Banque de Tunisie Société anonyme (BVMT:BT)

BVMT:BT Statistics

Total Valuation

BVMT:BT has a market cap or net worth of TND 1.55 billion.

Market Cap	1.55B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, December 1, 2025.

Earnings Date	Dec 1, 2025
Ex-Dividend Date	May 7, 2025

Share Statistics

BVMT:BT has 270.00 million shares outstanding.

Current Share Class	270.00M
Shares Outstanding	270.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.05%
Float	n/a

Valuation Ratios

The trailing PE ratio is 7.62 and the forward PE ratio is 8.32.

PE Ratio	7.62
Forward PE	8.32
PS Ratio	3.21
PB Ratio	1.11
P/TBV Ratio	1.11
P/FCF Ratio	2.09
P/OCF Ratio	1.97
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.12%.

Return on Equity (ROE)	16.12%
Return on Assets (ROA)	2.63%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:BT has paid 115.30 million in taxes.

Income Tax	115.30M
Effective Tax Rate	34.58%

Stock Price Statistics

The stock price has increased by +13.89% in the last 52 weeks. The beta is 0.08, so BVMT:BT's price volatility has been lower than the market average.

Beta (5Y)	0.08
52-Week Price Change	+13.89%
50-Day Moving Average	5.43
200-Day Moving Average	5.22
Relative Strength Index (RSI)	72.54
Average Volume (20 Days)	64,471

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:BT had revenue of TND 482.51 million and earned 203.28 million in profits.

Revenue	482.51M
Gross Profit	476.55M
Operating Income	330.67M
Pretax Income	333.40M
Net Income	203.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 338.05 million in cash and 150.71 million in debt, giving a net cash position of 187.34 million or 0.69 per share.

Cash & Cash Equivalents	338.05M
Total Debt	150.71M
Net Cash	187.34M
Net Cash Per Share	0.69
Equity (Book Value)	1.40B
Book Value Per Share	n/a
Working Capital	334.81M

Cash Flow

In the last 12 months, operating cash flow was 787.13 million and capital expenditures -44.29 million, giving a free cash flow of 742.85 million.

Operating Cash Flow	787.13M
Capital Expenditures	-44.29M
Free Cash Flow	742.85M
FCF Per Share	2.75

Margins

Gross Margin	n/a
Operating Margin	68.53%
Pretax Margin	69.10%
Profit Margin	42.13%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	153.95%

Dividends & Yields

This stock pays an annual dividend of 0.35, which amounts to a dividend yield of 6.10%.

Dividend Per Share	0.35
Dividend Yield	6.10%
Dividend Growth (YoY)	20.69%
Years of Dividend Growth	1
Payout Ratio	60.58%
Buyback Yield	n/a
Shareholder Yield	6.10%
Earnings Yield	13.12%
FCF Yield	47.93%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on May 10, 2022. It was a forward split with a ratio of 1.2.

Last Split Date	May 10, 2022
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4