Banque de Tunisie Société anonyme (BVMT:BT)

BVMT:BT Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	660.35	188.31	434.46	259.86	205.12
Investment Securities	1,659	1,528	1,410	1,310	1,181
Total Investments	1,659	1,528	1,410	1,310	1,181
Gross Loans	7,192	6,884	6,085	5,687	5,495
Allowance for Loan Losses	-510.39	-497.85	-439.58	-401.11	-386.63
Other Adjustments to Gross Loans	-58.36	-51.82	-46.15	-40.8	-33.85
Net Loans	6,623	6,334	5,599	5,245	5,075
Property, Plant & Equipment	162.65	139.02	120.29	109.89	111.58
Goodwill	1.94	2.35	2.92	3.49	4.15
Other Intangible Assets	9.17	3.95	3.9	4.13	3.72
Accrued Interest Receivable	0.43	2.23	0.04	0.05	0.06
Other Receivables	146.12	135.64	126.19	116.83	103.96
Restricted Cash	5.34	4.86	2.79	3.03	7.17
Other Long-Term Assets	64.68	56.55	63.43	58.91	49.9
Total Assets	9,333	8,395	7,763	7,111	6,741
Accrued Expenses	131.21	94.6	123.04	137.81	115.78
Interest Bearing Deposits	4,834	3,878	3,469	2,936	2,759
Non-Interest Bearing Deposits	1,841	1,696	1,572	1,487	1,339
Total Deposits	6,675	5,574	5,041	4,423	4,099
Short-Term Borrowings	59.3	20.62	-	-	-
Current Income Taxes Payable	68.79	48.14	25.12	18.06	20.76
Accrued Interest Payable	71.57	66.24	56.33	34.86	38.97
Other Current Liabilities	37.82	14.12	14.23	13.97	10.09
Long-Term Debt	181.38	405.55	514.69	662.33	759.79
Long-Term Unearned Revenue	54.44	53.52	47.96	45.86	43.07
Other Long-Term Liabilities	503.98	642.1	565.14	515.32	479.05
Total Liabilities	7,783	6,919	6,388	5,851	5,566
Common Stock	270	270	270	225	225
Retained Earnings	199.44	182.32	168.56	152.12	94.41
Treasury Stock	-0.63	-0.63	-0.63	-0.52	-0.43
Comprehensive Income & Other	988.21	933.6	843.19	786.99	770.06
Total Common Equity	1,457	1,385	1,281	1,164	1,089
Minority Interest	92.83	90.92	94.23	96.03	85.8
Shareholders' Equity	1,550	1,476	1,375	1,260	1,175
Total Liabilities & Equity	9,333	8,395	7,763	7,111	6,741
Total Debt	240.69	426.17	514.69	662.33	759.79
Net Cash (Debt)	419.66	-237.86	-80.23	-402.47	-554.67
Net Cash Per Share	1.55	-0.88	-0.31	-1.49	-2.05
Filing Date Shares Outstanding	270	270	255	270	270
Total Common Shares Outstanding	270	270	255	270	270
Book Value Per Share	5.40	5.13	5.02	4.31	4.03
Tangible Book Value	1,446	1,379	1,274	1,156	1,081
Tangible Book Value Per Share	5.36	5.11	5.00	4.28	4.00

Updated Jul 31, 1998. Source: S&P Global Market Intelligence. Banks template. Financial Sources.