Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT:UBCI)
Tunisia
· Delayed Price · Currency is TND 20.06
-0.94 (-4.48%)
At close: May 2, 2025
BVMT:UBCI Balance Sheet
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 445.12 | 418.04 | 446.51 | 315.21 | 221.04 | Upgrade
|
Investment Securities | 741.16 | 695.24 | 489.09 | 528.1 | 363.42 | Upgrade
|
Trading Asset Securities | 165.38 | 16.82 | 12.75 | 1.12 | 1.58 | Upgrade
|
Total Investments | 906.55 | 712.07 | 501.84 | 529.22 | 365.01 | Upgrade
|
Gross Loans | 3,515 | 3,163 | 3,021 | 2,737 | 2,650 | Upgrade
|
Allowance for Loan Losses | -221.15 | -199.59 | -193.57 | -185.88 | -178.72 | Upgrade
|
Other Adjustments to Gross Loans | -13.24 | -13.1 | -14 | -14.36 | -14.9 | Upgrade
|
Net Loans | 3,281 | 2,951 | 2,813 | 2,537 | 2,457 | Upgrade
|
Property, Plant & Equipment | 153.81 | 129.36 | 66.53 | 42.11 | 35.63 | Upgrade
|
Goodwill | 0.15 | - | - | - | - | Upgrade
|
Accrued Interest Receivable | 9.15 | 13 | 72.6 | 69.3 | 72.53 | Upgrade
|
Other Receivables | 283.93 | 197.32 | 225.72 | 189.26 | 81.28 | Upgrade
|
Restricted Cash | 43.69 | 37.25 | 22.71 | 302.56 | 241.97 | Upgrade
|
Other Current Assets | 0.15 | 0.26 | 0.35 | 0.76 | 0.85 | Upgrade
|
Long-Term Deferred Tax Assets | 3.44 | 6.23 | 6.27 | 6.17 | 15.3 | Upgrade
|
Other Real Estate Owned & Foreclosed | 0.08 | 0.3 | - | - | - | Upgrade
|
Other Long-Term Assets | 55.4 | 87.15 | 24.3 | - | - | Upgrade
|
Total Assets | 5,182 | 4,552 | 4,180 | 3,992 | 3,490 | Upgrade
|
Accounts Payable | - | - | - | - | 54.33 | Upgrade
|
Accrued Expenses | - | - | - | 146.88 | 98.04 | Upgrade
|
Interest Bearing Deposits | 1,953 | 1,670 | 1,464 | 1,416 | 1,197 | Upgrade
|
Non-Interest Bearing Deposits | 2,004 | 1,759 | 1,773 | 1,781 | 1,480 | Upgrade
|
Total Deposits | 3,957 | 3,429 | 3,238 | 3,197 | 2,676 | Upgrade
|
Short-Term Borrowings | - | 197 | 91 | - | - | Upgrade
|
Accrued Interest Payable | - | - | 144.63 | 3.09 | 4.21 | Upgrade
|
Long-Term Debt | 331.11 | 55.02 | 78.87 | 83.44 | 161.57 | Upgrade
|
Long-Term Unearned Revenue | - | 4.33 | 1.7 | - | - | Upgrade
|
Pension & Post-Retirement Benefits | 23.18 | 23.18 | 24.3 | - | - | Upgrade
|
Other Long-Term Liabilities | 307.97 | 309.4 | 95.95 | 100.08 | 43.44 | Upgrade
|
Total Liabilities | 4,619 | 4,018 | 3,674 | 3,531 | 3,038 | Upgrade
|
Common Stock | 100.01 | 100.01 | 100.01 | 100.01 | 100.01 | Upgrade
|
Retained Earnings | 54.99 | 53.36 | 59.73 | 30.51 | 42.46 | Upgrade
|
Comprehensive Income & Other | 401.95 | 376.55 | 341.71 | 327.09 | 306.66 | Upgrade
|
Total Common Equity | 556.94 | 529.92 | 501.44 | 457.61 | 449.13 | Upgrade
|
Minority Interest | 6.62 | 4.28 | 4.22 | 3.26 | 3.34 | Upgrade
|
Shareholders' Equity | 563.56 | 534.2 | 505.66 | 460.87 | 452.47 | Upgrade
|
Total Liabilities & Equity | 5,182 | 4,552 | 4,180 | 3,992 | 3,490 | Upgrade
|
Total Debt | 331.11 | 252.02 | 169.87 | 83.44 | 161.57 | Upgrade
|
Net Cash (Debt) | 389.39 | 282.83 | 289.39 | 232.89 | 61.05 | Upgrade
|
Net Cash Growth | 37.67% | -2.27% | 24.26% | 281.46% | - | Upgrade
|
Net Cash Per Share | 19.47 | 14.14 | 14.47 | 11.64 | 3.05 | Upgrade
|
Filing Date Shares Outstanding | 20 | 20 | 20 | 20 | 20 | Upgrade
|
Total Common Shares Outstanding | 20 | 20 | 20 | 20 | 20 | Upgrade
|
Book Value Per Share | 27.84 | 26.49 | 25.07 | 22.88 | 22.45 | Upgrade
|
Tangible Book Value | 556.79 | 529.92 | 501.44 | 457.61 | 449.13 | Upgrade
|
Tangible Book Value Per Share | 27.84 | 26.49 | 25.07 | 22.88 | 22.45 | Upgrade
|
Source: S&P Global Market Intelligence. Banks template. Financial Sources.