Banque de Tunisie Société anonyme (BVMT:BT)
Tunisia · Delayed Price · Currency is TND 8.06
-0.09 (-1.10%)
At close: Sep 11, 2026
BVMT:BT Balance Sheet
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 150.51 | 258.5 | 660.35 | 188.31 | 434.46 | 259.86 |
Investment Securities | 1,389 | 1,765 | 1,659 | 1,528 | 1,410 | 1,310 |
Total Investments | 1,389 | 1,765 | 1,659 | 1,528 | 1,410 | 1,310 |
Gross Loans | 6,588 | 7,699 | 7,192 | 6,884 | 6,085 | 5,687 |
Allowance for Loan Losses | - | -520.39 | -510.39 | -497.85 | -439.58 | -401.11 |
Other Adjustments to Gross Loans | - | -66.15 | -58.36 | -51.82 | -46.15 | -40.8 |
Net Loans | 6,588 | 7,113 | 6,623 | 6,334 | 5,599 | 5,245 |
Property, Plant & Equipment | 129.32 | 186.61 | 162.65 | 139.02 | 120.29 | 109.89 |
Goodwill | - | 2.82 | 3.26 | 3.66 | 2.92 | 3.49 |
Other Intangible Assets | - | 10.25 | 7.66 | 2.44 | 3.9 | 4.13 |
Accrued Interest Receivable | - | 0.06 | 0.43 | 2.23 | 0.04 | 0.05 |
Other Receivables | 511.75 | 145.52 | 146.12 | 135.64 | 126.19 | 116.83 |
Restricted Cash | - | 6.56 | 5.34 | 4.86 | 2.79 | 3.03 |
Other Long-Term Assets | 161.33 | 96.76 | 64.68 | 56.55 | 63.43 | 58.91 |
Total Assets | 8,930 | 9,585 | 9,333 | 8,395 | 7,763 | 7,111 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 147.75 | 131.21 | 94.6 | 123.04 | 137.81 |
Interest Bearing Deposits | 6,995 | 5,047 | 4,834 | 3,878 | 3,469 | 2,936 |
Non-Interest Bearing Deposits | - | 1,880 | 1,841 | 1,696 | 1,572 | 1,487 |
Total Deposits | 6,995 | 6,927 | 6,675 | 5,574 | 5,041 | 4,423 |
Short-Term Borrowings | - | 14.68 | 59.3 | 20.62 | - | - |
Current Income Taxes Payable | - | 42.63 | 68.79 | 48.14 | 25.12 | 18.06 |
Accrued Interest Payable | - | 75.04 | 71.57 | 66.24 | 56.33 | 34.86 |
Other Current Liabilities | - | 37.16 | 37.82 | 14.12 | 14.23 | 13.97 |
Long-Term Debt | 106.95 | 126.75 | 181.38 | 405.55 | 514.69 | 662.33 |
Long-Term Unearned Revenue | - | 56.56 | 54.44 | 53.52 | 47.96 | 45.86 |
Other Long-Term Liabilities | 319.74 | 516.07 | 503.98 | 642.1 | 565.14 | 515.32 |
Total Liabilities | 7,422 | 7,944 | 7,783 | 6,919 | 6,388 | 5,851 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 270 | 270 | 270 | 270 | 270 | 225 |
Retained Earnings | 1,238 | 202.82 | 199.44 | 182.32 | 168.56 | 152.12 |
Treasury Stock | - | -0.3 | -0.63 | -0.63 | -0.63 | -0.52 |
Comprehensive Income & Other | - | 1,065 | 988.21 | 933.6 | 843.19 | 786.99 |
Total Common Equity | 1,508 | 1,537 | 1,457 | 1,385 | 1,281 | 1,164 |
Minority Interest | - | 103.28 | 92.83 | 90.92 | 94.23 | 96.03 |
Shareholders' Equity | 1,508 | 1,641 | 1,550 | 1,476 | 1,375 | 1,260 |
Total Liabilities & Equity | 8,930 | 9,585 | 9,333 | 8,395 | 7,763 | 7,111 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 106.95 | 141.43 | 240.69 | 426.17 | 514.69 | 662.33 |
Net Cash (Debt) | 43.57 | 117.07 | 419.66 | -237.86 | -80.23 | -402.47 |
Net Cash Growth | -94.58% | -72.10% | - | - | - | - |
Net Cash Per Share | - | 0.43 | 1.55 | -0.88 | -0.31 | -1.49 |
Filing Date Shares Outstanding | - | 270 | 270 | 270 | 255 | 270 |
Total Common Shares Outstanding | - | 270 | 270 | 270 | 255 | 270 |
Book Value Per Share | - | 5.69 | 5.40 | 5.13 | 5.02 | 4.31 |
Tangible Book Value | 1,508 | 1,524 | 1,446 | 1,379 | 1,274 | 1,156 |
Tangible Book Value Per Share | - | 5.65 | 5.36 | 5.11 | 5.00 | 4.28 |