Société Tunisienne de Réassurance (BVMT:TRE)
Tunisia flag Tunisia · Delayed Price · Currency is TND
12.95
-0.05 (-0.38%)
At close: Aug 24, 2026

BVMT:TRE Financials Overview

Millions TND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
229.2229.2241.88211.15174.96134.07
Revenue Growth
-5.25%-5.25%14.55%20.69%30.50%22.99%
Operating Income
48.8448.8435.3929.5630.1910.57
Net Income
26.9826.9821.4118.5819.8616.72
Earnings Per Share
1.351.351.070.931.000.84
EPS Growth
25.76%25.76%15.22%-6.45%18.74%36.70%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Life
8.828.828.569.310.238.66
Non-Life
172.61172.61170.2144.9116.787.72
Total
181.43181.43178.76154.2126.9396.38

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
3.813.815.3710.687.269.93
Net Cash Growth
-29.15%-29.15%-49.70%47.16%-26.90%17.54%
Net Cash Per Share
0.190.190.270.540.360.50
Cash & Investments
3.813.815.3710.687.269.93

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
14.0614.065.2912.067.926.45
Capital Expenditures
-5.19-5.19-1.33-0.79-3.88-0.46
Free Cash Flow
8.878.873.9511.284.035.98
Free Cash Flow Growth
124.56%124.56%-64.96%179.69%-32.62%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
21.31%21.31%14.63%14.00%17.26%7.88%
Pretax Margin
19.72%19.72%13.67%13.03%16.65%13.86%
Profit Margin
11.77%11.77%8.85%8.80%11.35%12.47%
FCF Margin
3.87%3.87%1.63%5.34%2.31%4.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.5500.550-0.4500.400
Dividend Per Share Growth
14.58%--12.50%-
Dividend Yield
4.23%5.53%-7.41%7.23%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.607.687.647.737.028.52
Forward PE
8.467.066.926.997.488.40
P/FCF Ratio
29.1923.3541.4112.7434.5923.81
PS Ratio
1.130.900.680.680.801.06