Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT:UBCI)
Tunisia flag Tunisia · Delayed Price · Currency is TND
40.59
-0.11 (-0.27%)
At close: Aug 28, 2026

BVMT:UBCI Ratios and Metrics

Millions TND. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
812676430450440396
Market Cap Growth
107.09%57.21%-4.44%2.27%11.11%-1.59%
Last Close Price
40.5932.6219.4519.2817.8215.49

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.3310.277.828.437.3712.98
PS Ratio
2.432.031.401.571.521.53
PB Ratio
1.381.150.760.840.870.86
P/FCF Ratio
---34.38-0.95
P/OCF Ratio
---5.29-0.92

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.231.230.590.470.340.18
Debt / FCF Ratio
---19.25-0.20
Net Debt / Equity Ratio
0.310.31-0.69-0.53-0.57-0.50
Net Debt / FCF Ratio
-0.41-0.412.64-21.601.12-0.56
Return on Equity (ROE)
11.42%11.42%10.15%10.33%12.45%6.74%
Return on Assets (ROA)
1.22%1.22%1.15%1.23%1.47%0.82%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.11%9.74%12.79%11.86%13.57%7.70%
FCF Yield
-54.62%-65.59%-34.34%2.91%-58.49%104.81%
Dividend Yield
3.06%-6.43%6.49%7.02%4.84%
Payout Ratio
37.93%37.93%46.47%48.02%25.72%70.28%
Total Shareholder Return
3.06%-6.43%6.49%7.02%4.84%