Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT: UBCI)
Tunisia
· Delayed Price · Currency is TND 21.60
0.00 (0.00%)
At close: Sep 10, 2024
UBCI Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 350.24 | 331.58 | 271.59 | 239.02 | 237.96 | 262.47 | Upgrade
|
| Interest Paid on Deposits | 175.36 | 153.84 | 106.04 | 87.19 | 93.49 | 116.83 | Upgrade
|
| Net Interest Income | 174.88 | 177.75 | 165.54 | 151.83 | 144.47 | 145.63 | Upgrade
|
| Net Interest Income Growth (YoY) | -1.30% | 7.37% | 9.03% | 5.09% | -0.80% | 22.09% | Upgrade
|
| Income From Trading Activities | 22.9 | 26.77 | 33.96 | 29.84 | 25.08 | 32.24 | Upgrade
|
| Gain (Loss) on Sale of Investments | 38.92 | 38.98 | 38.43 | 29.94 | 26 | 27.34 | Upgrade
|
| Other Non-Interest Income | 71.88 | 63.55 | 64.8 | 56 | 50.39 | 52.7 | Upgrade
|
| Total Non-Interest Income | 133.71 | 129.29 | 137.19 | 115.79 | 101.47 | 112.27 | Upgrade
|
| Non-Interest Income Growth (YoY) | -0.24% | -5.76% | 18.48% | 14.11% | -9.62% | -0.01% | Upgrade
|
| Revenues Before Loan Losses | 308.58 | 307.04 | 302.73 | 267.62 | 245.94 | 257.91 | Upgrade
|
| Provision for Loan Losses | 13.06 | 20.07 | 12.88 | 8.49 | 14.4 | 0.25 | Upgrade
|
| Revenue | 295.52 | 286.97 | 289.85 | 259.13 | 231.55 | 257.66 | Upgrade
|
| Revenue Growth (YoY) | 4.22% | -0.99% | 11.86% | 11.91% | -10.13% | 14.73% | Upgrade
|
| Salaries and Employee Benefits | 132.65 | 128.65 | 120.16 | 134.59 | 98.77 | 103.81 | Upgrade
|
| Occupancy Expenses | 10.21 | 9.94 | 9.44 | 7.67 | 8.56 | 10.09 | Upgrade
|
| Other Non-Interest Expense | 70.15 | 64.48 | 68.44 | 57.27 | 41.7 | 46.64 | Upgrade
|
| Total Non-Interest Expense | 213.01 | 203.07 | 198.04 | 199.53 | 149.02 | 160.53 | Upgrade
|
| EBT Excluding Unusual Items | 82.51 | 83.9 | 91.81 | 59.6 | 82.53 | 97.12 | Upgrade
|
| Other Unusual Items | - | - | - | -4.74 | -11.16 | - | Upgrade
|
| Pretax Income | 82.51 | 83.9 | 91.81 | 54.87 | 71.37 | 97.12 | Upgrade
|
| Income Tax Expense | 30.88 | 30.18 | 31.64 | 24.09 | 28.59 | 39.53 | Upgrade
|
| Earnings From Continuing Operations | 51.63 | 53.72 | 60.17 | 30.78 | 42.78 | 57.6 | Upgrade
|
| Minority Interest in Earnings | -0.37 | -0.37 | -0.45 | -0.27 | -0.32 | -0.19 | Upgrade
|
| Net Income | 51.26 | 53.36 | 59.73 | 30.51 | 42.46 | 57.4 | Upgrade
|
| Net Income to Common | 51.26 | 53.36 | 59.73 | 30.51 | 42.46 | 57.4 | Upgrade
|
| Net Income Growth | -10.25% | -10.66% | 95.76% | -28.14% | -26.03% | 12.05% | Upgrade
|
| Basic Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 20 | Upgrade
|
| Diluted Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 20 | Upgrade
|
| Shares Change (YoY) | 0.02% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 2.56 | 2.67 | 2.99 | 1.53 | 2.12 | 2.87 | Upgrade
|
| EPS (Diluted) | 2.56 | 2.67 | 2.99 | 1.53 | 2.12 | 2.87 | Upgrade
|
| EPS Growth | -10.26% | -10.66% | 95.76% | -28.14% | -26.03% | 12.05% | Upgrade
|
| Dividend Per Share | 1.250 | 1.250 | 1.250 | 0.750 | 1.000 | - | Upgrade
|
| Dividend Growth | 0% | 0% | 66.67% | -25.00% | - | - | Upgrade
|
| Effective Tax Rate | 37.43% | 35.97% | 34.46% | 43.91% | 40.06% | 40.70% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.