Banque Attijari de Tunisie Société anonyme (BVMT:TJARI)

BVMT:TJARI Statistics

Total Valuation

BVMT:TJARI has a market cap or net worth of TND 3.69 billion.

Market Cap	3.69B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, April 3, 2026.

Earnings Date	Apr 3, 2026
Ex-Dividend Date	Apr 8, 2025

Share Statistics

BVMT:TJARI has 50.00 million shares outstanding.

Current Share Class	50.00M
Shares Outstanding	50.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.02%
Float	n/a

Valuation Ratios

The trailing PE ratio is 15.70 and the forward PE ratio is 17.00.

PE Ratio	15.70
Forward PE	17.00
PS Ratio	5.16
PB Ratio	2.92
P/TBV Ratio	3.01
P/FCF Ratio	3.67
P/OCF Ratio	3.60
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.33
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.30%.

Return on Equity (ROE)	19.30%
Return on Assets (ROA)	1.81%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.17%
Revenue Per Employee	531,379
Profits Per Employee	174,971
Employee Count	1,345
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:TJARI has paid 112.27 million in taxes.

Income Tax	112.27M
Effective Tax Rate	31.94%

Stock Price Statistics

The stock price has increased by +22.24% in the last 52 weeks. The beta is 0.05, so BVMT:TJARI's price volatility has been lower than the market average.

Beta (5Y)	0.05
52-Week Price Change	+22.24%
50-Day Moving Average	69.72
200-Day Moving Average	62.76
Relative Strength Index (RSI)	62.46
Average Volume (20 Days)	6,402

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:TJARI had revenue of TND 714.71 million and earned 235.34 million in profits. Earnings per share was 4.70.

Revenue	714.71M
Gross Profit	714.71M
Operating Income	344.43M
Pretax Income	351.52M
Net Income	235.34M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.70

Balance Sheet

The company has 1.96 billion in cash and 332.64 million in debt, with a net cash position of 1.63 billion or 32.64 per share.

Cash & Cash Equivalents	1.96B
Total Debt	332.64M
Net Cash	1.63B
Net Cash Per Share	32.64
Equity (Book Value)	1.26B
Book Value Per Share	24.52
Working Capital	-9.71B

Cash Flow

In the last 12 months, operating cash flow was 1.03 billion and capital expenditures -20.75 million, giving a free cash flow of 1.00 billion.

Operating Cash Flow	1.03B
Capital Expenditures	-20.75M
Depreciation & Amortization	n/a
Net Borrowing	-10.63M
Free Cash Flow	1.00B
FCF Per Share	20.09

Margins

Gross Margin	n/a
Operating Margin	48.19%
Pretax Margin	49.18%
Profit Margin	32.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	140.56%

Dividends & Yields

This stock pays an annual dividend of 4.20, which amounts to a dividend yield of 5.69%.

Dividend Per Share	4.20
Dividend Yield	5.69%
Dividend Growth (YoY)	11.11%
Years of Dividend Growth	6
Payout Ratio	90.14%
Buyback Yield	-3.09%
Shareholder Yield	2.60%
Earnings Yield	6.38%
FCF Yield	27.22%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 30, 2025. It was a forward split with a ratio of 1.1904761905.

Last Split Date	Apr 30, 2025
Split Type	Forward
Split Ratio	1.1904761905

Scores

Altman Z-Score	n/a
Piotroski F-Score	4