Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT:UBCI)
Tunisia
· Delayed Price · Currency is TND 20.06
-0.94 (-4.48%)
At close: May 2, 2025
BVMT:UBCI Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 368.94 | 331.58 | 271.59 | 239.02 | 237.96 | Upgrade
|
| Interest Paid on Deposits | 188.97 | 153.84 | 106.04 | 87.19 | 93.49 | Upgrade
|
| Net Interest Income | 179.97 | 177.75 | 165.54 | 151.83 | 144.47 | Upgrade
|
| Net Interest Income Growth (YoY) | 1.25% | 7.37% | 9.03% | 5.09% | -0.80% | Upgrade
|
| Income From Trading Activities | 25.71 | 26.77 | 33.96 | 29.84 | 25.08 | Upgrade
|
| Gain (Loss) on Sale of Investments | 49.61 | 38.98 | 38.43 | 29.94 | 26 | Upgrade
|
| Other Non-Interest Income | 69.19 | 63.55 | 64.8 | 56 | 50.39 | Upgrade
|
| Total Non-Interest Income | 144.51 | 129.29 | 137.19 | 115.79 | 101.47 | Upgrade
|
| Non-Interest Income Growth (YoY) | 11.77% | -5.76% | 18.48% | 14.11% | -9.62% | Upgrade
|
| Revenues Before Loan Losses | 324.48 | 307.04 | 302.73 | 267.62 | 245.94 | Upgrade
|
| Provision for Loan Losses | 17.32 | 20.07 | 12.88 | 8.49 | 14.4 | Upgrade
|
| Revenue | 307.16 | 286.97 | 289.85 | 259.13 | 231.55 | Upgrade
|
| Revenue Growth (YoY) | 7.04% | -1.00% | 11.86% | 11.91% | -10.13% | Upgrade
|
| Salaries and Employee Benefits | 135.89 | 128.65 | 120.16 | 134.59 | 98.77 | Upgrade
|
| Occupancy Expenses | 10.24 | 9.94 | 9.44 | 7.67 | 8.56 | Upgrade
|
| Other Non-Interest Expense | 67.98 | 64.48 | 68.44 | 57.27 | 41.7 | Upgrade
|
| Total Non-Interest Expense | 214.11 | 203.07 | 198.04 | 199.53 | 149.02 | Upgrade
|
| EBT Excluding Unusual Items | 93.05 | 83.9 | 91.81 | 59.6 | 82.53 | Upgrade
|
| Other Unusual Items | - | - | - | -4.74 | -11.16 | Upgrade
|
| Pretax Income | 93.05 | 83.9 | 91.81 | 54.87 | 71.37 | Upgrade
|
| Income Tax Expense | 37.33 | 30.18 | 31.64 | 24.09 | 28.59 | Upgrade
|
| Earnings From Continuing Operations | 55.72 | 53.72 | 60.17 | 30.78 | 42.78 | Upgrade
|
| Minority Interest in Earnings | -0.74 | -0.37 | -0.45 | -0.27 | -0.32 | Upgrade
|
| Net Income | 54.99 | 53.36 | 59.73 | 30.51 | 42.46 | Upgrade
|
| Net Income to Common | 54.99 | 53.36 | 59.73 | 30.51 | 42.46 | Upgrade
|
| Net Income Growth | 3.05% | -10.66% | 95.75% | -28.14% | -26.03% | Upgrade
|
| Basic Shares Outstanding | 20 | 20 | 20 | 20 | 20 | Upgrade
|
| Diluted Shares Outstanding | 20 | 20 | 20 | 20 | 20 | Upgrade
|
| EPS (Basic) | 2.75 | 2.67 | 2.99 | 1.53 | 2.12 | Upgrade
|
| EPS (Diluted) | 2.75 | 2.67 | 2.99 | 1.53 | 2.12 | Upgrade
|
| EPS Growth | 3.05% | -10.66% | 95.75% | -28.14% | -26.03% | Upgrade
|
| Dividend Per Share | 1.250 | 1.250 | 1.250 | 0.750 | 1.000 | Upgrade
|
| Dividend Growth | - | - | 66.67% | -25.00% | - | Upgrade
|
| Effective Tax Rate | 40.12% | 35.97% | 34.46% | 43.91% | 40.06% | Upgrade
|
Source: S&P Global Market Intelligence. Banks template. Financial Sources.