Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT:UBCI)

BVMT:UBCI Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 1, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	769	676	430	450	440	396
Market Cap Growth	69.38%	57.21%	-4.44%	2.27%	11.11%	-1.59%
Last Close Price	38.45	32.62	19.45	19.28	17.82	15.49
PE Ratio	11.68	10.27	7.82	8.43	7.37	12.98
PS Ratio	2.30	2.03	1.40	1.57	1.52	1.53
PB Ratio	1.31	1.15	0.76	0.84	0.87	0.86
P/FCF Ratio	-	-	-	34.38	-	0.95
P/OCF Ratio	-	-	-	5.29	-	0.92
Debt / Equity Ratio	1.23	1.23	0.59	0.47	0.34	0.18
Debt / FCF Ratio	-	-	-	19.25	-	0.20
Net Debt / Equity Ratio	0.31	0.31	-0.69	-0.53	-0.57	-0.50
Net Debt / FCF Ratio	-0.41	-0.41	2.64	-21.60	1.12	-0.56
Return on Equity (ROE)	11.42%	11.42%	10.15%	10.33%	12.45%	6.74%
Return on Assets (ROA)	1.22%	1.22%	1.15%	1.23%	1.47%	0.82%
Earnings Yield	8.56%	9.74%	12.79%	11.86%	13.57%	7.70%
FCF Yield	-57.66%	-65.59%	-34.34%	2.91%	-58.49%	104.81%
Dividend Yield	3.25%	-	6.43%	6.49%	7.02%	4.84%
Payout Ratio	37.93%	37.93%	46.47%	48.02%	25.72%	70.28%
Total Shareholder Return	3.22%	-	6.43%	6.49%	7.02%	4.84%

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Jun 1, 2026

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