BVMT:BT Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	265.06	660.35	188.31	434.46	259.86
Investment Securities	1,765	1,659	1,528	1,410	1,310
Total Investments	1,765	1,659	1,528	1,410	1,310
Gross Loans	6,676	7,192	6,884	6,085	5,687
Allowance for Loan Losses	-	-510.39	-497.85	-439.58	-401.11
Other Adjustments to Gross Loans	-	-58.36	-51.82	-46.15	-40.8
Net Loans	6,676	6,623	6,334	5,599	5,245
Property, Plant & Equipment	198.37	162.65	139.02	120.29	109.89
Goodwill	1.5	1.94	2.35	2.92	3.49
Other Intangible Assets	-	9.17	3.95	3.9	4.13
Accrued Interest Receivable	-	0.43	2.23	0.04	0.05
Other Receivables	489.29	146.12	135.64	126.19	116.83
Restricted Cash	-	5.34	4.86	2.79	3.03
Other Long-Term Assets	189.87	64.68	56.55	63.43	58.91
Total Assets	9,585	9,333	8,395	7,763	7,111
Accrued Expenses	-	131.21	94.6	123.04	137.81
Interest Bearing Deposits	7,002	4,834	3,878	3,469	2,936
Non-Interest Bearing Deposits	-	1,841	1,696	1,572	1,487
Total Deposits	7,002	6,675	5,574	5,041	4,423
Short-Term Borrowings	-	59.3	20.62	-	-
Current Income Taxes Payable	-	68.79	48.14	25.12	18.06
Accrued Interest Payable	-	71.57	66.24	56.33	34.86
Other Current Liabilities	-	37.82	14.12	14.23	13.97
Long-Term Debt	126.68	181.38	405.55	514.69	662.33
Long-Term Unearned Revenue	-	54.44	53.52	47.96	45.86
Other Long-Term Liabilities	814.86	503.98	642.1	565.14	515.32
Total Liabilities	7,944	7,783	6,919	6,388	5,851
Common Stock	270	270	270	270	225
Retained Earnings	202.82	199.44	182.32	168.56	152.12
Treasury Stock	-0.3	-0.63	-0.63	-0.63	-0.52
Comprehensive Income & Other	1,065	988.21	933.6	843.19	786.99
Total Common Equity	1,537	1,457	1,385	1,281	1,164
Minority Interest	103.28	92.83	90.92	94.23	96.03
Shareholders' Equity	1,641	1,550	1,476	1,375	1,260
Total Liabilities & Equity	9,585	9,333	8,395	7,763	7,111
Total Debt	126.68	240.69	426.17	514.69	662.33
Net Cash (Debt)	138.37	419.66	-237.86	-80.23	-402.47
Net Cash Growth	-67.03%	-	-	-	-
Net Cash Per Share	0.51	1.55	-0.88	-0.31	-1.49
Filing Date Shares Outstanding	270.13	270	270	255	270
Total Common Shares Outstanding	270.13	270	270	255	270
Book Value Per Share	5.69	5.40	5.13	5.02	4.31
Tangible Book Value	1,536	1,446	1,379	1,274	1,156
Tangible Book Value Per Share	5.69	5.36	5.11	5.00	4.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.