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Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT:UBCI)
Tunisia flag Tunisia · Delayed Price · Currency is TND
39.00
-0.40 (-1.02%)
At close: Sep 18, 2026

BVMT:UBCI Ratios and Metrics

Millions TND. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
780676430450440396
Market Cap Growth
103.12%57.21%-4.44%2.27%11.11%-1.59%
Last Close Price
39.0032.6219.4519.2817.8215.49

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.3910.277.828.437.3712.98
PS Ratio
2.252.031.401.571.521.53
PB Ratio
1.311.150.760.840.870.86
P/FCF Ratio
---34.38-0.95
P/OCF Ratio
---5.29-0.92

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.441.230.590.470.340.18
Debt / FCF Ratio
---19.25-0.20
Net Debt / Equity Ratio
-0.550.31-0.69-0.53-0.57-0.50
Net Debt / FCF Ratio
1.70-0.412.64-21.601.12-0.56
Return on Equity (ROE)
11.98%11.42%10.15%10.33%12.45%6.74%
Return on Assets (ROA)
1.15%1.22%1.15%1.23%1.47%0.82%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.78%9.74%12.79%11.86%13.57%7.70%
FCF Yield
-24.59%-65.59%-34.34%2.91%-58.49%104.81%
Dividend Yield
3.21%-6.43%6.49%7.02%4.84%
Payout Ratio
37.93%37.93%46.47%48.02%25.72%70.28%
Total Shareholder Return
3.21%-6.43%6.49%7.02%4.84%