Banque de Tunisie Société anonyme (BVMT:BT)

BVMT:BT Statistics

Total Valuation

BVMT:BT has a market cap or net worth of TND 1.86 billion.

Market Cap	1.86B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	May 7, 2025

Share Statistics

BVMT:BT has 270.00 million shares outstanding.

Current Share Class	270.00M
Shares Outstanding	270.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.04%
Float	n/a

Valuation Ratios

The trailing PE ratio is 9.19 and the forward PE ratio is 10.00.

PE Ratio	9.19
Forward PE	10.00
PS Ratio	3.72
PB Ratio	1.14
P/TBV Ratio	1.21
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.37
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.83%.

Return on Equity (ROE)	13.83%
Return on Assets (ROA)	2.33%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.39%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:BT has paid 132.98 million in taxes.

Income Tax	132.98M
Effective Tax Rate	37.61%

Stock Price Statistics

The stock price has increased by +32.69% in the last 52 weeks. The beta is 0.08, so BVMT:BT's price volatility has been lower than the market average.

Beta (5Y)	0.08
52-Week Price Change	+32.69%
50-Day Moving Average	7.02
200-Day Moving Average	6.20
Relative Strength Index (RSI)	46.18
Average Volume (20 Days)	45,837

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:BT had revenue of TND 500.80 million and earned 202.82 million in profits. Earnings per share was 0.75.

Revenue	500.80M
Gross Profit	500.80M
Operating Income	338.49M
Pretax Income	353.54M
Net Income	202.82M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.75

Balance Sheet

The company has 265.06 million in cash and 126.68 million in debt, with a net cash position of 138.37 million or 0.51 per share.

Cash & Cash Equivalents	265.06M
Total Debt	126.68M
Net Cash	138.37M
Net Cash Per Share	0.51
Equity (Book Value)	1.64B
Book Value Per Share	5.69
Working Capital	-6.25B

Cash Flow

In the last 12 months, operating cash flow was -301.39 million and capital expenditures -41.40 million, giving a free cash flow of -342.79 million.

Operating Cash Flow	-301.39M
Capital Expenditures	-41.40M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-342.79M
FCF Per Share	-1.27

Margins

Gross Margin	n/a
Operating Margin	67.59%
Pretax Margin	70.60%
Profit Margin	40.50%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.35, which amounts to a dividend yield of 5.07%.

Dividend Per Share	0.35
Dividend Yield	5.07%
Dividend Growth (YoY)	20.69%
Years of Dividend Growth	2
Payout Ratio	60.67%
Buyback Yield	n/a
Shareholder Yield	5.07%
Earnings Yield	10.89%
FCF Yield	-18.40%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 10, 2022. It was a forward split with a ratio of 1.2.

Last Split Date	May 10, 2022
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2