Banque de Tunisie Société anonyme (BVMT:BT)

BVMT:BT Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	188.31	434.46	259.86	205.12	177.85
Investment Securities	1,528	1,410	1,310	1,181	1,086
Total Investments	1,528	1,410	1,310	1,181	1,086
Gross Loans	6,884	6,085	5,687	5,495	5,217
Allowance for Loan Losses	-497.85	-439.58	-401.11	-386.63	-339.33
Other Adjustments to Gross Loans	-51.82	-46.15	-40.8	-33.85	-24.26
Net Loans	6,334	5,599	5,245	5,075	4,853
Property, Plant & Equipment	139.03	120.29	109.89	111.58	115.76
Goodwill	2.35	2.92	3.49	4.15	4.88
Other Intangible Assets	3.95	3.9	4.13	3.72	3.05
Accrued Interest Receivable	2.23	0.04	0.05	0.06	0.09
Other Receivables	135.64	126.19	116.83	103.96	96.67
Restricted Cash	4.86	2.79	3.03	7.17	3.49
Other Long-Term Assets	56.55	63.43	58.91	49.9	52.24
Total Assets	8,395	7,763	7,111	6,741	6,393
Accrued Expenses	115.22	123.04	137.81	115.78	128.84
Interest Bearing Deposits	3,878	3,469	2,936	2,759	2,530
Non-Interest Bearing Deposits	1,696	1,572	1,487	1,339	1,228
Total Deposits	5,574	5,041	4,423	4,099	3,758
Current Income Taxes Payable	48.14	25.12	18.06	20.76	31.89
Accrued Interest Payable	66.24	56.33	34.86	38.97	46.7
Other Current Liabilities	14.12	14.23	13.97	10.09	10.02
Long-Term Debt	405.55	514.69	662.33	759.79	863.54
Long-Term Unearned Revenue	53.52	47.96	45.86	43.07	42
Other Long-Term Liabilities	642.1	565.14	515.32	479.05	424.5
Total Liabilities	6,919	6,388	5,851	5,566	5,305
Common Stock	270	270	225	225	225
Retained Earnings	182.32	168.56	152.12	94.41	139.72
Treasury Stock	-0.63	-0.63	-0.52	-0.43	-0.05
Comprehensive Income & Other	933.6	843.19	786.99	770.06	631.35
Total Common Equity	1,385	1,281	1,164	1,089	996.02
Minority Interest	90.92	94.23	96.03	85.8	91.99
Shareholders' Equity	1,476	1,375	1,260	1,175	1,088
Total Liabilities & Equity	8,395	7,763	7,111	6,741	6,393
Total Debt	405.55	514.69	662.33	759.79	863.54
Net Cash (Debt)	-217.24	-80.23	-402.47	-554.67	-685.69
Net Cash Per Share	-0.80	-0.31	-1.49	-2.05	-2.54
Filing Date Shares Outstanding	270	255	270	270	269.99
Total Common Shares Outstanding	270	255	270	270	269.99
Book Value Per Share	5.13	5.02	4.31	4.03	3.69
Tangible Book Value	1,379	1,274	1,156	1,081	988.09
Tangible Book Value Per Share	5.11	5.00	4.28	4.00	3.66

Updated Jul 31, 1998. Source: S&P Global Market Intelligence. Banks template. Financial Sources.