BVMT:BT Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	258.5	660.35	188.31	434.46	259.86
Investment Securities	1,765	1,659	1,528	1,410	1,310
Total Investments	1,765	1,659	1,528	1,410	1,310
Gross Loans	7,699	7,192	6,884	6,085	5,687
Allowance for Loan Losses	-520.39	-510.39	-497.85	-439.58	-401.11
Other Adjustments to Gross Loans	-66.15	-58.36	-51.82	-46.15	-40.8
Net Loans	7,113	6,623	6,334	5,599	5,245
Property, Plant & Equipment	186.61	162.65	139.02	120.29	109.89
Goodwill	2.82	3.26	3.66	2.92	3.49
Other Intangible Assets	10.25	7.66	2.44	3.9	4.13
Accrued Interest Receivable	0.06	0.43	2.23	0.04	0.05
Other Receivables	145.52	146.12	135.64	126.19	116.83
Restricted Cash	6.56	5.34	4.86	2.79	3.03
Other Long-Term Assets	96.76	64.68	56.55	63.43	58.91
Total Assets	9,585	9,333	8,395	7,763	7,111
Accrued Expenses	147.75	131.21	94.6	123.04	137.81
Interest Bearing Deposits	5,047	4,834	3,878	3,469	2,936
Non-Interest Bearing Deposits	1,880	1,841	1,696	1,572	1,487
Total Deposits	6,927	6,675	5,574	5,041	4,423
Short-Term Borrowings	14.68	59.3	20.62	-	-
Current Income Taxes Payable	42.63	68.79	48.14	25.12	18.06
Accrued Interest Payable	75.04	71.57	66.24	56.33	34.86
Other Current Liabilities	37.16	37.82	14.12	14.23	13.97
Long-Term Debt	126.75	181.38	405.55	514.69	662.33
Long-Term Unearned Revenue	56.56	54.44	53.52	47.96	45.86
Other Long-Term Liabilities	516.07	503.98	642.1	565.14	515.32
Total Liabilities	7,944	7,783	6,919	6,388	5,851
Common Stock	270	270	270	270	225
Retained Earnings	202.82	199.44	182.32	168.56	152.12
Treasury Stock	-0.3	-0.63	-0.63	-0.63	-0.52
Comprehensive Income & Other	1,065	988.21	933.6	843.19	786.99
Total Common Equity	1,537	1,457	1,385	1,281	1,164
Minority Interest	103.28	92.83	90.92	94.23	96.03
Shareholders' Equity	1,641	1,550	1,476	1,375	1,260
Total Liabilities & Equity	9,585	9,333	8,395	7,763	7,111
Total Debt	141.43	240.69	426.17	514.69	662.33
Net Cash (Debt)	117.07	419.66	-237.86	-80.23	-402.47
Net Cash Growth	-72.10%	-	-	-	-
Net Cash Per Share	0.43	1.55	-0.88	-0.31	-1.49
Filing Date Shares Outstanding	270	270	270	255	270
Total Common Shares Outstanding	270	270	270	255	270
Book Value Per Share	5.69	5.40	5.13	5.02	4.31
Tangible Book Value	1,524	1,446	1,379	1,274	1,156
Tangible Book Value Per Share	5.65	5.36	5.11	5.00	4.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.