Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT:UBCI)

BVMT:UBCI Statistics

Total Valuation

BVMT:UBCI has a market cap or net worth of TND 766.06 million.

Market Cap	766.06M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, June 8, 2026.

Earnings Date	Jun 8, 2026
Ex-Dividend Date	May 5, 2026

Share Statistics

BVMT:UBCI has 20.00 million shares outstanding.

Current Share Class	20.00M
Shares Outstanding	20.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 11.63 and the forward PE ratio is 10.58.

PE Ratio	11.63
Forward PE	10.58
PS Ratio	2.29
PB Ratio	1.30
P/TBV Ratio	1.30
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.63
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.42%.

Return on Equity (ROE)	11.42%
Return on Assets (ROA)	1.22%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.66%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:UBCI has paid 26.37 million in taxes.

Income Tax	26.37M
Effective Tax Rate	28.59%

Stock Price Statistics

The stock price has increased by +101.58% in the last 52 weeks. The beta is 0.17, so BVMT:UBCI's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	+101.58%
50-Day Moving Average	36.72
200-Day Moving Average	28.10
Relative Strength Index (RSI)	57.40
Average Volume (20 Days)	1,891

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:UBCI had revenue of TND 333.93 million and earned 65.85 million in profits. Earnings per share was 3.29.

Revenue	333.93M
Gross Profit	333.93M
Operating Income	92.22M
Pretax Income	92.22M
Net Income	65.85M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.29

Balance Sheet

The company has 540.23 million in cash and 724.37 million in debt, with a net cash position of -184.14 million or -9.21 per share.

Cash & Cash Equivalents	540.23M
Total Debt	724.37M
Net Cash	-184.14M
Net Cash Per Share	-9.21
Equity (Book Value)	589.28M
Book Value Per Share	29.46
Working Capital	-2.82B

Cash Flow

In the last 12 months, operating cash flow was -420.26 million and capital expenditures -23.19 million, giving a free cash flow of -443.45 million.

Operating Cash Flow	-420.26M
Capital Expenditures	-23.19M
Depreciation & Amortization	n/a
Net Borrowing	104.20M
Free Cash Flow	-443.45M
FCF Per Share	-22.17

Margins

Gross Margin	n/a
Operating Margin	27.62%
Pretax Margin	27.62%
Profit Margin	19.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.25, which amounts to a dividend yield of 3.26%.

Dividend Per Share	1.25
Dividend Yield	3.26%
Dividend Growth (YoY)	4.00%
Years of Dividend Growth	n/a
Payout Ratio	37.93%
Buyback Yield	n/a
Shareholder Yield	3.26%
Earnings Yield	8.60%
FCF Yield	-57.89%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 14, 2013. It was a forward split with a ratio of 1.2424366668.

Last Split Date	Oct 14, 2013
Split Type	Forward
Split Ratio	1.2424366668

Scores

Altman Z-Score	n/a
Piotroski F-Score	2