Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT: UBCI)
Tunisia flag Tunisia · Delayed Price · Currency is TND
21.50
0.00 (0.00%)
At close: Dec 20, 2024

BVMT: UBCI Income Statement

Millions TND. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2023FY 2022FY 2021FY 2020FY 2019 2018 - 2014
Period Ending
Jun '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 2018 - 2014
Interest Income on Loans
350.24331.58271.59239.02237.96262.47
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Interest Paid on Deposits
175.36153.84106.0487.1993.49116.83
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Net Interest Income
174.88177.75165.54151.83144.47145.63
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Net Interest Income Growth (YoY)
-1.30%7.37%9.03%5.09%-0.80%22.09%
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Income From Trading Activities
22.926.7733.9629.8425.0832.24
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Gain (Loss) on Sale of Investments
36.3538.9838.4329.942627.34
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Other Non-Interest Income
74.4563.5564.85650.3952.7
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Total Non-Interest Income
133.74129.29137.19115.79101.47112.27
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Non-Interest Income Growth (YoY)
-0.23%-5.76%18.48%14.11%-9.62%-0.01%
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Revenues Before Loan Losses
308.62307.04302.73267.62245.94257.91
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Provision for Loan Losses
13.0620.0712.888.4914.40.25
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Revenue
295.55286.97289.85259.13231.55257.66
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Revenue Growth (YoY)
4.23%-0.99%11.86%11.91%-10.13%14.73%
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Salaries and Employee Benefits
132.65128.65120.16134.5998.77103.81
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Occupancy Expenses
10.219.949.447.678.5610.09
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Other Non-Interest Expense
68.6664.4868.4457.2741.746.64
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Total Non-Interest Expense
211.52203.07198.04199.53149.02160.53
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EBT Excluding Unusual Items
84.0483.991.8159.682.5397.12
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Other Unusual Items
-1.52---4.74-11.16-
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Pretax Income
82.5183.991.8154.8771.3797.12
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Income Tax Expense
30.8830.1831.6424.0928.5939.53
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Earnings From Continuing Operations
51.6353.7260.1730.7842.7857.6
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Minority Interest in Earnings
-0.37-0.37-0.45-0.27-0.32-0.19
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Net Income
51.2653.3659.7330.5142.4657.4
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Net Income to Common
51.2653.3659.7330.5142.4657.4
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Net Income Growth
-10.25%-10.66%95.76%-28.14%-26.03%12.05%
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Basic Shares Outstanding
202020202020
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Diluted Shares Outstanding
202020202020
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EPS (Basic)
2.562.672.991.532.122.87
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EPS (Diluted)
2.562.672.991.532.122.87
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EPS Growth
-10.25%-10.66%95.76%-28.14%-26.03%12.05%
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Dividend Per Share
1.2501.2501.2500.7501.000-
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Dividend Growth
0%0%66.67%-25.00%--
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Effective Tax Rate
37.43%35.97%34.46%43.91%40.06%40.70%
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Source: S&P Capital IQ. Banks template. Financial Sources.