BVMT:BT Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	955.46	660.35	188.31	434.46	259.86	205.12
Investment Securities	1,330	1,659	1,528	1,410	1,310	1,181
Total Investments	1,330	1,659	1,528	1,410	1,310	1,181
Gross Loans	6,601	7,192	6,884	6,085	5,687	5,495
Allowance for Loan Losses	-525.28	-510.39	-497.85	-439.58	-401.11	-386.63
Other Adjustments to Gross Loans	-66.01	-58.36	-51.82	-46.15	-40.8	-33.85
Net Loans	6,009	6,623	6,334	5,599	5,245	5,075
Property, Plant & Equipment	100.69	162.65	139.02	120.29	109.89	111.58
Goodwill	0.22	1.94	2.35	2.92	3.49	4.15
Other Intangible Assets	3.19	9.17	3.95	3.9	4.13	3.72
Accrued Interest Receivable	-	0.43	2.23	0.04	0.05	0.06
Other Receivables	226.36	146.12	135.64	126.19	116.83	103.96
Restricted Cash	-	5.34	4.86	2.79	3.03	7.17
Other Long-Term Assets	20.81	64.68	56.55	63.43	58.91	49.9
Total Assets	8,646	9,333	8,395	7,763	7,111	6,741
Accrued Expenses	147.52	131.21	94.6	123.04	137.81	115.78
Interest Bearing Deposits	5,009	4,834	3,878	3,469	2,936	2,759
Non-Interest Bearing Deposits	1,824	1,841	1,696	1,572	1,487	1,339
Total Deposits	6,833	6,675	5,574	5,041	4,423	4,099
Short-Term Borrowings	-	59.3	20.62	-	-	-
Current Income Taxes Payable	59.52	68.79	48.14	25.12	18.06	20.76
Accrued Interest Payable	0.1	71.57	66.24	56.33	34.86	38.97
Other Current Liabilities	16.51	37.82	14.12	14.23	13.97	10.09
Long-Term Debt	150.71	181.38	405.55	514.69	662.33	759.79
Long-Term Unearned Revenue	-	54.44	53.52	47.96	45.86	43.07
Other Long-Term Liabilities	37.5	503.98	642.1	565.14	515.32	479.05
Total Liabilities	7,245	7,783	6,919	6,388	5,851	5,566
Common Stock	270	270	270	270	225	225
Retained Earnings	1,132	199.44	182.32	168.56	152.12	94.41
Treasury Stock	-	-0.63	-0.63	-0.63	-0.52	-0.43
Comprehensive Income & Other	-	988.21	933.6	843.19	786.99	770.06
Total Common Equity	1,402	1,457	1,385	1,281	1,164	1,089
Minority Interest	-	92.83	90.92	94.23	96.03	85.8
Shareholders' Equity	1,402	1,550	1,476	1,375	1,260	1,175
Total Liabilities & Equity	8,646	9,333	8,395	7,763	7,111	6,741
Total Debt	150.71	240.69	426.17	514.69	662.33	759.79
Net Cash (Debt)	804.75	419.66	-237.86	-80.23	-402.47	-554.67
Net Cash Per Share	2.98	1.55	-0.88	-0.31	-1.49	-2.05
Filing Date Shares Outstanding	270	270	270	255	270	270
Total Common Shares Outstanding	270	270	270	255	270	270
Book Value Per Share	5.19	5.40	5.13	5.02	4.31	4.03
Tangible Book Value	1,399	1,446	1,379	1,274	1,156	1,081
Tangible Book Value Per Share	5.18	5.36	5.11	5.00	4.28	4.00

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.