Union Bancaire pour le Commerce et L'Industrie Société anonyme (BVMT:UBCI)

BVMT:UBCI Cash Flow Statement

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	59.24	54.99	53.36	59.73	30.51	42.46
Depreciation & Amortization	15.4	10.24	9.94	9.44	7.67	8.56
Other Operating Activities	-569.63	-181.05	21.86	-293.11	391.06	216
Operating Cash Flow	-494.99	-115.82	85.16	-223.95	429.23	267.02
Operating Cash Flow Growth	-	-	-	-	60.75%	1167.05%
Capital Expenditures	-34.02	-31.86	-72.06	-33.41	-14.15	-0.18
Investment in Securities	27.49	-30.19	-97	44.65	-163.67	46.96
Other Investing Activities	45.17	40.33	30.99	36.67	30.85	18.15
Investing Cash Flow	38.64	-21.72	-138.08	47.91	-146.97	64.93
Long-Term Debt Issued	-	-	-	2.19	-	-
Long-Term Debt Repaid	-	-20.87	-20.3	-	-78.83	-87.24
Net Debt Issued (Repaid)	-14.11	-20.87	-20.3	2.19	-78.83	-87.24
Repurchase of Common Stock	-	-	-	-	-0.01	-0.13
Common Dividends Paid	-25.55	-25.55	-25.62	-15.36	-21.44	-1.69
Other Financing Activities	-2.48	-	-	-	0.12	-4.91
Financing Cash Flow	-42.14	-46.42	-45.92	-13.17	-100.16	-93.97
Net Cash Flow	-498.49	-183.96	-98.84	-189.2	182.11	237.98
Free Cash Flow	-529.01	-147.68	13.09	-257.36	415.09	266.84
Free Cash Flow Growth	-	-	-	-	55.56%	1860.73%
Free Cash Flow Margin	-160.81%	-48.08%	4.56%	-88.79%	160.19%	115.24%
Free Cash Flow Per Share	-26.45	-7.38	0.65	-12.87	20.75	13.34
Cash Income Tax Paid	43.59	43.59	44.32	14.93	25.18	53.16

Source: S&P Global Market Intelligence. Banks template. Financial Sources.