | -12.03 | -10.49 | -8.86 | -10.34 | Upgrade |
Net Income | 203.28 | 199.44 | 182.32 | 168.56 | 152.12 | 94.41 | Upgrade |
Net Income to Common | 203.28 | 199.44 | 182.32 | 168.56 | 152.12 | 94.41 | Upgrade |
Net Income Growth | 8.65% | 9.39% | 8.16% | 10.81% | 61.13% | -32.43% | Upgrade |
Basic Shares Outstanding | - | 270 | 270 | 255 | 270 | 270 | Upgrade |
Diluted Shares Outstanding | - | 270 | 270 | 255 | 270 | 270 | Upgrade |
Shares Change (YoY) | - | - | 5.88% | -5.56% | - | 0.01% | Upgrade |
EPS (Basic) | - | 0.74 | 0.68 | 0.66 | 0.56 | 0.35 | Upgrade |
EPS (Diluted) | - | 0.74 | 0.68 | 0.66 | 0.56 | 0.35 | Upgrade |
EPS Growth | - | 9.43% | 2.12% | 17.34% | 61.09% | -32.43% | Upgrade |
Dividend Per Share | - | - | 0.290 | 0.280 | - | 0.292 | Upgrade |
Dividend Growth | - | - | 3.57% | - | - | - | Upgrade |
Effective Tax Rate | 34.58% | 36.73% | 32.98% | 29.62% | 29.57% | 42.69% | Upgrade |
Updated Dec 31, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.